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FMG Life Insurance

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FMG Insurance homepage
Author FMG Insurance. Screenshot of FMG Insurance website.
[Accessed August 22, 2023]

About FMG Insurance

FMG is a leading insurance provider that has been serving New Zealanders for over 115 years.

With a strong focus on rural communities, they’ve evolved into a trusted name in the insurance industry, offering a wide range of coverage options to protect what matters most to you. 

Their commitment to excellence, personalised service, and innovative solutions sets them apart and ensures that you receive the utmost care and support.

At the heart of their operations is a genuine understanding of the challenges and risks faced by rural New Zealand. They specialise in providing insurance solutions for the farming, rural, and lifestyle sectors, allowing them to offer coverage that meets your unique requirements. Their deep-rooted connection to the rural community enables them to better anticipate and address your evolving needs.

Tailored for every stage of life

Their commitment to innovation drives them to continually improve and adapt their offerings. They stay at the forefront of industry trends, leveraging cutting-edge technology and data-driven insights to develop comprehensive insurance products that address the ever-changing risks you face.

Their life and health insurance coverage, accessible through their dedicated page, provides you and your family with a range of options to protect your health, financial security, and future.

Prioritising what matters: Communities and sustainability

As a responsible insurer, they also prioritise sustainability and community engagement. They're committed to managing risk in a way that protects the environment and supports the well-being of the communities. Through initiatives such as their rural leader’s programme and their involvement in various community projects, they actively contribute to the growth and prosperity of rural New Zealand.

Dedication to excellence in all aspects of their business

What truly sets FMG apart is their unwavering dedication to exceptional service. Their experienced team of insurance professionals understands the importance of building long-lasting relationships with you.

They take the time to listen, understand your unique circumstances, and provide expert advice to ensure you have the right coverage in place. When you need them their dedicated claims team is there to guide you through the process, offering support and reassurance during difficult times.

Unmatched support and service

They believe in delivering insurance excellence that goes beyond policies and claims. They're your trusted partner, dedicated to securing your future and providing you with peace of mind.

FMG Insurance Services

A diverse range of insurance policies that provide comprehensive coverage for all aspects of your life.

Their health insurance policies are designed to safeguard your well-being and provide financial support for medical expenses. From hospitalisation and specialist consultations to diagnostic tests, surgeries, and prescription medications, they ensure that you receive the necessary care without compromising on quality or affordability. 

Protect your loved ones and secure their financial well-being with their life insurance options. In the event of your passing, their policies provide a lump sum payment to help your family cover essential expenses such as mortgage payments, education costs, and daily living expenses. Choose from term life, whole life, or mortgage protection insurance to suit your specific needs and provide your family with peace of mind.

Financial support during challenging times with disability insurance

Understanding that unexpected accidents or illnesses can result in temporary or permanent disability, affecting your ability to maintain your lifestyle and meet financial obligations. Their disability insurance coverage provides you with essential financial support during these challenging times. With both short-term and long-term disability insurance options tailored to your individual circumstances, they ensure that you can navigate life's uncertainties with confidence.

Recognising the unique challenges faced by farmers, they offer specialised coverage tailored specifically to the needs of the rural and agricultural sectors. Their income protection insurance for farmers provides financial security in case of illness, injury, or adverse weather conditions that may impact your ability to work. Their comprehensive farm and rural insurance cover essential assets such as farm buildings, contents, machinery, livestock, and vehicles, protecting you against risks like fire, theft, and natural disasters.

Expert advice every step of the way

They prioritise building strong relationships with you. Their dedicated team of insurance professionals takes the time to understand your unique circumstances and tailor coverage to meet your specific needs. From policy selection to claims assistance, they provide personalised service and expert advice throughout the insurance process. During times of distress, FMG is there to support you and ensure your peace of mind.

They’re committed to providing exceptional customer support whenever you need it. Their 24/7 claims team is dedicated to offering quick and efficient assistance, guiding you through the process, providing timely updates, and settling claims smoothly. They provide value-added benefits such as access to health programs, discounted healthcare services, and educational resources, empowering you to make informed decisions about your well-being and financial security. With them, you can trust that they’ll be there for you every step of the way.

FMG Insurance – Life insurance

  • Product Life Insurance
  • Health Insurance
    Health insurance safeguards well-being and financial support for medical expenses.
  • Lump Sum Payments
    Lump sum payment for family support in the event of the policyholder's passing.
  • Disability Insurance
    Disability insurance offer financial support during temporary or permanent disability.

Benefits of FMG Insurance

  • Long-standing provider with over 115 years of serving New Zealanders
  • Specialisation in coverage for farming, rural, and lifestyle sectors
  • Personalised service, innovative solutions, and a genuine understanding of rural challenges
  • Uses cutting-edge technology and data-driven insights for evolving coverage
  • Engaged in community projects and sustainability initiatives

Comprehensive cover including life insurance that’s tailored to you

Recognising the significance of safeguarding your well-being and that of your family, they offer a range of inclusive coverage choices.

Their comprehensive options are specifically crafted to ensure both financial stability and tranquillity. Whether you seek life insurance, critical illness coverage, or income protection, they have the ideal solutions to cater to your requirements.

A simple and straightforward process to apply: Here's how you can get started

  1. Assess your coverage needs and take the time to evaluate your life and health insurance requirements. Consider factors such as your current financial obligations, future goals, and the well-being of your dependents. Their knowledgeable advisors are available to provide guidance and help you determine the right coverage options.
  2. Request a life insurance quote, fill out their online form or give them a call to request a personalised quote. They’ll gather the necessary information and tailor a coverage plan that aligns with your specific needs and budget. To ensure transparency and help you make an informed decision, they provide policy summaries and wordings that outline the details of their coverage options. You can access these documents online or request them from their dedicated team.
  3. Submit your application once you’ve read the policy details and are satisfied with your coverage selection, you can send them your application. Their team will guide you through the process, ensuring that all required information is provided accurately and efficiently.

24/7 Online assistance

Application processing and underwriting after receiving your application

Their underwriting team will review the provided information. If any additional details or medical assessments are required, they’ll communicate with you promptly to streamline the process.

Policy insurance

Once your application is approved, they’ll issue your policy and provide you with all the necessary documents. You’ll have the opportunity to review your policy and ask any remaining questions before your coverage becomes effective.

Applying for life and health insurance should be hassle-free. They offer a streamlined application process, ensuring convenience and efficiency.

Their dedicated team of professionals is ready to assist you at every step, providing personalised guidance and answering any questions you may have. Trust in their commitment to exceptional customer service it continues beyond the application process.

Their team is available to address any inquiries, provide ongoing support, and assist you with claims should the need arise. FMG's content generated is based on a general understanding of life and health insurance offerings.

FMG Insurance Contact

Contact Number

E-Mail

  • not available

Website

Physical Address

  • 292 Church Street, Palmerston North Central Palmerston North 4410 New Zealand
  • Get Directions

Opening Hours

  • Monday 08:00 – 17:00
  • Tuesday 08:00 – 17:00
  • Wednesday 08:00 – 17:00
  • Thursday 08:00 – 17:00
  • Friday 08:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed