List of Insurance Plans & Providers

Car insurance essentials to help you steer clear of financial pitfalls

Car insurance isn't merely an optional expense; it's an essential investment shielding you from unforeseen financial pitfalls by providing a financial cushion against the unexpected.

Without car insurance, you'll be left to foot the bill for collision repairs, a scenario that can drain your finances. Comprehensive car insurance isn't just about shielding your vehicle; it's a strategic layer of protection for your financial well-being. 

Is car insurance mandatory in New Zealand?

The Motor Vehicle (Third-Party Risk) Act 1945 mandates that all registered vehicles carry at least third-party-only (TPO) insurance. This is not a mere formality; it's a regulatory safeguard that ensures accountability on the road. Getting to grips with the nuances of policy types, from third-party-only insurance to third-party, fire, and theft insurance, empowers you to tailor coverage that aligns with your specific needs.

How much does car insurance cost?

The architecture of insurance premiums is complex and influenced by many factors. Vehicle-related variables like make, model, safety features, and modifications interplay with driver-centric aspects such as age, gender, driving history, and experience. This intricate web of factors directly impacts the premium you pay.

Are the extras worth it when it comes to car insurance?

Beyond the basics, optional add-ons like roadside assistance coverage and glass cover offer enhanced protection. Roadside assistance coverage transforms unexpected breakdowns into manageable inconveniences, while glass cover shields you from the hassles of windscreen damage.

Car insurance equips you with the confidence to explore the roads, secure in the knowledge that your financial foundation remains unshaken in the face of road-bound uncertainties. Our collection of the country’s leading car insurance providers will help you choose the right partner and policy to suit your coverage needs within your budget.

List of direct providers offering Car Insurance

Securing your family's future with tailored Life insurance

Life insurance is a crucial financial tool that provides peace of mind and protection for your loved ones in the face of life's uncertainties. It plays a vital role in ensuring the financial well-being of your family, even when you're no longer there to provide for them.

Why is Life insurance important?

Life insurance is all about planning for the unexpected. It's a way to ensure that your family is taken care of financially if something were to happen to you. It can help cover outstanding debts, mortgage payments, funeral expenses, and provide financial support to your beneficiaries, giving them the stability they need during a challenging time. 

The crucial role that life cover plays

Life insurance serves as a safety net for your family's financial future. It provides a tax-free lump sum payment to your designated beneficiaries when you pass away. This payout can be used to replace lost income, settle debts, cover educational expenses, or simply maintain their current standard of living.

Tailored coverage to meet your family's needs

Life cover policies are highly customisable to fit your specific circumstances. You can choose the coverage amount, policy duration, and additional features that align with your family's financial goals and requirements. Whether you're looking for term life insurance, which provides coverage for a set period, or whole life insurance, which offers lifelong protection, there's an option that suits your needs.

Added benefits and financial security

Life insurance can also come with additional benefits. Some policies offer critical illness coverage, which provides a payout if you're diagnosed with a severe medical condition. This can help cover medical expenses and other costs associated with your illness, easing the financial burden on your family.

Finding the right life insurance provider

Selecting the right life insurance policy can be a significant decision, but it's an essential one for your family's financial security. We've compiled a list of reputable life insurance providers to help you find the perfect insurer and policy. Whether you're a young family just starting out or you're planning for retirement, there's a solution that can give you peace of mind and protect your family's future.

List of direct providers offering Life Insurance

Navigating Health insurance for optimal wellness for the whole family

Health insurance plays a pivotal role in ensuring timely access to medical care, minimising waiting periods, and enhancing overall wellness.

Securing comprehensive health insurance is a vital step towards safeguarding your well-being and financial stability. With a robust public healthcare system in place, private health insurance complements the state provisions, offering enhanced coverage and faster access to medical services. 

What role does private Health insurance play?

Private health insurance steps in to bridge the gaps left by public healthcare. It provides swifter access to specialists, elective surgeries, and treatments not fully covered by the public system. Health insurance policies can be tailored to your needs, ensuring comprehensive coverage for diagnostics, prescriptions, and treatments.

One significant advantage of private health insurance is prompt access to specialists and treatments. For non-urgent procedures, public waitlists can be lengthy. Private insurance eliminates delays, offering timely medical attention that can significantly impact your recovery and overall well-being.

