AMI Boat Insurance

AMI has been a steady shield for New Zealanders for over nine decades offering everything from boat insurance to home content protection.

Becoming one of New Zealand's most trusted insurers, AMI has consistently earned the Reader's Digest Highly Commended Trusted Brand award in General Insurance for eight years in a row.

Exceptional service: The heart of AMI's success

AMI's modus operandi goes beyond merely offering the right insurance plans. The cornerstone of their operation lies in delivering excellent customer service. This approach has cemented them as one of New Zealand's top insurance companies for quality service.

The company’s customer-centric focus is complemented by its dedicated Mandarin-speaking team, specialised customer care team, and a vibrant workforce. They all work towards a shared goal – understanding and serving the community.

AMI’s champions: Serving community and nation 

At AMI, the essence of its work lies in the communities it serves. Not only does the company strive to represent New Zealanders aptly, but it also encourages its employees to participate actively in local causes. 

Each AMI employee is granted a day off work to dedicate their time to a community cause. This practice emphasises their commitment to giving back to the communities that have trusted them for generations.

Inclusive environment and core values

One of AMI’s key strengths lies in its commitment to fostering an inclusive work environment. They believe in harnessing the power of diversity, sparking creativity, and promoting employee satisfaction. Their ethos resonates with a sense of belonging for everyone involved with AMI – a testament to their success in cultivating a truly inclusive culture.

AMI's environmental responsibility and future commitments

Operating responsibly and ethically is at the core of AMI’s mission. As a business unit of IAG, AMI aims to make the world safer, which includes caring for and understanding the environment. This commitment has led them to adopt sustainable business practices, proudly achieving carbon neutrality. Collaborating with partners, AMI is continually seeking eco-friendlier ways to serve you, reinforcing its commitment to a greener tomorrow.

They're a socially responsible, environmentally conscious company dedicated to serving and protecting their communities. As they continue to rise to nature’s challenges, they promise to uphold their tradition of trust, service, and innovation, safeguarding New Zealanders for many more years to come.

In the unpredictable world of marine travel, one needs a reliable safety net.

Enter AMI’s boat insurance, an offering crafted meticulously to offer unmatched security for your vessel. This insurance product ensures your boat, attachments, and equipment are well-protected from unforeseen loss or damage up to 50km off the New Zealand coastline.

Extensive protection for your marine adventures

• Includes protection against theft, vandalism, or unintentional harm to your boat.
• Covers the theft of securely locked outboard motors, loose gear, and equipment if they're either attached to your boat or stolen along with it.
• Coverage for damage caused by storms.
• Coverage for damage incurred when the boat is being operated by someone other than the owner.
• Damages to sails or protective covers due to water contact, wind splitting, or loss at sea are not covered.
• Includes liability coverage for damage to another person's property.
• Coverage while providing towing services to other boats.
• Coverage is available for up to 50 km off-shore in New Zealand's coastal regions.
• Protection for yachts during racing events.
• Compensation for personal property damaged in conjunction with the boat is included, with a limit of $1,000 total per incident and $200 per item.
• Coverage extends to when towing water skiers. 

With AMI boat insurance, embark on your marine adventures with peace of mind, knowing you have reliable protection on your side.

Qualify for attractive discounts and perks

To enhance your experience, AMI offers enticing discounts and perks. Holders of a New Zealand Day Captain or Boathandler certificate, or a similar qualification, can look forward to a 5% premium reduction. The thoughtfulness of AMI's offerings doesn't stop there. AMI boat insurance policyholders also enjoy a unique combined policy discount, which allows for savings when the boat insurance is bundled with another qualifying AMI policy.

AMI's commitment to customer satisfaction and trust

AMI firmly believes in customer satisfaction. They provide a two-week evaluation period where you have the liberty to assess your policy. If, within this period, you're not entirely satisfied with their coverage, they promise to return the full premium amount, given no claim has been filed.

With an AA- financial strength rating, you can rest easy knowing that AMI has a strong claims-paying ability. This rating attests to the company's commitment to honouring its insurance obligations.