Cove Car Insurance

Cove insurance offers a range of car insurance options that are both affordable and refreshingly simple.

As a trusted Kiwi-made brand, they’re dedicated to providing insurance services that meet the needs of New Zealanders without breaking the bank.

Affordable premiums for New Zealanders

They believe that insurance should be accessible to all. That's why they strive to offer car insurance with affordable premiums that cater to the majority of New Zealanders. By prioritising competitive pricing, they ensure that you can get the coverage you need without crippling your budget.

Innovating for your needs: Cove's future plans for insurance expansion and improved self-service

Behind their success is a team of dedicated professionals and a belief in transparency and service delivery. They have a plan for the future to bring you even more insurance options, these plans include:

• Home and contents: Cove is actively working on creating exceptional house and contents insurance policies to expand its coverage options.
• Improve the car insurance process: They’re continuously enhancing their car insurance process to make it even more convenient for you. This includes improvements like an upgraded address finder service.
• More flexibility in payments: They’re aiming to provide flexible payment options, including direct debits, fortnightly payments, and annual payments, to suit different financial preferences.
• Explore other insurance products: Cove insurance is planning to offer you additional insurance products such as boats, motorcycles, life, and more to meet a wider range of insurance needs.
• Improve self-service: They’re committed to further developing the My Cove platform, enabling you to manage your policies entirely online with ease.

Cove Insurance - Your trusted partner

Their ultimate goal is to become the best insurance brand in New Zealand. With their commitment to transparency, simplicity, and customer satisfaction, you can trust Cove to provide reliable coverage for your car. Whether you're looking for affordable premiums, time-saving processes, or exceptional customer service, Cove wants to serve you.

Cove understands the importance of saving money, so they offer some cost-saving methods. They’ve got multi-policy discounts, so you can bundle your insurance policies and enjoy lower premiums.

You can save even more with their referral bonuses for spreading the word about Cove insurance, enabling you to earn extra savings. They prioritise your financial well-being while providing comprehensive coverage.

Cove offers a comprehensive range of services designed to provide you with a seamless car insurance experience.

Protecting you in every situation: Cove's car insurance coverage explained

They focus on simplifying coverage and ensuring that you’re protected in various situations. Here are some of their services.

• Fire coverage: In the event of fire damage to a car, Cove's insurance policy covers the repair costs or compensates based on the agreed value selected by you.
• Theft protection: If your car is stolen, they provide coverage for the repair costs or will pay you the agreed value, which brings you financial security in such unfortunate circumstances.
• Damage coverage: Accidents are a regrettable fact of life, but you can be covered. The policy covers the repair costs for any damage resulting from accidents. If the vehicle is deemed irreparable, they’ll compensate you based on the value, as per your policy.
• Replacement car: It’s important to have a vehicle to get around, which is why they offer coverage for an additional or replacement car purchased by you, up to the value of $80,000, for a duration of up to 14 days from the purchase date.
• No fault - no excess: In situations where you're in an accident, and the at-fault driver is identified, they refund your excess, ensuring that no you do not have any unnecessary financial strain.
• Emergency accommodation: If a car becomes undrivable due to an accident, Cove insurance covers the costs of transport for you and your passengers, or they provide overnight accommodation.
• Trailer protection: The cover extends to any trailers that you own or use, as long as it’s for private use. If the trailer is accidentally damaged or lost, they’ll cover the cost up to their maximum amount.
• Keys and locks: Losing or having car keys stolen can be stressful. Cove alleviates this concern by covering the cost of replacing the keys or locks, ensuring the security of the vehicle.

Drive with peace of mind: Cove Insurance's top-notch add-ons and rewards

They offer a range of optional car insurance add-ons that you can choose to customise your coverage.

Enhancing your car insurance experience: Cove's commitment to customer support

• Courtesy car hire for up to 30 days.
• Roadside assistance in the event of a breakdown.
• Excess-free windscreen cover if only the windscreen or window is damaged.