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Protecsure

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Author Protecsure. Screenshot of Protecsure website.
[Accessed August 23, 2023]

About Protecsure

Protecsure is your trusted general insurance underwriting agency dedicated to providing comprehensive coverage and exceptional service.

As an agent for Chubb Insurance, they offer a range of specialised insurance products tailored to meet your unique needs.

Their philosophy: Differentiation through niche products and personalisation

They believe in setting themselves apart from the big insurers by focusing on niche products and delivering a personalised experience to you, their valued client. Their commitment to simplifying liability insurance is reflected in their core values.

Protecsure’s values

  • Simple, no fuss: They understand that insurance can be complex, which is why they strive to simplify the process for you. With Protecsure, you can expect straightforward solutions without any unnecessary complications.
  • Easy online system for quote & bind: Their user-friendly online platform allows you to obtain quotes and bind policies quickly and conveniently. They believe in harnessing technology to make insurance accessible and hassle-free.
  • Well-priced: They offer competitive pricing for their insurance products, ensuring that you receive the coverage you need at a fair and affordable rate. Your financial well-being is your priority.
  • Friendly to deal with: Their team of dedicated professionals is committed to providing friendly and approachable service. They value open communication and strive to build lasting relationships with their clients.
  • Efficient claims service: In the unfortunate event of a claim, Protecsure is there to support you. Their efficient claims-handling process ensures that you receive prompt assistance and a smooth resolution. 

Investing in the future

Protecsure is dedicated to continuous improvement. They invest in cutting-edge IT systems to enhance their services for brokers and financiers. Their goal is to provide you with a seamless experience that meets your evolving insurance needs.

Protecsure Services

They offer a wide range of comprehensive business insurance solutions that address the unique needs of your company.

Their services are designed to protect your business from potential risks, ensuring its continuity and success. With their expertise and commitment to personalised service, you can trust that they would secure your business interests.

What Protecsure offers - in a nutshell

 In 2012, they introduced equipment insurance to the New Zealand market through broker networks, offering simplicity, competitive pricing, and an efficient claims service. Their product features include coverage for theft, accidental loss, accidental damage, loss in transit, and more, all underwritten by Chubb Insurance.

Moreover, they've upgraded their Public & Products Liability insurance to accommodate small businesses and sub-contractors, providing added flexibility and coverage options.

Benefits and products you’ll benefit from

  • Identify and mitigate risks: Expert analysis to assess potential threats, and tailored risk management strategies. Customised plans to protect your business.
  • Protecting your business foundation: Minimise risks, and maximise success.
  • Comprehensive property coverage: Protecting your building, contents and equipment, coverage for fire, theft, natural disasters, and more.
  • Ensure business continuity: Rapid recovery and rebuilding in case of loss
  • Public and product liability coverage: Protecting against claims and lawsuits, coverage for third-party bodily injury, Property damage and legal expenses
  • Defend your business reputation: Peace of mind in a litigious world
  • Protection against income loss: Covering lost profits and extra expenses, coverage for business closure, Supply chain disruptions and natural disasters. Maintain business stability, and overcome unexpected challenges with confidence
  • Protection against cyber threats: Coverage for data breaches and hacking attacks, liability coverage for privacy breaches and customer data loss. Secure your digital footprint, shield your business from cyber risks
  • Coverage for professional negligence, errors and omissions, and legal protection for professional service providers. Enhance client confidence, assure quality and accountability
  • Protecting your workforce: Coverage for work-related injuries and illnesses, wage replacement, medical benefits and rehabilitation support
  • Prioritise employee well-being: Comply with legal requirements and foster a safe work environment

Protecsure – Business insurance

  • Product Business Insurance
  • Tailored Insurance
    Comprehensive range of business insurance solutions tailored to unique needs.
  • Online Quotes
    User-friendly online platform for quick quotes and policy binding.

Benefits of Protecsure

  • Over three decades of industry expertise serving clients in Australia since 1990
  • Agent for Chubb insurance, offering specialised insurance products
  • Commitment to differentiation through niche products and personalisation
  • Core values focused on simplicity, online convenience, competitive pricing, and friendly service
  • Investment in cutting-edge IT systems for an enhanced customer experience

A straightforward process to success

Applying for business insurance with Protecsure is a crucial step in securing your business. By following this step-by-step guide, you can navigate the application process with ease and confidence.

Assessing insurance needs

When it comes to securing your business, the first step is evaluating the types of coverage you require. Understanding what matters most for your business is crucial in identifying priorities for protection.

Gathering necessary information

To ensure specific insurance solutions, Protecsure gathers comprehensive information about your company, operations, and assets. They also compile data on your workforce and your role within the business, as well as provide details about your annual turnover and financial status.

Choosing suitable insurance policies

By creating coverage for your specific needs, you have the freedom to select the appropriate insurance policies. This includes coverage for potential liability insurance claims related to your business activities and protection against legal claims and employee-related liabilities.

Determining coverage limits and deductibles

Deciding the maximum amount of coverage you require is a critical step in setting coverage limits. Additionally, you get to choose the deductible amount you're willing to pay in the event of a claim.

Preparing supporting documents

To build a strong case for your business insurance application, you must organise any necessary financial statements or business certificates. This includes providing proof of your business entity and legal structure, along with preparing copies of recent financial statements to verify your revenue and assets.

Completing the application form

You have multiple options for accessing the application form: either by visiting the Protecsure website or contacting their customer service team. Once you access the form, providing accurate information is essential, and it's prudent to double-check all entries for accuracy and completeness.

Submitting the application

Once your application is completed, you can submit it along with the supporting documents. You have the choice to either follow the instructions on the website for online submission or opt for traditional methods like mailing or hand-delivering the application to the designated Protecsure office.

Awaiting review and underwriting

The underwriting team takes the responsibility of assessing your application and supporting documents. They thoroughly analyse the risk profile of your business to determine the premium for your insurance policies.

Receiving the policy

Upon approval, you'll receive a notification and a copy of your liability insurance policy. It's crucial to thoroughly review the policy to understand the coverage and policy terms. Should you have any questions or need further clarification, don't hesitate to contact one of their staff members.

Maintaining ongoing communication

Keeping Protecsure informed of any changes in your business operations or contact information is essential to ensure continuous protection. Regularly assessing your coverage needs and making adjustments as necessary, along with following the renewal process, will help maintain seamless insurance protection for your business.

Protecsure Contact

Physical Address

Opening Hours

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