NZ Seniors Life Insurance

New Zealand Seniors is a reputable insurance provider that’s dedicated to offering peace of mind to individuals over the age of 50 and their families.

Their primary mission is to provide affordable insurance products that ensure financial protection during times of need. The company was specifically established to cater to the under-serviced market of seniors in New Zealand.

They’ve assisted numerous people in safeguarding their family's financial future and easing the burden of financial concerns. By placing you at the centre of their operations, they aim to provide straightforward, reliable insurance solutions that empower you to prioritise what matters most. They offer customisable funeral insurance and life insurance options to suit various needs.

Ensuring trust and protection

They’ve partnered with Pinnacle Life, an established insurance company in New Zealand, with a history dating back to 1998. This partnership guarantees that you’re backed by a reliable and trustworthy insurer.

They strive to understand the unique needs of senior Kiwis. Allowing them to tailor their insurance products accordingly. Their commitment to providing the best care is evident through their continuous efforts to offer high-quality, cost-effective products and services.

Simplicity is a vital aspect of the company’s approach

They aim to make their insurance products easily understandable and accessible. Enabling you to obtain coverage for a diverse range of needs and circumstances without complications.

Recognised excellence

The company has been recognised for its exceptional contributions and has received prestigious awards, including the Feefo Platinum Trusted Service Award and the Reader's Digest Gold Quality Service Award, multiple times in recent years.

These accolades highlight their dedication to delivering outstanding insurance coverage and customer service to individuals over 50. It‘s important to note that Pinnacle Life Limited issues all insurance products offered by New Zealand Seniors. They’re then distributed and promoted by Greenstone Financial Services NZ Limited.

Personalised guidance for your insurance needs

The information on their website is general and may not consider individual objectives, financial situations, or needs. You can review the policy document and consult a financial adviser. To determine the most suitable insurance options for your specific circumstances.

Their friendly consultants are always there to assist whenever needed. They can make you better understand what they’re offering. Which allows you to make an informed decision based on their unique requirements.

Life insurance cover offers a lump sum payout when you pass away or you’re diagnosed with a terminal illness expected to result in your passing within 12 months. The payout is typically given to your chosen beneficiaries or directly to you.

Seniors Term Life insurance specifically caters to individuals aged 45 to 79. They made the application process hassle-free, without the need for medical assessments, blood tests, or complex paperwork. By simply answering eight health-related questions over the phone you can secure financial protection for your family for up to 20 years.

The power of life insurance cover

Life insurance coverage primarily aims to provide financial security for your loved ones in case you pass away. The payout from the policy can be utilised to cover various expenses, including funeral costs, outstanding debts, and mortgage payments. It can even provide a down payment for a home for your children.

There are two main types of life insurance policies available: all-of-life insurance and term life insurance.

All-of-life insurance provides cover until:

• claim is made
• the policy is cancelled
• the policyholder passes away

On the other hand, term life insurance covers you for a specified period, such as a certain number of years or until:

• specific age is reached
• claim is made
• the policy is canceled

Prepare in advance for a retirement free from worries and stress

As you approach retirement, your financial needs and plans can change significantly, making it essential to consider life insurance coverage as part of your long-term financial strategy.

In the case of a terminal illness claim, the payout is provided directly to you to support ongoing medical treatments or supplement your income. This enables you to prioritise spending time with your loved ones.

Choose wisely, find your ideal life coverage

Determining the appropriate amount of life insurance coverage depends on various factors that change as you age. New Zealand Seniors offers flexible policies that can be tailored to meet your individual needs and budgets.