Futurisk

Futurisk is an insurance brokerage company based in Manawatu & Waikato. They have over 30 years of experience in safeguarding New Zealand households and businesses against loss.

The company was founded in 2011 as Allied Financial Services. They grew exponentially and formed alliances with other prominent insurers. This move provided them with the expertise to offer professional cover to their clientele.

Futurisk General Insurance was subsequently established in 2016 to provide tailored domestic insurance packages to a wide clientele.

As an independent brokerage, the company operates without allegiance to any specific insurance company. This allows it to offer customised insurance options for an extensive clientele.

Personal attention makes things easy

Futurisk's commitment to simplifying the insurance selection process is evident in its personalised approach. Whether it's life and health insurance, business insurance, mortgages, or general insurance, they can offer you the coverage you need.

The company has a deep understanding of the complexities within the insurance industry. This makes them your income insurance specialist of choice if you’re looking for optimal coverage for yourself and your family.

Futurisk Insurance works diligently with clients to meet their needs effectively. Their accredited advisors, with extensive industry experience, collaborate closely with you to develop an optimal insurance plan tailored to your unique lifestyle or business requirements.

Insurance that suits your needs

The company’s dedication is evident in its mission statement, namely to:

• Provide quality solutions with technical expertise and exceptional service.
• Foster professional growth of associates, advisors, and employees through continuous training and support for top-quality service.
• Build strong relationships with insurance providers for extra financial stability and competitive products.
• Cultivate friendly relationships with clientele.
• Forge partnerships with stakeholders for positive community contributions.
• Collaboratively plan for strong, healthy, and independent futures with clients.

Experience makes the difference

Futurisk works diligently with you to meet your needs effectively. An accredited advisor with extensive industry experience will collaborate closely with you to develop an optimal insurance plan uniquely tailored to your requirements.

You can enjoy the convenience of creating your ideal insurance plan directly or by contacting them. The team will handle all necessary tasks and ensure a seamless process, saving you time and hassle.

Your family’s well-being depends on a regular income. Life is, however, full of uncertainties, and your circumstances can change in an instant.

For this reason, Futurisk offers a number of income protection policies. These ensure that your future is taken care of should life throw you a curveball.

You can choose from three income protection plans

1. Agreed-value insurance

This policy offers you a unique and reliable solution for safeguarding your income by locking in a predetermined income amount when you apply. You’ll receive a guaranteed payout based on your agreed-upon income, regardless of any fluctuations in your earnings or working hours that may occur in the future.

You have the peace of mind that you’ll receive the financial support you need if an unexpected disability or illness interrupts your ability to work. It enables you to maintain your lifestyle with confidence in the knowledge that you’ve chosen a dependable and transparent protection plan.

2. Indemnity income insurance

This option offers you a sense of security by replacing a portion of your lost income in the event of disability or illness. Unlike some other income protection policies, this policy bases the benefit amount on the actual earnings at the time of the claim.

This means that the payout will reflect the income you were receiving when the disability or illness occurred, ensuring fair compensation tailored to your specific circumstances. This option is ideal if you’re seeking a simple and transparent income protection solution, that provides financial stability during tough times.

3. Loss of earnings insurance

With this type of cover, you have the freedom to select between an agreed-value or indemnity benefit. You can choose the agreed-benefit payout, or - if you provide the required proof of your pre-disability income - you can qualify for a higher benefit amount.

Help when it matters most

Futurisk’s holistic approach to income protection goes beyond traditional coverage. They don’t only replace your income but also consider the earning potential you had before the disability or illness occurred.

With a strong reputation for reliability and customer-centricity, Futurisk is the go-to choice for income protection insurance. Their insurance packages cover a wide variety of professions and industries, ensuring that individuals from diverse backgrounds can find suitable protection.

Through a careful assessment of your profession, qualifications, and career trajectory, they determine the maximum potential earnings you could have achieved if not for the unfortunate event. It allows you to maintain your financial security and life goals knowing that you’ll get all the support you need when times get tough.