Kiwibank Contents Insurance

Kiwibank is on a mission to help New Zealand and its people thrive. With a range of unique qualities, a wealth of experience, a distinctive work methodology, an outstanding reputation, and a set of core values that set them apart, they’re dedicated to improving the lives of Kiwis.

Investing locally for national prosperity 

Kiwibank stands out as a bank that keeps every dollar of profit within New Zealand, thus demonstrating its strong commitment to supporting local communities. By reinvesting their profits in the country, they actively contribute to the overall growth and well-being of the country and its people.

Innovative and sustainable practices

Kiwibank is driven by a vision of a sustainable future and constantly seeks innovative solutions to achieve this vision. They’ve collaborated with five renowned local designers to reimagine their workplace wardrobe, reflecting the diverse and modern essence of Aotearoa. They’ve also introduced a new suite of cards that not only offer accessibility but also feature captivating designs, all while prioritising the use of recycled materials.

Celebrating extraordinary Kiwis

Through their Kiwibank New Zealander of the Year Awards, they pay tribute to exceptional individuals who embody selflessness, creativity, and vision, making all New Zealanders proud of their country. These awards serve as a platform to honour those who’ve made extraordinary contributions to society, showcasing the remarkable talents and achievements of Kiwis.

Embracing diversity, equity & inclusion

Kiwibank is deeply committed to building an inclusive organisation that represents the diverse tapestry of Aotearoa's communities. They aspire to be an institution that celebrates and respects all individuals, fostering an environment that reflects the richness and multiculturalism of New Zealand.

Ethics and sustainability at the core

Kiwibank places great importance on ethical conduct and environmental sustainability, which is why they’re thrilled to have received the prestigious B Corp accreditation. This recognition underscores their commitment to running a business that upholds ethical standards and strives for environmental sustainability, aligning their values with the collective goal of creating a better world.

A journey of growth and progress

Since its establishment in 2002, Kiwibank has rapidly grown, spreading its wings beyond the New Zealand Post to become an independent financial institution. This transformative journey exemplifies their adaptability, innovation, and ability to meet your evolving needs.

Putting people first

At the heart of Kiwibank's success are the people – their dedicated team members who embody their values and drive their mission forward. From the executive team to the board of directors, Kiwibank's leadership sets the stage for a customer-centric approach to banking.

An inclusive work environment

Kiwibank warmly welcomes individuals who share their vision to join their team. They foster a supportive and inclusive work environment, attracting talented professionals who contribute to the ongoing success of the bank.

Transparency and trust

Kiwibank ensures transparency and accountability through its robust governance structure. They provide customers and investors with easy access to legal documents, disclosure statements, and codes of conduct, fostering trust and enabling informed decision-making.

Their innovative approach, strong values, and commitment to building a brighter future for all make them a trusted and valued financial partner and the perfect insurer to protect your valuables with their intuitive content insurance.

Discover the best all-inclusive home and contents insurance New Zealand has to offer with Kiwibank. Their contents insurance is designed to provide the utmost protection for your treasured possessions.

Brand-new replacement: Ensuring complete reimbursement

One of the standout features of Kiwibank's contents insurance is its unwavering commitment to fully reimburse you for your items. No matter the age of your furniture, furnishings, or home devices, Kiwibank will cover the costs of replacing or repairing them.

Even if your items have seen better days, you'll receive the entire replacement value. Keep in mind that certain items, like clothing, computers older than five years, and camping equipment, are covered based on their current value.

Protecting your children's belongings

Kiwibank understands the importance of safeguarding your children's belongings, especially when they're away from home. That's why their contents insurance extends coverage to your children while attending boarding school. If you have tertiary students living away from home, they'll be protected up to $5,000. This coverage brings peace of mind, ensuring their cherished possessions remain secure.

Optional benefit: Eye care coverage

Kiwibank goes the extra mile by offering an optional benefit specifically tailored to eyewear, including spectacles, prescription sunglasses, and contact lenses. In the unfortunate event of loss or damage to these essential items, you won't have to worry about paying any additional fees when making a claim. It's important to note that this benefit does not cover disposable contact lenses.

Preserving your precious jewellery

When it comes to preserving your precious jewellery, Kiwibank has you covered. Their contents insurance policy provides coverage for the repair or replacement of each item, with a generous limit of $3,000 per piece. If you have multiple unspecified jewellery items, including watches, the coverage extends to a total value of $15,000. For items with a higher value, it's recommended to specify them separately to ensure they're adequately protected.

Additional benefits for enhanced security

Kiwibank's contents insurance offers an array of additional benefits to bolster your security and grant you peace of mind. For instance, if you're embarking on a journey within Australia or the Pacific Islands for less than 30 days, you'll enjoy coverage of up to $5,000 for potential loss of clothing, jewellery, cameras, and personal effects.

In the unfortunate event of misplaced or stolen keys, or even unauthorised duplication,  they’ll cover the cost of replacing the keys and locks, up to a maximum of $1,000, without any additional charges.

A diverse range of special benefits: Home and contents insurance New Zealand

Kiwibank understands that each individual has unique needs, which is why their contents insurance offers a wide range of special benefits to cater to diverse circumstances. These benefits encompass coverage for:

• Business tools up to $1,000,
• Alternative accommodation up to $25,000 (with an option to increase it to $50,000),
• Children's belongings left at home while they're overseas,
• Contents in transit up to $50,000,
• Contents in storage up to $50,000 for six months,
• Home office furniture or equipment up to $15,000.