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Crombie Lockwood Car Insurance

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Crombie Lockwood homepage
Author Crombie Lockwood. Screenshot of Crombie Lockwood website.
[Accessed August 22, 2023]

About Crombie Lockwood

Crombie Lockwood is a premier insurance broking company in New Zealand and is committed to assisting individuals and businesses in safeguarding what truly matters.

From humble beginnings to nationwide coverage

With over 40 years of experience, they grew from a small business in Napier in 1978 to become one of the largest insurance brokers in the country. They also take pride in arranging a wide range of insurance solutions for their 100,000+ clients across New Zealand.

Where the human touch meets tailored advice

Combie Lockwood believes in the irreplaceable human touch and the value of tailored advice; therefore, their products and services are tailored to your needs. They handle insurance premiums that exceed $1 billion; therefore, you can rest assured that you’re dealing with a reliable insurer.

As your needs change over time, they proactively review your insurance policy to ensure that your coverage remains up-to-date. In the event of a claim, their team will guide you through the process and advocate on your behalf to achieve a favourable outcome.

Unlock the perfect insurance coverage

Insurance can be complicated. That's why Crombie Lockwood uses their expertise and market knowledge to find the right coverage for you at a price you can afford. They also work closely with both the New Zealand and international insurance markets to identify and secure policies that provide the perfect protection.

Their dedicated brokers go the extra mile to ensure that you have a crystal-clear understanding of your policy details. They also explain everything in plain language, ensuring you're well-informed about your coverage and any crucial information that could impact your claim process.

Crombie Lockwood Services

Crombie Lockwood understand the importance of safeguarding your most valuable assets.

They have a comprehensive range of car insurance services and their dedicated brokers are committed to providing expert advice and helping you choose the right coverage for your circumstances.

Versatile car insurance solutions

They have access to various insurance solutions from different car insurers, including their innovative Onesurance Motor Vehicle Cover, which can be customised to suit your specific requirements.

They provide full coverage options for caravans, trailers, and classic cars, with features such as agreed worth and low mileage discounts. Based on your selected policy, you have the option to include round-the-clock roadside help, replacement of a damaged windscreen, or access to a rental car in case of theft or repairs to your vehicle.

Tailored vehicle coverage for your needs and budget

Their team of brokers can guide you through the available options and tailor the perfect vehicle cover to fit your needs and budget.

There is a range of coverage choices available for car insurance

  • Comprehensive coverage provides protection for your vehicle in accidents, responsibility for harm caused to other individuals, and safeguards against fire and theft.
  • Third-party coverage focuses on harm and damage caused to others and their property while making use of your car.
  • Third-party fire and theft are similar to the previous coverage, but in addition, they offer security for your vehicle in the event of fire or burglary.

Whether you're a small to medium-sized enterprise or a large corporate organisation, Crombie Lockwood has tailored insurance solutions to address your specific requirements.

Crombie Lockwood – Car insurance

  • Product Car Insurance
  • Insurance Experience
    Benefit from over four decades of insurance experience.
  • Proactive Policy Reviews
    Proactive policy reviews ensure your coverage stays up-to-date over time.
  • Professional Standards
    Committed to the highest ethical and professional standards.

Benefits of Crombie Lockwood

  • Insurance tailored to your specific requirements
  • Safeguard your assets and investments
  • Access to knowledgeable brokers and advisors
  • Knowing your coverage is in capable hands
  • Easily understand your insurance terms
  • Assistance throughout the claims process
  • Comprehensive options to protect what matters
  • Convenient instalment options for budget management

Drive with confidence and apply for car insurance the easy way

When it comes to insurance, they are your trusted partner, as they combine expertise, personalised service, and a genuine understanding of what matters most to you.

Choosing them as your insurance broker means benefiting from their commitment to professionalism and client care.

They've got the highest professional standards and abide by the Code of Professional Conduct for Financial Advice Services. Beyond their core business, they’re deeply involved in caring for local communities and supporting initiatives that enhance, protect, and restore New Zealand.

As an official partner of Save the Kiwi, they contribute to conservation projects, demonstrating their commitment to the environment and the things that matter to New Zealanders.

It's easy to get car insurance from Crombie Lockwood

  1. Gather your vehicle and personal information and contact them through their hotline or website.
  2. Consult with an insurance broker for personalised assistance and provide detailed information about your vehicle and yourself.
  3. Discuss coverage options with your broker which will allow you to receive a quote outlining the selected coverage and premium.
  4. Review and finalise the policy details and make the payment as instructed.
  5. Receive your insurance documents with coverage information.

Tailor your insurance premiums to fit your budget through the regular payment plan

They offer a convenient regular payment plan that allows you to pay your insurance premiums in instalments, providing flexibility and improved cash flow management.

With this option, you can select your preferred payment frequency, whether it be monthly or fortnightly, tailored to your specific needs. For businesses, the regular payment plan offers the added convenience of consolidating multiple commercial insurance policies into one easy monthly payment.

Moreover, businesses can benefit from potential tax deductions as credit costs are generally tax deductible, and GST-registered businesses can claim the full GST back. To learn more about the regular payment plan, reach out to your Crombie Lockwood broker or obtain a quote for monthly payments.

The benefits of paying your insurance premiums in instalments

When you pay your premium in instalments, it helps you free up your cash flow by breaking down the payments into smaller, more manageable amounts rather than a lump sum upfront.

This provides you with the financial flexibility to allocate your resources elsewhere. Additionally, spreading the cost of insurance over the policy period aids in budgeting and ensures a steady and predictable financial commitment.

Costs associated with obtaining car insurance

Crombie Lockwood may ask for an administration fee depending on the services they provide, which is explained in their business terms. They might also charge a separate service fee instead of or in addition to the commission they receive from insurance companies.

These fees and expenses are determined based on the costs of providing personalised services that fit your needs and budget.

Getting your motor vehicle insurance in order

In the case of motor vehicle claims, it’s important to avoid driving flood-damaged vehicles due to potential electrical damage and contamination risks. They’ll make arrangements for the safe storage and assessment of your abandoned vehicle.

Should your vehicle be at home or a place of work, it can remain in its current location, and photos can be provided to initiate the assessment process.

To initiate a claim, you can select the relevant type of insurance and contact them to begin the process promptly. Their claims specialists will guide you through the claims process by keeping you informed at every step and advocating for a fair and prompt resolution.

Crombie Lockwood Contact

Physical Address

Opening Hours

  • Monday 08:30 – 17:00
  • Tuesday 08:30 – 17:00
  • Wednesday 08:30 – 17:00
  • Thursday 08:30 – 17:00
  • Friday 08:30 – 17:00
  • Saturday – Closed
  • Sunday – Closed