Classic Cover
- Comprehensive Insurance Plans
- Tailor-made Insurance
- Roadside Assistance Cover
Table of Contents
[Accessed August 22, 2023]
About Classic Cover
Classic Cover is an esteemed insurance company that focuses specifically on catering to the needs of car enthusiasts and particularly classic car enthusiasts.
Passionate and knowledgeable insurance specialists
Established in 1983, they’ve been operating for over thirty years, specialising in insuring cherished and one-of-a-kind vehicles. Classic Cover offers comprehensive policies to safeguard a wide range of vehicles, including motorcycles, classic cars, muscle cars, hot rods, performance cars, prestige vehicles and race cars.
Building connections and supporting car enthusiasts
They actively contribute to the automotive community by sponsoring industry events and engaging with fellow car enthusiasts.
They offer valuable support and even distribute complimentary merchandise during these events. Their commitment to establishing connections and nurturing relationships sets them apart from traditional insurance providers.
Customer testimonials: A testament to exceptional service
Testimonials from satisfied customers speak volumes about their dedication to exceptional service. Clients commend their swift handling of claims and genuine care for their customers and beloved vehicles. They have solidified their reputation as a reliable and trustworthy classic car insurance provider for car enthusiasts throughout New Zealand.
Access to a wide range of automotive professionals
Classic Cover goes beyond insurance by providing a comprehensive network of services. They maintain connections with various professionals and businesses in the automotive industry, including valuers, repairers, restorers, maintenance specialists, and even storage solutions. These partnerships ensure that you have access to extensive resources and expertise to support your passion for unique vehicles.
Understanding the passion: Classic Cover's insight into classic car ownership
Classic Cover distinguishes itself through its active engagement and backing of various classic car events nationwide. They possess a profound comprehension of the passion and thrill associated with owning and displaying classic cars, actively connecting with the community through their participation in popular events.
Classic Cover Services
The company specialises in providing classic car insurance services tailored to meet the specific requirements of owners.
They deeply understand that classic cars hold historical significance and are objects worth collecting, preserving, and restoring. According to their definition, a classic car is typically considered 20 years old or older.
Embracing classic car enthusiasm: Insuring a diverse range of treasured vehicles
The team acknowledges that classic cars were designed to be driven and offers coverage for a wide range of classics, regardless of their shape or size. Whether it's vintage Bugattis or Hakosuka GTRs, they recognise and appreciate classic car enthusiasts' passion for their vehicles and the importance of safeguarding these treasured possessions.
Classic car insurance: Embracing the broad range of classics
In addition to vintage and classic muscle cars, Classic Cover caters to the broader category of classic vehicles manufactured between 1950 and 1997.
With New Zealand's diverse automotive heritage influenced by British, Australian, European, and American origins, the country has a wide variety of classic cars. The company understands the value and diversity these classic cars bring to the community.
Tailored protection: The range of benefits in their insurance coverage
The company's insurance coverage comes with several benefits. They offer an agreed value sum insured, ensuring owners receive the agreed-upon value for their classic cars. You can choose your preferred repairer, guaranteeing your beloved vehicles are entrusted only to trusted professionals.
Multiple vehicle discounts are available to encourage classic car enthusiasts to insure their valuable cars. The coverage also includes
- Automatic spare parts cover up to $5 000
- First right to salvage in case of write-offs
- Glass extension with no excess for breakage
- Liability covers up to $10 million
- Car trailer cover
- Vehicle change coverage
- Flexible mileage options
- The availability of optional extensions like roadside assistance and track day cover
Classic Cover – Car insurance
- Product Car Insurance
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Comprehensive Cover
Comprehensive coverage safeguards various vehicles including prestige vehicles, and race cars.
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Proud Sponsors
Proud sponsors of the Classic Cover Americana event for classic American car owners.
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A Passion for Classic Cars
Actively participates in classic car events, understanding the passion of classic car owners.
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Partnerships
Partnerships with automotive professionals, valuers, repairers, and storage solutions.
Benefits of Classic Cover
- Expertise in insuring cherished and unique vehicles.
- Covers a wide range of classic vehicles, from vintage to muscle cars.
- Ensures owners receive the agreed-upon value for their classic cars.
- Allows owners to choose trusted professionals for repairs.
- Multiple vehicle discounts encourage insuring multiple classic cars.
- Includes spare parts cover, first right to salvage, glass extension, high liability limits, car trailer cover, vehicle change coverage, flexible mileage options, and optional extensions.
- If the policy doesn't meet expectations, return within 30 days for a full premium refund.
Classic Cover's competitive quotes for your unique needs
Applying for their classic car insurance is a straightforward process. To initiate the procedure, you must request a quote and provide essential information.
This includes your complete name, phone number, email address, and preferred contact method. Classic Cover acknowledges and appreciates your individuality and vehicle, aiming to deliver a competitive quote tailored to your unique requirements.
Classic Cover Americana: A proud sponsorship showcasing commitment
Their commitment is evident in their proud sponsorship of the Classic Cover Americana. This annual gathering entices numerous classic American car owners and attracts thousands of tourists to Taranaki each February.
This event offers an exceptional platform for classic car enthusiasts to exhibit their cherished vehicles, with Classic Cover's sponsorship serving as a testament to their dedication to the classic car community.
Importance of reading your policy: Key details and information
Upon receiving the quote, it’s crucial to acquaint yourself with the policy wording. This document outlines the entitlements granted to you under the policy, and it’s of utmost importance to read it carefully. If you have any further inquiries or require additional information, Classic Cover encourages you to contact them.
Customer satisfaction guarantee: Their 30-day money-back policy
The company provides a 30-day money-back guarantee to ensure customer satisfaction. If the policy's coverage fails to meet your expectations, you can return it within 30 days of receiving it. However, to qualify for a full refund of the premium paid, you must refrain from making any claims during these 30 days.
Clear definitions for policy clarity: Understanding key terms in your policy
To combat insurance fraud, Classic Cover actively participates in the Insurance Claims Register (ICR), a database accessible to participating insurers. The policy incorporates definitions to clarify commonly used terms throughout the document.
These definitions explain terms such as accessories, accident, agreed value, market value, period of cover, premium, reparation, schedule, vehicle, and more. Familiarising yourself with these definitions will facilitate a better understanding of the policy and its terms.
Conditions and exclusions: Important considerations in your classic car insurance policy
It’s important to note that certain conditions and exclusions apply. For instance, various excesses require your contribution as the initial amount for any claim.
The policy specifies standard excess, imposed excess, and special excess, which may differ based on the schedule. There are specific exclusions about damage, vehicle usage, drivers, unsafe or damaged condition, events such as war, terrorism, and intentional or reckless acts.
Repair or replacement costs and coverage limits at Classic Cover
They provide coverage for accidental loss or damage to your vehicle anywhere in New Zealand during the coverage period, subject to the policy's terms, limits, conditions, and exclusions. Claims payments are determined by the cost of repairing or replacing the vehicle, up to the market or agreed value, depending on the policy. It’s important to ensure that the stated value of your vehicle is realistic and takes into account depreciation.
Classic Cover Contact
Physical Address
- Central Park Level 2, Building 8/660 Great South Road, Greenlane Auckland 1051 New Zealand
- Get Directions
Postal Address
- PO Box 12-129 Penrose, Auckland, 1642, New Zealand
Opening Hours
- Monday 08:30 – 17:00
- Tuesday 08:30 – 17:00
- Wednesday 08:30 – 17:00
- Thursday 08:30 – 17:00
- Friday 08:30 – 17:00
- Saturday – Closed
- Sunday – Closed