Partners Life Insurance

Partners Life has emerged as a leading force in the life and health insurance industry since its inception in 2011.

Focused on building lasting partnerships, they’re dedicated to protecting the well-being of Kiwi families.

Awards and accolades: A testament to excellence

Partners Life is no stranger to accolades. They’ve been recognised for their strong commitment to innovation, technological advancement and exceptional client service. This has proudly awarded them with the esteemed ANZIIF Life Insurance Company of the Year award in 2022.

What's more, despite being a relatively young company, they’ve achieved an extraordinary feat. They’re the only life and health insurer in New Zealand to consistently receive a 5-star rating from the renowned Lewers insurance benchmark study since their establishment.

Diversity and inclusion: Building a welcoming haven

They believe in the power of diversity and inclusion. In 2018, they were awarded the esteemed Rainbow Tick certification This is a testament to their relentless efforts in creating a warm and inclusive environment for all.

Empowering the future: Fueling financial literacy

Partners Life is on a mission to empower the younger generation. They wholeheartedly support Banqer, an interactive learning tool. This actively contributes to increasing the financial literacy and capability of secondary school students.

They believe in equipping young minds with the knowledge to make informed financial decisions.

Comprehensive coverage: Going beyond the ordinary

The company goes the extra mile to ensure your peace of mind. They offer comprehensive cover for non-PHARMAC subsidised drugs, extending beyond the realm of cancer treatments.

This inclusive coverage is a standard feature of their private medical coverage and comes at no additional cost.

Claims payment: Putting you first

When it comes to claims, they put your needs first. They take immense pride in paying a significant majority of claims This reaffirms their commitment to assisting you during challenging times.

Rewards for loyalty: Valuing your trust

The company appreciates their long-term customers and shows their gratitude through premium discounts. As your partnership with them grows, so does the value of your discount. They believe in rewarding loyalty.

Stability and growth: Guaranteed policy benefits and upgrades

Rest assured, your policy benefits remain intact throughout the duration of your policy with Partners Life. Regardless of any future changes, they guarantee that you’ll hold onto your original benefits.

They also continuously improve their insurance products and extend guaranteed upgrades to their existing customers, ensuring that you benefit from the latest enhancements.

Innovation that sets them apart

Partners Life is not content with providing ordinary insurance cover. They break new ground with their range of market-first insurance solutions, carefully designed to cater to your unique needs.

With them, you can expect tailored solutions that go beyond the norm, setting them apart from other insurance providers.

Partners Life is committed to providing exceptional insurance solutions, building strong partnerships, and securing the well-being of Kiwi families.

With a keen focus on innovation, diversity, and client satisfaction, they continue to shape the landscape of the insurance industry in New Zealand.

Explore the possibilities with Partners Life insurance and secure a prosperous future for you and your family.

As New Zealand's premier life and health insurer, Partners Life goes beyond traditional insurance.

They protect what truly matters – your family. With innovative and tailored products, they support you through life's uncertainties. Discover how they empower you to face challenges with confidence.

Partners Life: Essential products on offer

• Terminal illness cover provides a payout if you receive a terminal illness diagnosis.
• Life cover and Life income cover offer a payout in the event of your passing or terminal illness.

These covers provide:

• A lump sum that can be utilised to generate income, reduce debt such as mortgage payments, or leave behind a financial legacy for your children's education or other specific causes.
• Life Income cover, specifically, provides a regular monthly benefit for a set period, helping replace the lost income of the deceased family member.

Trauma cover: Recovery and support

Partners Life also offers cover for trauma, cover for moderate trauma, and cover for severe trauma.

These products provide:

• A lump sum payout upon diagnosis or experience of a serious health condition listed in the policy.
• Conditions such as cancer, heart attack, stroke, and many others are covered.
• Trauma cover acts as a recovery fund, giving you the financial means to pursue necessary treatments or cover additional expenses during your journey to recovery.

Income protection: Safeguarding your ability to earn

• Partners Life insurance recognises the importance of protecting your ability to earn income.
• That's why they offer cover for income loss, cover for income and expenses loss, cover for mortgage repayment, and cover for household expenses.

These products provide:

• A monthly amount to cover your essential expenses if you’re unable to work due to illness or injury.
• The coverage can be structured to provide short-term benefits or extended coverage until retirement age, providing you with financial stability during challenging times.

Total and Permanent Disability cover: Financial support for severe conditions

• In the unfortunate event that you experience a severe illness or injury that permanently prevents you from returning to work, Total and Permanent Disability cover steps in.

This cover provides:

• A lump sum amount, which can be used to pay off debts or cover additional costs arising from the long-term disability.

Private medical cover: Timely access to quality healthcare

While New Zealand's public healthcare system provides essential services, Partners Life understands that some treatments may not be considered urgent and can involve long waiting periods.

This cover provides:

• Quick access and the freedom to choose treatment in the private healthcare sector.
• The best care without the need to wait for the public system.

Specific condition cover and hospital cash cover: Additional support for specific events

Partners Life offers exclusive products like Specific Condition cover and Hospital Cash cover.

These covers provide:

• A defined amount of money when specific health events or medical treatments occur. For example, Specific Condition cover may provide a payout upon experiencing a broken bone, offering additional support for unexpected circumstances.

Partners Life’s insurance covers a range of products that are designed to provide financial security and support during life's unexpected challenges. By tailoring their insurance solutions to meet your individual needs, they ensure that you receive the protection that suits your unique circumstances.

To determine the ideal mix of products and coverage for you or your family, it’s recommended to consult with an independent adviser who can provide personalised guidance and assistance.