Caveo Business Insurance

Caveo believes every business deserves unwavering health and financial security.

With a team of dedicated insurance specialists based in Wellington, they’re committed to providing comprehensive coverage and peace of mind to businesses across the country.

Guided by their core business pillars of trust, advice, choice and value, they ensure that you receive tailored insurance solutions.

This includes professional indemnity insurance and other cover packages that prioritise your interests and deliver exceptional service.

Comprehensive general insurance solutions: Protecting what matters most

Their experienced financial advisers specialise in a wide range of general insurance needs.

Whether your business requires coverage for its domestic assets, including homes, contents, vehicles, and boats, or comprehensive commercial insurance for properties, liability, or professional indemnity insurance, Caveo has you covered.

Their extensive network allows them to access a broad range of insurance products from reputable providers in both local and overseas markets.

Transparent fees and unbiased recommendations: Acting in your best interest

Transparency is a cornerstone of their business practices. They believe in providing clear and upfront information about fees.

They also ensure that any costs associated with external service providers, such as property valuers or motor vehicle valuations for professional indemnity insurance, are communicated in advance.

Their commitment to unbiased recommendations ensures they always act in your best interest.

Committed to your financial well-being: Upholding high standards

Caveo takes its duties and responsibilities seriously, upholding high standards of competence, knowledge, and ethical behaviour.

Adhering to the Financial Markets Conduct Act 2013 and the Code of Professional Conduct for Financial Advice Services, their dedicated team of advisers ensures that you understand the nature and scope of their advice.

They prioritise your interests, exercise due care and diligence, and provide suitable recommendations to meet your insurance needs effectively.

The strength of Insurance Advisernet New Zealand: Local expertise, national support

As a member broker of Insurance Advisernet New Zealand Ltd, Caveo proudly leverages the resources and support of this reputable organisation operating across both New Zealand and Australia.

This partnership combines local expertise, including professional indemnity insurance, with national capabilities, empowering them to effectively address the complexities of today's business landscape and meet your evolving needs.

Caveo believes that life should not be left to chance. They understand that momentum builds when plans are made and put into action.

Caveo understands that your business is special and they recognise the importance of finding the insurance solutions that best fit your specific needs.

With their expertise and personalised guidance, they aim to take the stress out of insuring your business, allowing you to focus on what you do best.

Comprehensive coverage for evolving risks

Caveo understands that evolving risks require innovative solutions. That's why their team of experts stays up-to-date with industry trends and emerging risks to provide you with cutting-edge coverage.

Their range of services

Material damage: Protecting your assets

Complete protection is offered for commercial properties, including buildings, business assets and perishable inventory, safeguarding them from any potential physical harm or loss.

Business interruption: Maintaining stability in challenging times

The coverage is specifically tailored to assist your business in times of closure, encompassing additional operational costs and financial losses that may arise during and after such periods.

Business liability: Protecting you from unforeseen events

Customised liability protection for damages caused to third parties, injuries sustained by employees, and unintended violations of New Zealand parliamentary laws.

Commercial vehicle: Keeping your wheels rolling

All-encompassing insurance that safeguards vehicles utilised for business activities, catering to a wide range of needs from independent consultants to extensive corporate fleets.

Professional indemnity insurance: Expertise to safeguard your reputation

Protection in case of legal proceedings resulting from mistakes or oversights while offering advice or designing solutions.

Enhance your coverage: Tailor your policy with additional cover

Caveo business insurance also offers a range of additional benefits and optional covers that you can add to your policy by tailoring it to your specific requirements. Their dedicated team of insurance specialists will work closely with you to understand your business and help you choose the additional benefits that best suit your needs, giving you the peace of mind and confidence to focus on what matters most – running your business successfully.

Additional services:

• Risk management consulting: Professional consulting services to identify and manage potential risks.
• Cyber insurance: Coverage against cyber threats, data breaches, and related incidents.
• Key person insurance: Coverage for the absence or loss of key personnel in your organisation.
• Employee benefits insurance: Group health, life, and income protection insurance for your employees.

Caveo goes beyond offering insurance policies. They’re your trusted partner, dedicated to guiding you towards business success and providing you with the peace of mind you deserve.

Their experienced team will visit your premises, understand your specific needs, and craft a tailored insurance plan that protects your assets, mitigates risks, and ensures the continuity of your business operations.