Family plans and added benefits

Health insurance can extend to cover your entire family, providing peace of mind for your loved ones' health needs. Many policies offer added benefits such as optical and dental coverage, preventive care, and prescription medicines. These additional features contribute to a comprehensive healthcare solution.

Health insurance options available to you

Health insurance options are flexible, allowing you to choose the coverage that aligns with your unique health requirements and budget. Whether you seek routine check-ups, dental treatments, or specialist consultations, customisation ensures you receive the care you deserve. Check out our collection of leading health insurance providers in New Zealand to find your ideal insurer and plan.

List of direct providers offering Health Insurance

Travel insurance to help you explore the world with confidence

Travel insurance is your essential companion when embarking on any adventure. It serves as a safety net, providing you with peace of mind and financial protection in the face of unexpected travel mishaps.

Is Travel cover a must?

Travel insurance is a must-have for any traveler. It offers protection against a wide range of unforeseen circumstances that can disrupt your travel plans and impact your finances. Whether you're embarking on a relaxing beach vacation or an adventurous expedition, having travel insurance ensures that you can enjoy your journey with confidence, knowing you're covered.

What is Travel insurance all about?

Travel insurance plays a pivotal role in safeguarding your travel investment. It can provide coverage for trip cancellations or interruptions due to reasons such as illness, injury, or unforeseen events like natural disasters. Additionally, travel insurance often includes benefits like emergency medical coverage, which can be a lifesaver when facing unexpected health issues abroad.

There’s something for everyone

One of the great advantages of travel insurance is its flexibility. You can tailor your policy to match your specific travel plans and preferences. Whether you're a frequent traveler, a backpacker, or a family planning a vacation, there's a travel insurance policy designed to suit your needs. Coverage options can include trip cancellation, trip interruption, emergency medical coverage, lost luggage protection, and more.

Added benefits and peace of mind

Travel insurance often comes with added benefits, such as coverage for travel delays, missed connections, or rental car protection. Some policies even offer 24/7 travel assistance services, ensuring you have support no matter where you are in the world. These extras provide you with peace of mind, knowing that you're not alone in navigating travel challenges.

Choosing the right Travel insurance

Selecting the right travel insurance policy is a crucial step in planning your trip. We've gathered a list of reputable travel insurance providers to help you find the perfect insurer and policy for your adventures. Whether you're a solo traveler exploring new cultures or a family creating lasting memories, having the right travel insurance ensures that your journey is worry-free.

List of direct providers offering Travel Insurance

What is Home & contents insurance?

Home insurance safeguards your property against a spectrum of perils, including fire, natural disasters, vandalism, and theft. From the foundation to the roof, this insurance ensures that your dwelling is repaired or rebuilt in case of damage, minimising your financial burden.

Why should you get Home contents insurance?

Home contents insurance is your safety net when the unexpected strikes. It goes beyond the standard home insurance, which covers the structure of your house. Contents insurance steps in to protect the valuable items within your home, ensuring that your possessions are shielded from a wide range of perils, including theft, fire, natural disasters, and more.

The role of Home contents insurance

While your home is a haven, it's the contents that make it truly yours. Home contents insurance acts as a shield for your personal belongings, offering financial support to replace or repair items in case of damage, loss, or theft. Whether it's your electronics, furniture, jewelry, or other prized possessions, this insurance ensures that your investments are secure.

Tailored coverage to meet your needs

One of the most significant advantages of home contents insurance is its flexibility. Policies can be tailored to suit your specific requirements and budget. You can choose the coverage that aligns with the value of your belongings, ensuring you're neither underinsured nor overinsured. This customization guarantees that you receive the protection you need without paying for unnecessary coverage.

Throw in some added benefits

Many home contents insurance policies come with additional benefits. These can include coverage for items outside your home, such as personal belongings you carry with you, like laptops or jewelry. Some policies even provide coverage for accidental damage, offering an extra layer of protection for your possessions. With home contents insurance, you can enjoy peace of mind knowing that your cherished items are secure, no matter where you are.

Finding the right Home contents insurance provider

Navigating the world of home contents insurance may seem overwhelming, but it doesn't have to be. We've gathered a list of leading home contents insurance providers to help you find the ideal insurer and plan. Whether you're looking to protect your electronics, furniture, or sentimental items, there's a policy out there designed to fit your needs.

List of direct providers offering Contents Insurance