AMI Business Insurance

AMI stands as a beacon of trust and reliability for Kiwis seeking both personal and business insurance.

In the world of business insurance, a few names stand out due to their commitment to service, customer care, and ethical values. One such name is AMI, a company that has been a shield for New Zealanders for over nine decades.

A legacy of trust and care

For over 91 years, AMI has demonstrated remarkable resilience and earned enduring trust from its customers. Their trustworthiness is showcased by the recognitions they've earned and by their commitment to treating you fairly, evident in their adherence to the Fair Insurance Code. Their robust AA- financial strength rating further underscores their ability to support you in times of need. Simply put, AMI is a reliable partner when you need them most.

Their team, your advantage

At the core of AMI's operational excellence is a squad of commercial insurance specialists who are not just experts in their field but are also multilingual. This diverse and proficient team ensures that help is available to you in your own language This makes the process of getting insurance support a smooth and hassle-free experience.

Your partner in comprehensive protection

Whether you’re a tradesman honing your skills or a professional making your mark, AMI has cover for everyone. They understand the intricacies involved in each trade and provide tailored insurance options. Regardless of whether you're a skilled electrician, a passionate chef, or a diligent retailer, they ensure you can work with peace of mind, knowing you're well protected.

Hospitality businesses, convenience stores, small retailers, and even home businesses can find a dependable partner in AMI. The company understands the distinct challenges each of these industries face. They strive to alleviate your worries with comprehensive insurance policies. 

AMI takes your specific risks and requirements associated with your field of work into account. With them, you're not just getting an insurance policy, you're securing a safety net that lets you focus on what you do best. 

Beyond business: AMI's ethical and environmental commitment

AMI's commitment extends beyond business. Aiming for a truly inclusive culture, the company cherishes diversity and strives to create an environment where everyone feels they belong. But AMI's pledge doesn't end there.

They’re a division of IAG, whose purpose is to make the world safer. AMI also places great emphasis on operating responsibly and ethically. This commitment to corporate responsibility includes being proudly carbon-neutral and showcasing its understanding and care for the environment. They work with partners to find more sustainable ways of operating. AMI showcases how a company can be both a commercial success and a responsible entity.

When you choose AMI, you're choosing more than just an insurer. You're selecting a partner who’ll stand by you, ensuring your safety while also contributing to a better and safer world. Their legacy of trust, a team of experts, comprehensive protection, and an unwavering commitment to ethical and environmentally friendly practices ensures you're in safe hands.

When it comes to securing your business, taking out comprehensive insurance coverage is a crucial step.

AMI provide comprehensive business insurance that covers all aspects of your venture, including commercial assets, business interruption, and liability protection.

A safety net for your commercial assets with AMI business insurance

AMI’s business insurance provides robust protection for your business assets. This insurance package is designed to meet the needs of both fixed premises-based operations and businesses requiring constant mobility. It offers coverage for tools, mobile business equipment, and inventory anywhere within New Zealand. This ensures that your business stays up and running, no matter what.

This insurance doesn't stop at your mobile assets, it extends to cover physical damage at your premises too. It safeguards your owned properties, items, inventory, and equipment against any loss or damage.

Keeping your business on the move with business vehicle protection

Every business owner understands the importance of maintaining mobility. For this reason, the AMI business insurance package also covers business vehicles. It offers a comprehensive protection plan that covers loss or damage to your vehicles and includes legal liability for any damage or injury you may unintentionally cause.

Even the minutest details, such as windscreen and window damage, transport and towing expenses, and protection against uninsured drivers, have been carefully considered.

They also provide an option to add roadside assistance for less than $1.60 a week, subject to certain terms and conditions.

Business interruption coverage: When the unthinkable happens

One of the most distinctive features of AMI's business insurance is its business interruption coverage. This covers you for loss of income if your operations are halted due to a covered loss or damage event. Notably, you have the option to extend this cover for losses in relation to natural disaster damage. It offers options to cover loss of profit, rent, payroll, and expenses incurred in claim quantification.

Securing your operations: AMI's comprehensive liability and equipment coverage

AMI goes a step further by addressing a range of liabilities that may arise during the course of your business operations. From public liability to employers' liability and even statutory liability, they ensure you're covered.

Understanding that your machinery is the lifeblood of your operations, AMI also offers cover for equipment breakdown. This includes sudden and accidental malfunctions of mechanical, electrical, or electronic plant and equipment. They even cover stock deterioration, which means if your refrigerator breaks down, causing perishable items to spoil, you're covered.

Their business insurance provides an all-encompassing safety net that allows you to operate your business with peace of mind. By addressing a comprehensive range of potential scenarios, AMI makes certain that your business is prepared for the unexpected, thereby securing your future.