BNZ Life Insurance
- Trusted Life Insurance
- Competitive Premiums
- Quick Online Quotes
Table of Contents
About BNZ
BNZ believe in being more than just a bank. They’re committed to supporting their local communities and prioritise people above all else. Through volunteering and partnerships, they actively contribute to the betterment of the areas they serve.
Transforming banking: Innovating through open banking and customer empowerment
Their dedication to sustainability drives them to take tangible steps in minimising their environmental impact. They understand that protecting the environment is a shared responsibility, and strive to play their part.
Accessibility and inclusion are core values that they uphold. They aim to make their banking services accessible to all, ensuring that everyone has equal opportunities to benefit from their offerings.
Embracing innovation, they foster open banking practices and collaborate with third-party providers who offer you innovative products and services. By putting you in control, they aim to provide a seamless and personalised banking experience.
Preserving the past, shaping the future
They’re not only passionate about finance but also about art. Their art collection, established during the 1980s, boasts approximately 350 captivating pieces, including paintings, photographs, and ceramics.
In their quest to preserve the past, they recognised the importance of gathering and protecting historical records as they approached their centenary in 1961. Their archives house a wealth of information about the people, communities, and vibrant history that shaped their organisation.
They’re committed to supporting communities, championing sustainability, ensuring accessibility and inclusion, fostering innovation, and preserving their rich heritage. Join them on the journey of growth, service, and making a positive impact.
Pioneering sustainable practices: BNZ's commitment to a greener future
BNZ is dedicated to creating a better future for New Zealand, and sustainability lies at the heart of its mission. They strive to incorporate sustainable practices into every aspect of their operations.
By obtaining Toitū net carbon zero certification, they ensure that their own activities have a minimal carbon footprint. They extend their commitment to sustainability by offering sustainable finance options and collaborating with you to reduce your emissions.
As an organisation, they’re driven by a vision to build a resilient, regenerative, and inclusive Aotearoa for the long term. Their sustainability strategy revolves around two fundamental pillars: Kaitiakitanga, which focuses on caring for their natural environment, and Manaakitanga, which centres around caring for people and communities. Through these pillars, they aim to create a harmonious balance between environmental stewardship and the well-being of individuals and society as a whole.
BNZ Services
They understand the importance of securing your financial future and protecting your loved ones. BNZ life insurance provides peace of mind, knowing that you and your family will be financially covered in the face of illness, injury, redundancy, or death.
Peace of mind guaranteed: Find the perfect life insurance plan for your unique needs
They’ve partnered with Partners Life, a specialist life insurance provider, to offer comprehensive life insurance products tailored to your individual needs. With their expertise and guidance, you can find the right life insurance solution that suits your circumstances.
Unmatched expertise: Partners Life - Your trusted source for life insurance
When it comes to life insurance, they entrust the expertise of Partners Life, a reputable New Zealand-operated life insurance business established in 2011. They offer a diverse range of life insurance products designed to meet various needs, including:
- Life Cover
- Life Income Cover
- Terminal Illness Cover
- Trauma Cover (covering moderate and severe traumas)
- Total and Permanent Disability Cover
- Private Medical Cover
- Specific Condition Cover
- Hospital Cash Cover
With Partners Life, you can have confidence in their commitment to providing comprehensive life insurance solutions and personalised advice to ensure your financial well-being and the future of your loved ones.
Discover BNZ life insurance solutions
To provide you with the right level of protection, they offer life insurance products tailored to your unique circumstances. Whether you're looking for coverage to safeguard your loved ones or planning for your funeral expenses, they have you covered.
Key features of BNZ life insurance
- Life cover: The BNZ life insurance policy gives a lump sum amount to your chosen recipients in case of your passing. This coverage ensures that your loved ones will have financial support to cover expenses such as mortgage payments, education costs, and daily living expenses.
- Funeral cover: Their funeral insurance is specifically designed to ease the burden of funeral costs on your family during an emotional time. It offers a lump sum amount to cover funeral expenses, allowing your loved ones to focus on honouring your memory without financial strain.
Expert advice and support
At BNZ, they believe in providing personalised advice and support to aid you in making informed decisions about your life insurance coverage. Their dedicated team of insurance experts is available to guide you through the process, answer your questions, and ensure that you choose the right policy to suit your specific needs.
BNZ – Life insurance
- Product Life Insurance
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Sustainability
Committed to sustainability and net carbon zero certification.
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Banking
Embraces innovation and offers personalized banking.
