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BNZ Business Insurance

Updated
  • Protect Your Business
  • Tailored Insurance Plans
  • Effective Claim Process

Table of Contents


BNZ homepage
Author BNZ. Screenshot of BNZ website.
[Accessed August 23, 2023]

About BNZ

BNZ (Bank of New Zealand) is your trusted partner in securing your business's future with its comprehensive insurance solutions.

They understand the importance of protecting the assets and operations of your business, which is why they offer tailored insurance options, including business vehicle insurance that provide you with peace of mind and financial security.

Protecting your business with tailored insurance solutions

Your business and its assets are crucial to your success. With BNZ, you have access to a range of solutions that can be customised to meet your specific needs. For instance, their business vehicle insurance, one of their many offerings, is designed to cover risks such as accidents, theft, and damage, ensuring that your vehicles are adequately protected.

BNZ's commitment to sustainability and your business

At BNZ, insurance is not just a standalone service – it's an integral part of their commitment to supporting communities, sustainability, accessibility, and innovation. They actively promote sustainable practices within their operations, acknowledging their responsibility as a corporate citizen to minimise their environmental impact. By choosing BNZ, you align yourself with an organisation that values sustainability and contributes to a greener future.

Supporting communities and ethical business practices

BNZ believes in making a positive impact on the lives of New Zealanders and their communities. Through volunteering and partnerships, they actively support local communities, enhancing their well-being. They also engage with suppliers who share their vision and values, promoting ethical and environmentally friendly business practices throughout the supply chain.

Exploring BNZ's rich heritage

Their legacy dates back to 1861, and thus they’ve played a significant role in New Zealand's social and financial history. As you safeguard your business and assets with BNZ's business insurance, you can also explore BNZ’s heritage, which offers insights into its history and evolution. Additionally, they’ve curated an impressive collection of approximately 350 art pieces, reflecting their commitment to supporting the arts and New Zealand's creative community.

Preserving the past for a better future

BNZ's archives serve as a valuable resource for researchers, historians, and anyone interested in the country's past. By preserving records of the people, and communities, and the country's history, BNZ learns from the past to help shape a better future.

BNZ is a dedicated insurance provider

When you choose BNZ for your business insurance needs, you can experience peace of mind knowing that you have partnered with a bank committed to your success.

BNZ Services

BNZ offers a variety of insurance policies designed to protect individuals and businesses.

Comprehensive travel and life insurance for peace of mind at home and on the road

BNZ offers comprehensive coverage for both personal and business travel. If you possess a current BNZ Advantage Visa Business Advantage Visa Platinum credit card, you and your family can take advantage of the travel insurance benefits.

Their coverage encompasses protection against epidemic and pandemic situations, overseas medical expenses, trip cancellations, delays, missed connections, emergency travel assistance, as well as coverage for luggage and personal belongings.

Life cover for business owners

Partnering with Partners Life, BNZ offers life insurance solutions to meet the needs of small business owners and medium to large businesses. Life insurance provides essential protection for your business and personal income.

It covers debt protection, income protection, partner and shareholder protection, and key person protection. Their experienced small business specialists and BNZ Partners are available to guide you in selecting the right coverage.

Tailored coverage for business assets: Asset and business vehicle insurance

Asset protection insurance is for small-to-medium businesses, this insurance offers tailored coverage to safeguard your business assets. This includes buildings, contents, machinery, stock, money, and other valuable property. BNZ’s insurance options can be easily customised to meet the specific requirements of your business.

Business vehicle insurance is designed to meet the unique needs of small-to-medium businesses relying on vehicles. Their comprehensive coverage protects your business against risks arising from vehicle damage and covers claims made by third parties. Additional features include coverage for transport costs, legal defence costs, debris removal, and protection against uninsured drivers. With easy adaptation and efficient application procedures, BNZ makes it simple to obtain the coverage you need.

Safeguarding your business income with business interruption insurance

Business interruption insurance is for income protection for small-to-medium businesses in the event of unexpected asset loss. The coverage ensures that your business can quickly recover from interruptions by covering any loss of income, claim assessment costs, and additional expenses incurred to continue operating. The flexible coverage options and streamlined application process make it easy to secure the right protection for your business.

Commercial insurance in partnership with IAG

BNZ, in partnership with IAG, provides comprehensive commercial insurance solutions tailored to your specific business operations. Their coverage includes material damage, business interruption (loss of profits), business vehicle insurance, public and products liability, statutory liability, contract works, machinery breakdown, deterioration of stock, carriers liability, and employers liability.

BNZ – Business insurance

  • Product Business Insurance
  • Tailored Insurance Options
    Including business vehicle insurance, to protect your business's assets and operations.
  • Safeguard Valuable Assets
    Including buildings, machinery, stock, money, and property, from unexpected events.

Benefits of BNZ

  • Access a range of insurance solutions that can be customised to meet your specific business needs
  • Engages with suppliers who share ethical and environmentally friendly values, promoting responsible business practices
  • With a legacy dating back to 1861, they offer financial stability and experience for your business insurance
  • Their archives serve as a valuable resource, preserving records of the country’s history and providing insights into the past

Streamlined and paperless process for BNZ business insurance

BNZ is supported by their partner IAG, and applicants can expect a streamlined experience that’s hassle-free and straightforward.

Gone are the days of paperwork – instead, a simple phone call is all it takes to initiate the process. The application process for business insurance is designed to be quick and easy.

Contacting BNZ: Expert assistance for the comprehensive coverage

Here’s an overview of the application process:

  1. Contacting BNZ: You can reach out to BNZ by phone, where a team of knowledgeable insurance specialists are ready to help you get the right coverage. They’ll guide you throughout the application process and address any inquiries.
  2. Needs assessment: During the phone call, your specific business requirements will be discussed in detail. This allows the agents to gain the necessary understanding of your operations and the vehicles you need insurance coverage for. By understanding these details, BNZ can tailor the insurance plan to suit your unique circumstances.
  3. Tailored solution: BNZ will work closely with IAG based on the information provided to develop a customised insurance plan. This plan will be tailored to align with your business objectives and make sure that the necessary coverage is in place to protect valuable assets.
  4. Clear explanation: The BNZ team will provide a clear and detailed explanation of the policy, what it includes and the terminology. They’ll break down the terms and conditions, coverage limits, and any optional extras available. This means that you have a full understanding of the insurance policy before committing.
  5. Finalising your application: Once you’re satisfied with the proposed insurance plan, their team will guide you through the final steps to complete the application process. They’ll handle all necessary documentation and administrative tasks, ensuring a smooth and hassle-free experience for you.

Streamlined and hassle-free: Get business insurance with ease

By eliminating paperwork and simplifying the application process, BNZ aims to provide you with efficient and transparent services. The focus is on delivering a simple and time-saving experience when acquiring business insurance.

The type of cover you need will determine the documentation that BNZ will need from you. The friendly staff will be able to help you upload or email all the relevant documentation.

The type of cover you need will determine the documentation that BNZ will need from you. The friendly staff will be able to help you upload or email all the relevant documentation.

BNZ Contact

Physical Address

Opening Hours

  • Monday 09:30 – 16:00
  • Tuesday 09:30 – 16:00
  • Wednesday 09:30 – 16:00
  • Thursday 09:30 – 16:00
  • Friday 09:30 – 16:00
  • Saturday – Closed
  • Sunday – Closed