ASB Contents Insurance

ASB is a well-known bank that is driven by a strong desire for progress. Their main goal is to provide straightforward and helpful ways for you, as a New Zealander, to improve your financial well-being, both now and in the future.

By embracing innovation and fresh ideas, ASB strives to create new opportunities that’ll keep you ahead of the game and adequately protect your possessions.

Guided by core values: Their principles for success

ASB holds their core values of care, integrity, passion, courage and tram work in high regard. These values shape their unique culture and guide their interactions with you, their communities, and each other. By living these values, ASB ensures that every interaction is honest, caring, and full of integrity.

Driving financial progress: ASB's focus on transparency and responsibility

ASB believes in doing the right thing and being transparent about its progress and performance. Their environmental and social framework embraces the understanding of the interrelationships between commercial interests, environmental concerns, and social considerations. They actively adjust their strategies to align with evolving community expectations.

People at the centre: Their dedication to customers and communities

ASB places people at the centre of everything they do. They value their unique culture, strong values, and commitment to supporting the communities they serve. This customer-centric approach sets ASB apart and has earned it the trust of over 1.3 million personal, business, and rural customers across New Zealand.

Leading the way in innovation

ASB Bank has a long history dating back to 1847 when it opened as New Zealand's first savings bank. Since then, they’ve continuously evolved to meet your changing needs. They introduced Internet banking in New Zealand and were pioneers in enabling mobile payments. ASB's innovation also extends to their world-first digital moneybox for children. 

With a strong commitment to their purpose, values, and the betterment of New Zealanders' financial lives, ASB continues to shape the future of banking.

They’ve also revolutionised insurance with their innovative car, home and content insurance products. In collaboration with specialist insurer IAG, ASB offers comprehensive coverage and support - so let’s take a closer look.

Protecting your belongings is essential and ASB’s carefully designed content insurance covers a range of risk factors giving you the necessary peace of mind.

ASB’s all-inclusive content insurance

• Accidental damage, loss or theft.
• Legal liability: If you accidentally damaged or destroyed someone else’s property.
• Cover for your contents even while in storage.
• When you're moving house, your contents are covered during transit.
• Your contents are protected even when you or your family are travelling overseas.
• In the unfortunate event of food spoilage due to an insured event, you’re covered.
• Hidden gradual damage that may occur over time.
• Home office equipment is covered under this insurance.
• Losses resulting from natural disasters.
• ASB Bank assists in the removal of unrepairable items.
• If your keys or locks need replacement, the insurance covers the cost.
• In eligible cases, ASB offers stress payments for added support.
• Students living away from home can have their contents protected.
• If you require temporary accommodation due to an insured event, the costs are covered.

Specific coverage limits for certain valuable items

• Watches, pair of earrings, or other jewellery: insured until $3,000 per item, unless specified otherwise.
• Paintings, pictures, or art: insured until $10,000 per item, unless specified otherwise.
• Cameras and remotely piloted aircraft (drones) with accessories: insured until a total of $5,000 for all items, unless specified otherwise.
• Bicycles: insured until $3,000 per item, unless specified otherwise.

Optional benefits

• ASB Bank offers optional benefits that can be purchased separately:
• Excess-free spectacles, dentures, and hearing aids: you can choose to add this optional benefit to your policy.
• Lifestyle block contents and tools of the trade.

Estimate your contents insurance amount

To help you estimate the sum insured for your contents accurately, ASB provides a convenient contents insurance amount calculator.

This user-friendly tool considers factors like value, age, and condition, ensuring that you have the right amount of coverage. With this calculator, you can make informed decisions and have peace of mind knowing your prized possessions are adequately protected.