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Apex Insurance

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Author Apex Insurance. Screenshot of Apex Insurance website.
[Accessed August 23, 2023]

About Apex Insurance

Apex Insurance believes in the widespread impact of local enterprises. 

They understand their positive effect on New Zealand’s success and aim to nurture and support small businesses by providing insurance that will protect this valuable asset.

Breaking free from conventional boundaries

Unlike the big, traditional insurance companies Apex thrives on innovation and progress by challenging the status quo. They prefer a refreshing and simple approach and thus make the complexities of insurance easy to understand.

Sustainability and future generations

Apex Insurance understands the crucial role of responsible corporate practices in shaping a better future for everyone.

With a strong focus on environmental awareness, they’ve set their sights on minimising their carbon footprint.

By doing so, they aspire to lead the way in sustainability practices within the insurance industry. To fulfil this vision, they seek out and collaborate with like-minded partners who share their goals.

From its earliest days, Apex Insurance has forged a meaningful alliance with the Sustainable Business Network's Million Metres initiative. This partnership enables them to help preserve the natural beauty of New Zealand, ensuring a thriving environment for future generations.

Together, they work to protect and restore the precious waterways, contributing to the preservation of this country’s unique ecological heritage.

Growth and expansion, grounded in trust

Apex Insurance is a leader in the industry. Through strategic procurements and the expansion of their services, they’ve broadened what they offer and have extended their reach to a more diverse clientele.

Their wide range of products and plans ensures that every aspect of your financial well-being is protected with consideration and care.

Powered by NZBrokers: Local expertise and national strength

As a proud member of NZBrokers, Apex Insurance benefits from being part of one of New Zealand's largest insurance groups.

NZBrokers brings companies across the nation together, each bringing its well-established reputation and commitment to serve you.

While supported by the experience and professionalism of AUB Group Limited (ASX: AUB), NZBrokers remains firmly rooted in local operations, empowering local professionals to serve local businesses.

In the dynamic landscape of small business insurance, Apex Insurance stands out as a leader, blending passion, integrity, and local expertise to protect the heart of Kiwi enterprise.

With their commitment to sustainability, support, and vision, they continue to pave the way for a secure and prosperous tomorrow.

Apex Insurance Services

They believe in providing solutions designed specifically to protect your business from unforeseen risks.

They ensure that businesses can operate with confidence knowing that their assets and operations are secure. Apex offers a wide range of services and has the expertise and experience to provide you with the right cover for your business.

Apex small business insurance services: 

Body Corporate insurance

  • Protection for multi-dwelling properties ensuring the entire property is insured under one policy in the name of the body corporate.
  • Assistance in obtaining insurance valuations.

Business interruption insurance

  • Coverage for loss of profits, additional increase in the cost of working, and claim preparation fees in the event of a claim that leads to a reduction in turnover.
  • Helps businesses to operate smoothly. 

Commercial motor vehicle insurance

  • Comprehensive coverage for business vehicles, including accidental damage, windscreen and window glass extensions, and the cost of alternate vehicle hire following the theft.
  • Options for goods in transit and loss of use extensions.

Business travel insurance

  • Extensive protection for corporate travel, with a wide range of benefits such as medical expenses, reimbursement for lost or stolen baggage or funds, repatriation services, coverage for personal accidents, and liability coverage.
  • Options for leisure and domestic travel coverage.

Creative industries insurance

  • Tailored insurance solutions for creative industries, including professional indemnity coverage for defamation, loss of documents, and copyright infringements.
  • Coverage for property, liability, accidents, and contingency risks specific to these industries.

Cyber risk insurance

  • Protection against first-party risks such as system downtime and reputation damage, as well as third-party risks including privacy breaches and claims from affected parties.
  • Helps businesses mitigate financial losses and protect their reputation in case of cyber incidents.

Directors & officers liability insurance

  • Coverage for defence costs, judgments, settlements, appearance costs, and investigation costs related to claims against directors and officers.
  • Protects both individuals and the company from mismanagement allegations.

Employment practices liability insurance

  • Coverage for defence costs and damages related to employment disputes, including claims of unjustified dismissal, harassment, and discrimination.
  • Helps businesses mitigate financial losses associated with employment-related claims.

