nib Life Insurance

Nib understand the importance of living a healthier, happier life. They offer accessible and affordable insurance plans, along with valuable resources to improve your overall well-being.

A history of care

With a rich history spanning over 65 years, Nib has been there for its members, supporting their health needs every step of the way. Their journey in New Zealand began in 2012 when they obtained Tower Medical Insurance Limited.

They further expanded in 2015 by acquiring the OnePath healthcare enterprise. In 2022, they broadened their services by adding life and living cover through the acquisition of Kiwi Insurance Limited.

Strengthening communities and promoting well-being

Nib believes in actively engaging with the community and promoting well-being and a physically active way of life. They partner with various organisations and initiatives, making a positive impact on the well-being of their members, employees, and the wider community.

By proudly serving as primary partners of the Nib Blues and the Blues women's rugby team, they exemplify their dedication to nurturing a strong community spirit and advancing the promotion of well-being.

Celebrating diversity and inclusion 

Nib values the strength that comes from diverse workplaces and communities. They believe that embracing diversity leads to better outcomes for you. Their comprehensive diversity and inclusion action plan ensures that everyone feels included and empowered to be their authentic selves.

Acknowledging their commitment to cultural intelligence, they’ve received the CQTick from the Superdiversity Institute, showcasing their dedication to diversity.

Honouring Te Tiriti o Waitangi

Nib recognises the significance of Te Tiriti o Waitangi and upholds its principles of partnership, participation, and protection. They actively encourage their team to undertake training in Te Reo and Tikanga, honouring Māori values and spirituality.

Through their collaboration with Auckland iwi Ngāti Whātua Ōrākei, they provide tailored health insurance and management programs for their hapū members, improving health outcomes in alignment with Māori values.

As a valued Nib member, you gain more than just exceptional health insurance. Through their network of trusted partners like Tend, Specsavers, TBI Health, Zoom Pharmacy, and Mercy Radiology, you have access to exclusive tools and special offers that empower you to harness your well-being, joy, and way of life.

With its impressive history, commitment to diversity and inclusion, and focus on community engagement, Nib stands as your trusted partner for a healthy life. They’re dedicated to supporting your well-being and that of the wider community, ensuring you receive the care and assistance you need for a healthier and happier future.

Life and living insurance is an innovative offering from Nib that grants you the freedom to choose the protection that aligns perfectly with your priorities.

No matter the challenges you face, their diverse insurance plans ensure you're prepared for significant life events and traumas.

Life insurance: A shield for your loved ones

Nib life insurance NZ extends a comforting shield in two critical situations. Firstly, it guarantees a substantial lump sum to support your loved ones in the event of your passing, easing their financial burden during a difficult time.

Secondly, if you find yourself diagnosed as terminally ill and expected to pass on within the next 12 months, this insurance provides financial security for your family during such trying circumstances. The lump sum can cover immediate living expenses, existing debts, funeral costs, and even future education expenses for your children.

Living insurance: A safety net for adverse times

Living insurance encompasses two essential components:

1. Serious illness trauma: In the face of a severe medical condition defined within the policy, such as a major heart attack or severe cancer, this cover ensures you receive a lump sum payment. The financial support helps you navigate through challenging times with greater ease.
2. Income protection illness: When illness prevents you from working, income protection illness offers a reassuring monthly payment. Tailored to your previous income, it covers your current income, the gap between your earnings and disability benefits, immediate living costs for your family, and future expenses related to your illness.

Funeral cover: A complimentary perk with Nib life insurance NZ

As an added benefit, all life and living insurance options include funeral cover. This complimentary feature offers a $15,000 lump sum to assist with funeral expenses if you pass away or receive a terminal illness diagnosis with an expected lifespan of 12 months.

Estimate your ideal coverage

Uncertain about the most suitable insurance for your unique situation? Their user-friendly life & living insurance estimator tool makes it a breeze to calculate your desired coverage.

It's important to note that while the estimator provides an excellent starting point, it does not offer financial advice or a formal quote. The indicative premium may undergo adjustments after your application assessment.

Protect your family with Nib life insurance NZ

Life and living insurance by Nib is a comprehensive safeguard against life's uncertainties. Whether you're seeking to secure your family's financial future, protect yourself against severe illnesses, or ensure consistent income during illness-related career breaks, their insurance plans are designed to cater to your needs. With flexible choices, generous coverage, and the bonus of funeral cover, life and living insurance empowers you with the peace of mind you deserve.