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AMP Business Insurance

Updated
  • Tailored Business Insurance
  • Compare Cover Plans
  • Easy Claims Process

Table of Contents


AMP homepage
Author AMP. Screenshot of AMP website.
[Accessed August 23, 2023]

About AMP

AMP has been operating in New Zealand for over 160 years and is dedicated to supporting its citizens at every stage of their lives.

Their mission is to provide a helping hand. They want to assist you in achieving your aspirations and enjoying a fulfilling retirement.

They recognise the significant role businesses play in supporting thriving communities and sustainable environments and take pride in doing their part. The company's commitment to the community is evident through its active involvement in charitable partnerships and initiatives.

Working together for a better tomorrow

AMP has partnered up with Conservation Volunteers New Zealand (CVNZ), a charity focused on environmental preservation. Through this collaboration, they’re doing their part in actively restoring and protecting waterways across the country, contributing to the health of vital freshwater systems.

Mental health is another area where AMP NZ has taken proactive steps to make a positive impact. They have a partnership with Voices of Hope (VoH), a mental health charity.

Through this partnership, they support campaigns that aim to break the stigma surrounding mental illness and reduce suicide rates in New Zealand.

Fairness in action: AMP is a Living Wage employer

AMP takes the lead in promoting fair wages and supporting employees' well-being. In 2018, they became the first company in New Zealand to be accredited as a Living Wage employer. They ensure that everyone receives a wage that reflects the real cost of living in the country.

Beyond their philanthropic endeavours, AMP has evolved into a highly efficient large-scale organisation over the years, with a sound reputation. The company's history is characterised by significant milestones.

These include its partnership with AXA Asia Pacific and the acquisition of several insurance and financial companies. These developments have enhanced its capacity to offer high-quality advice and a diverse range of services to Kiwis.

These include an extensive array of insurance products to meet your unique needs and those of your business.

With a commitment to sustainability, community partnerships, and employee welfare, AMP remains a company that goes beyond just financial services.

Their dedication to making a positive impact on society has positioned them as a trusted and responsible organisation in New Zealand, providing invaluable support to build a brighter future for all.

AMP Services

Having your own business can be a rewarding experience, but it also exposes you to inherent risks that may escalate over time.

To effectively handle these risks, business insurance plays a pivotal role. However, navigating the complexities of coverage options can be overwhelming. That's where AMP NZ comes in, offering the expertise of business insurance brokers and advisers who can assist you in understanding your needs and securing the right insurance package.

Why you should consider insuring your business

  • Operating a business comes with risks that may increase over time.
  • Insurance is essential in managing these risks and protecting your business.
  • Insurance may be a legal requirement.

AMP's business insurance services and products:

  • Customised coverage: Every business is unique, and AMP provides tailor-made insurance packages to address specific needs, circumstances, and potential liabilities.
  • Business assets insurance (material damage): Protects the value of physical assets such as stock, buildings, equipment, and fittings against damages caused by fire, storms, floods, and more.
  • Business interruption insurance: Safeguards your business when insured physical damage results in partial or complete interruption of business activities, affecting cash flow and gross profit.
  • Liability insurance: Provides critical coverage against legal liabilities, including Public, Statutory, Employers', directors and officer’s liability, and professional indemnity.
  • Insurance for commercial vehicles: Offers coverage for vehicles used in commercial capacities, with options for comprehensive, third-party fire and theft, or third-party-only coverage.

Benefits of choosing AMP NZ

AMP's brokers and advisers provide expert guidance in selecting the right insurance coverage for your business. Their broker and adviser partners are available across New Zealand to provide personalised assistance to small business owners.

Tradies can qualify for insurance designed for them

AMP's trade insurance caters to the unique risks and needs of trade businesses, covering tools, liability claims defence, and more.

Choosing AMP NZ for your business insurance needs will allow you to focus on the growth and success of your business. An experienced team will work with you to create a personalised insurance package, ensuring your business receives the best possible protection against potential risks. With its comprehensive range of insurance products and expert support, you can safeguard your business and gain peace of mind.

AMP – Business insurance

  • Product Business Insurance
  • Claims
    Streamlined claims process with accurate information and documentation.
  • Liability Cover
    Coverage for various liability types and professional indemnity.
  • Tailore-made Insurance
    Tailor-made insurance solutions for specific business requirements.

Benefits of AMP

  • Expertise in providing comprehensive business insurance solutions
  • Customised insurance packages to address unique business needs
  • Coverage for business assets, interruption, liability, and commercial vehicles
  • Specialized trade insurance for trade businesses
  • Expert guidance from AMP's brokers and advisers

Your step-by-step guide to applying for business insurance by AMP NZ

When seeking business insurance from AMP NZ and filing a claim, it’s crucial to adhere to these guidelines to ensure a smooth and efficient process.

The application process involves providing accurate and comprehensive information to avoid potential delays in claim settlement.

When applying for business insurance, it’s essential to provide all the required details in the application form. Filling out the form in full minimises the need for further inquiries, which could slow down the claims process. To confirm the accuracy of the information provided, you'll need to sign and date the reverse side of the application form.

Making a claim and the supporting documents you’ll need

When claiming with AMP NZ, it's crucial to include all necessary evidence to support the claimed amounts. Proper documentation can facilitate the timely processing of claims and ensure a smoother settlement.

Here are the essential details needed for a successful claim:

Your personal details

  • Include the policy or client claim number, if available.
  • Provide your full name(s).
  • Specify the postal address, date of birth, and contact information, including home, business, and mobile phone numbers, as well as email addresses.
  • Designate a contact person for the claim.

Details of the claim

  • State the date and time of the fire, accident, or loss.
  • Furnish a comprehensive account of the incident.
  • Indicate whether the property is owner-occupied, rented, or let to tenants.
  • Disclose any other insurance coverage related to the loss and details of the companies and policies involved.
  • The loss resulted from the actions of someone who is not an employee, provide their name, address, and contact number.
  • Declare any other insurance claims made within the past five years, if applicable.

For glass breakages

For claims involving glass breakage and when the claimant is a tenant of commercial premises, proof of liability under the lease terms is necessary. Include the following details about the damaged glass:

  • Description of the glass type (plain, plate, mirrored, etc.).
  • Measurements of height and width.
  • Position of the glass (e.g., door, window).
  • Police details (for burglary, theft, loss, or malicious damage):
  • The police station where the incident was reported.
  • The date of reporting to the police.
  • Attach any relevant police forms, if applicable.
  • Include the police file number associated with the incident.

AMP Contact

Physical Address

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