AA Life Insurance

Renowned as a beacon of trust and assurance in New Zealand's insurance sector, AA Insurance continues to make a profound impact.

With 28 years of expertise under its belt, they’ve made strides not only in general, home, and car insurance but also in life insurance.

Recognised as a leading provider, they remain devoted to creating policies that are uniquely Kiwi, catering to the diverse needs of their client base.

Mastering the art of tailored insurance solutions

Since its establishment in 1994, AA Insurance has evolved into a formidable player in the industry.

An outcome of a strategic collaboration between the New Zealand Automobile Association (NZAA) and Vero Insurance New Zealand Limited (VINZL), they’ve been lauded by locals and named the country's most trusted general insurer for twelve consecutive years, according to Reader's Digest.

AA Insurance proudly caters to over 480,000 customers through a staggering 970,000 policies. Its 2018 expansion into commercial small business insurance evidences the company's pursuit of innovation and its unyielding dedication to its clientele.

A resounding echo of recognition and trust

AA Insurance's tireless commitment to quality and customer satisfaction is reflected in its impressive portfolio of accolades. Endowed with an AA- Financial Strength Rating, the insurer showcases its financial stability and reliability.

The company's ongoing recognition includes an array of Quality Service Awards for Car Insurance since 2015 and consistent honouring in the Kantar Customer Leadership Index since 2019.

AA Insurance has further solidified its reputation through repeated inclusion in the Colmar Brunton Corporate Reputation Index from 2015, a testament to its standing among New Zealand's most reputable companies.

Innovating through collaborative partnerships

Over the years, AA Insurance has demonstrated remarkable adaptability to evolving landscapes. Initiated through a joint venture with GIO Australia, the company later formed alliances with Royal & Sun Alliance (later rebranded as Promina).

This alliance witnessed a significant change in 2002 when Royal & Sun Alliance Insurance (New Zealand) Limited secured a majority stake in AA Insurance.

The game-changing moment, however, arrived in 2007 when the Suncorp Group, one of Australia's top 20 listed companies, acquired Promina. Today, AA Insurance operates as an autonomous joint venture in association with the NZAA and VINZL.

Fostering a culture of care and customer-centricity

The cornerstone of AA Insurance's success lies in its customer-focused ethos. This organisation goes above and beyond to alleviate stress and uncertainty.

Embracing a culture of authenticity, AA Insurance cultivates an environment that appreciates your contributions towards enhancing customer experiences.

Its mission reflects a belief in the power of genuine care and effective issue resolution – a belief that guides every aspect of its operations.

In a nutshell, AA Insurance's accomplishments reflect its commitment to serving you with genuine care, setting it apart in the industry.

Here's to AA Insurance - a true testament to the Kiwi spirit of excellence and customer commitment.

In today's unpredictable world, it is essential to consider the importance of life insurance.

Life coverage can provide crucial support to your loved ones during challenging times. Unfortunately, many New Zealanders lack sufficient insurance, leaving their families vulnerable.

That's where AA Life Insurance comes in. Their mission is to help you grasp the significance of life insurance and provide accessible protection that is easy to obtain.

Why life insurance matters

If there are people who depend on you financially, exploring life insurance options is highly advisable. In the unfortunate event of your passing, a life insurance payout can provide much-needed assistance to those who matter most to you. Whether it's covering mortgage payments, daily living expenses, or leaving a lasting legacy, the extent of the support depends on the coverage level you choose.

AA Life Cover: Comprehensive coverage for peace of mind

AA Insurance offers life cover, which provides coverage for you if you’re aged 16 to 59. With this policy, you can receive a tax-free lump sum payment of up to $1 million in the event of your death or if you're diagnosed with a terminal illness.

Notably, no medical examinations are required during the application process, ensuring a smooth experience. Immediate coverage is granted upon acceptance, and an early payment of up to $15,000 can be made from your coverage to assist with funeral costs. The benefits of this policy encompass coverage for death, terminal illness, and funeral support.

Funeral cover: Simplified application process

Funeral cover provides coverage of up to $30,000, allowing you to secure financial assistance specifically for funeral expenses. The application process is straightforward, without the need for medical checks. In the unfortunate event of an accident leading to death within 90 days of the incident, AA Insurance will pay double the coverage amount.

Accidental Death Protection: Financial aid in tragic circumstances

Accidental Death protection is designed to offer straightforward coverage in the event of death resulting directly from an accident. To be eligible you must be aged 16 to 74 to obtain coverage of up to $500,000. The application process is simple and does not require medical checks. Immediate coverage is granted upon acceptance.

It’s important to note that this policy does not provide coverage for death resulting from natural causes or health-related concerns. The coverage decreases by 50% from the age of 75 and is available until the age of 85. A tax-free lump-sum payout is provided, extending coverage globally.

Cancer Care: Support during challenging times

AA Insurance's Cancer Care policy offers coverage if you’re aged 18 to 59 without a terminal illness. This policy offers a lump sum payout of up to $100,000 if you’re diagnosed with certain types of cancer, provided that a minimum duration of 90 days has passed since the commencement or renewal of your coverage.

The cancer diagnosis must require any major treatment such as radiotherapy, surgery, chemotherapy, biological response modifiers, or any other appropriate intervention, or be considered incurable.

An early-stage cancer AA life benefit also offers a one-time payment of $5,000 if you’re diagnosed with specific kinds of early-stage cancer. Premiums are reviewed annually until the age of 65, and a tax-free lump sum payout is provided, with coverage extending globally.

Secure your future with AA life insurance

AA’s life insurance products offer comprehensive coverage, providing peace of mind for you and your loved ones. With various policies available, tailored to different needs and age groups, obtaining life insurance has never been easier. Safeguard your family's financial well-being and leave a lasting legacy with AA Insurance's reliable and accessible life insurance options.