Benefits of BNZ
- Covers illness, injury, redundancy, and death
- Tailored life insurance products through Partners Life
- Partners with reputable NZ-based insurer, Partners Life
- Life cover provides lump sum payment for various expenses
- Funeral cover eases funeral costs for your family during emotional times
Ensuring you’re covered in 8 hassle-free steps
Applying for coverage with BNZ life insurance is a straightforward and convenient process. They aim to make it as simple as possible for you to secure the financial protection your loved ones deserve.
Convenience at your fingertips
- Start by evaluating your specific requirements and determining the level of coverage you need. Consider factors such as your outstanding debts, future financial obligations, and the well-being of your dependents.
- Access their life insurance page on the BNZ website. Their website contains detailed information about their life insurance options, benefits, and pricing.
- Use their online quoting tool to obtain a personalised insurance quote. This tool will consider your age, gender, desired coverage amount, and other relevant factors to provide you with an estimate of your premium.
- If you’re ready to proceed, you can conveniently apply for life insurance directly through their website. The online application form will guide you through the required information, such as personal details, medical history, and beneficiary designations.
- Once you submit your application, their underwriting team will review the information provided. In some cases, additional medical or financial information may be required to assess your eligibility for coverage.
- Upon approval of your application, you’ll receive your life insurance policy documentation, outlining the terms and conditions of coverage. It’s essential to review the policy carefully and address any questions or concerns you may have before finalising the acceptance.
- Set up your preferred payment method for your life insurance premiums. You can choose to pay monthly, quarterly, or annually, depending on your preference and budget.
- Periodically review your life insurance coverage to ensure it aligns with your evolving needs. Life circumstances can change, so it's crucial to make any necessary adjustments to your policy to maintain appropriate coverage levels.
They’re committed to supporting you throughout the application process and beyond. If you have any questions or require assistance at any stage, their knowledgeable insurance specialists are available to help. Secure your family's financial future today by applying for life insurance with BNZ.
Making a claim and BNZ life insurance benefits
In times of need, life insurance can provide crucial financial support. If unfortunate or unforeseen circumstances arise, a claim payment from your life insurance policy could cover various expenses, including:
- Income replacement while you’re unable to work
- Loan repayments to alleviate the financial burden
- Daily living expenses to maintain your quality of life
- Medical treatment costs to support your health and recovery
- Funeral expenses to ease the financial strain on your loved ones
- Future education costs, ensuring your children's educational needs are met
Compassionate assistance: Navigating life insurance claims with BNZ
At BNZ, they understand that claiming your life insurance policy can be a challenging time. They’re committed to providing you with the support and guidance you need during this process.
1. Notify them: As soon as possible, contact their dedicated claims team to inform them about the claim.
2. Gather documentation: Prepare the required documentation to support your claim. This may include the following:
- Completed claim form: Fill out the claim form provided by BNZ. Ensure that all relevant sections are completed accurately and include any additional information requested.
- Supporting documents: Depending on the nature of the claim, you may need to provide additional documents, such as a death certificate, medical reports, police reports (if applicable), or any other evidence supporting your claim. Their claims team will guide you on the specific documents required based on your circumstances.
3. Submit the claim: Once you’ve completed the claim form and gathered all the necessary supporting documents, submit them to their claims team.
4. Claim assessment: Their dedicated claims team will review the submitted documents and assess your claim promptly and thoroughly. They may contact you for any additional information or clarification if needed.
5. Claim decision: Once the assessment is complete, they’ll inform you of the claim decision. If approved, they’ll guide you through the next steps, including the amount and timing of the claim payment.
6. Claim payment: If your claim is approved, they’ll process it according to your life insurance policy's agreed terms and conditions. The payment will be made to the nominated beneficiaries or legal representatives as specified in the policy.
7. Ongoing support: They understand that the claim process can be emotionally challenging. Their claims team is there to provide ongoing support and address any questions or concerns you may have throughout the process.
8. Guiding you with care: Trust BNZ life insurance for a seamless life insurance claims experience
They’re committed to ensuring you experience a smooth and efficient claims experience. If you have any queries or require assistance at any stage of the claim process, their team is ready to assist. Trust BNZ to support you during this crucial time and help you navigate the life insurance claims process with compassion and care.
BNZ Contact
Physical Address
- 80 Queen Street Auckland CBD Auckland 1010 New Zealand
- Get Directions
Opening Hours
- Monday 09:30 – 16:00
- Tuesday 09:30 – 16:00
- Wednesday 09:30 – 16:00
- Thursday 09:30 – 16:00
- Friday 09:30 – 16:00
- Saturday – Closed
- Sunday – Closed