AMP Contents Insurance

AMP’s contents insurance offers comprehensive coverage to protect your possessions against unexpected events such as fire, theft, and damage.

Whether it's your furniture, electronics, appliances, clothing, or other valuable items, they ensure that you have the necessary financial support to replace or repair them in case of an unfortunate incident. With their policy, you can have peace of mind knowing that your belongings are safeguarded.

Customised policies to suit you

They recognise that everyone's insurance needs are unique. That's why they offer flexible policies that can be tailored to suit your specific requirements. Whether you're a homeowner, renter, or landlord, they have a range of options to accommodate your circumstances.

Their expert advisors work closely with you to understand your coverage preferences and budget, ensuring that you get the right level of protection without overpaying for unnecessary features. With AMP NZ you can customise your policy to fit your lifestyle and have confidence in your coverage.

Superior customer service and claims support

They prioritise customer satisfaction and aim to provide exceptional service throughout your insurance journey. Their dedicated team is always ready to assist you with any inquiries or concerns you may have regarding your contents insurance.

They believe in clear communication and transparent processes, ensuring that you understand your policy details and coverage limits. In the unfortunate event of a claim, they strive to make the process as smooth as possible. Their claims support team is efficient and responsive, guiding you through the necessary steps and offering assistance to help you recover from the incident swiftly.

With AMP NZ, you can enjoy comprehensive coverage for your belongings, customised policies to suit your needs, and superior customer service. They’re committed to protecting what matters most to you and providing you with the peace of mind you deserve.

Contents insurance - A crucial safety net

In an unpredictable world where accidents, fires, thefts, or natural disasters can occur, AMP's contents insurance acts as a crucial safety net. It provides coverage for a wide array of items, regardless of their size or value, up to the policy limit and sum insured.

They present flexible payment options, permitting premium payments on a fortnightly, monthly, or yearly basis. Moreover, AMP offers opportunities to reduce premiums by adjusting your excess and allows you to establish your own coverage limits for specific items such as jewellery, watches, rugs, paintings, and more.

With AMP's contents insurance, you can protect your belongings while enjoying the reassurance of being covered, even in New Zealand's unpredictable climate. You can choose from two main coverage options: Comprehensive Everyday Plus Contents Cover and Everyday Contents Cover.

AMP's contents insurance offers comprehensive protection for homeowners, renters, and individuals seeking to secure their personal possessions conveniently. 

So what does AMP’s contents insurance cover?

• Optional coverage for portable valuables, ensuring protection for valuable items on the go.
• Coverage for jewellery and watches, with options to insure each item up to $2,500 or a total of up to $10,000 (unless otherwise specified).
• Protection for contents temporarily removed for up to 180 consecutive days, up to 25% of the contents sum insured.
• Coverage for food and medication spoilage, offering compensation of up to $1,000.
• Protection for valuable art and collectables, including paintings, pictures, art, antiques, sculptures, ornaments, and art objects. Each item can be insured up to $20,000 or a total of up to $80,000.
• Coverage for accidental loss and damage anywhere in New Zealand (optional).
• Protection for home office equipment, with coverage of up to $15,000.
• Coverage for financial transaction card loss, with compensation of up to $2,500.
• Identity theft cover, providing protection for identity theft with coverage of up to $1,500.
• Compensation for costs associated with re-establishing important documents, with coverage of up to $1,000.
• Coverage for loss or damage caused by natural disasters.
• Replacement of lost, damaged, or stolen contents with new items.
• Coverage for contents when in storage.
• Assistance with temporary accommodation costs.
• Liability cover.
• Compensation for fatal injuries.
• Coverage for visitors' contents, with protection of up to $1,000.

Additional benefits and optional extras

In addition to their standard coverage, they provide a range of benefits and optional extras to enhance your insurance policy.

These include:

• Accidental damage cover: Accidents happen, and their accidental damage coverage protects your possessions from unexpected mishaps, such as spills or breakage.
• Portable contents cover: If you frequently take valuable items outside your home, this cover extends protection to your belongings wherever you go, including smartphones, laptops, and cameras.
• New for old replacement: If your insured items are damaged or stolen, they provide new replacements, ensuring that you can replace your possessions with brand-new ones without depreciation.
• Temporary accommodation cover: If your home becomes uninhabitable due to an insured event, they cover the costs of temporary accommodation for you and your family, offering peace of mind during difficult times.