Fidelity & crime insurance

  • Coverage for losses resulting from employee theft and fraud, safeguarding businesses from financial losses.
  • Provides protection against internal threats to a company's financial well-being.

You can rest knowing that your small business insurance needs are in capable hands with Apex Insurance. Their expertise and commitment to providing personalised solutions ensure that businesses can operate with confidence.

Apex Insurance – Business insurance

  • Product Business Insurance
  • Tailored Insurance
    Diverse range of insurance products tailored for various industries and needs.
  • Comprehensive Cover
    Comprehensive coverage options, including body corporate insurance, business interruption, commercial motor vehicle, business travel, creative industries, cyber risk, directors & officers liability, employment practices liability, and fidelity & crime insurance.

Benefits of Apex Insurance

  • Forward-thinking and innovative approach to insurance.
  • Commitment to sustainability and environmental responsibility.
  • Comprehensive insurance coverage tailored to specific industries and risks.
  • Streamlined application process and personalised recommendations.
  • Expert consultation with small business insurance specialists.
  • Customisable insurance proposals to meet unique business needs.

Step-by-step application guide: Insurance for your small business made simple

Starting a small business is an exciting endeavour, but it's crucial to protect your investment and assets from unforeseen risks. Apex Insurance understands the unique needs of your small business and offers comprehensive insurance solutions to safeguard your operations.

Applying for small business insurance may seem like a daunting task, but with Apex Insurance, the process is straightforward. Follow the step-by-step procedure to apply for small business insurance to get the coverage you need to protect your venture.

Documents needed

Before diving into the application process, gather the following documents to ensure a smooth and efficient application:

  • Business registration details (e.g., company name, registration number)
  • Details of any existing insurance policies
  • Financial statements or records of your business
  • Information on the nature of your business operations and activities
  • Any relevant licenses or certifications
  • Previous claims history, if applicable

Step-by-step application procedure

1: Research and assess your insurance needs

Begin by identifying the specific risks your small business may face. Consider factors such as:

  • the industry you operate in
  • the size of your business
  • the assets you need to protect

This analysis will help you determine the types and extent of insurance coverage you require.

2: Visit the Apex Insurance website

Head to the Apex Insurance website to access their online portal. The website provides valuable information about the services they offer, allowing you to choose what best suits your business requirements.

3: Navigate to the small business insurance section

On the Apex Insurance website, locate the small business insurance section. This section will provide comprehensive details on the coverage options available for small businesses.

4: Get a quote

Fill out the online form to request a quote for small business insurance. Provide accurate information about your business, including:

  • its size,
  • annual revenue
  • specific types of cover you're interested in

This information will assist Apex Insurance in tailoring a quote that meets your unique needs.

5: Consultation with a small business insurance specialist

Once you submit the quote request, an experienced insurance specialist will contact you to discuss your requirements in more detail. This consultation allows them to understand your business better and provide personalised recommendations.

6: Review and customise your insurance cover

Based on the consultation, Apex Insurance will provide a proposal. Review the proposal carefully, ensuring that it aligns with your specific needs. You can then add or remove from the insurance proposal to match your needs.

7: Provide the required documentation

Gather the necessary documents listed earlier in this guide. Submit them to Apex Insurance to complete the application process. The documents will assist in verifying your business details and assessing the risks involved.

8: Finalise the application

After reviewing and preparing the required documents, finalise the application by submitting them to Apex Insurance. Their team will guide you through any additional steps or requirements specific to your application.

Protecting your small business is vital for long-term success, and Apex Insurance is there to assist you in securing the right insurance coverage. Applying for small business insurance with them is a simple process. Don't let unforeseen risks jeopardise your entrepreneurial journey.

Apex Insurance Contact

Physical Address


Postal Address

  • PO Box 74-088, Auckland, 1546, New Zealand

Opening Hours

  • Monday 08:00 – 17:00
  • Tuesday 08:00 – 17:00
  • Wednesday 08:00 – 17:00
  • Thursday 08:00 – 17:00
  • Friday 08:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed