ASB Car Insurance

Insurance provides a layer of financial security that can help you recover from unforeseen events and minimise potential losses.

ASB, a prominent bank in New Zealand, recognises the importance of insurance and offers a diverse range of insurance options to cater to your needs.

ASB’s commitment to accelerating financial progress

As a leading commercial bank in New Zealand with a strong emphasis on innovation and fresh perspectives, the aim is to provide meaningful financial solutions. The bank's success is attributed to its dedicated employees, who contribute to the exceptional banking experiences that customers experience every day. 

Since its establishing in 1847 as New Zealand's first savings bank, ASB has consistently delivered innovative banking products and services, including pioneering internet banking, mobile payment options, and the world's first digital moneybox for children.

This company believes in transparency and accountability, evident in its environmental and social framework. Boasting a nationwide team of over 5 500 professionals, it remains committed to staying one step ahead and meeting your evolving needs.

A powerful collaboration with IAG 

They've established themselves as a reliable provider of insurance by partnering with IAG, a specialist insurer with extensive expertise in the field. This collaboration allows them to offer comprehensive coverage and exceptional customer support, emphasising delivering a seamless and hassle-free insurance experience.

By partnering with a trusted and experienced insurer, it guarantees that their policies are backed by expertise and a solid foundation. This ensures you receive appropriate coverage and the necessary support throughout your insurance journey. 

Cover all your vehicles and enjoy multi-policy discounts 

ASB offer tailored insurance policies meticulously crafted to meet the unique requirements of any kind of vehicle, whether it's cars, boats, motorbikes, caravans, campervans or trailers.

This cover ensures you can protect the things you love, regardless of the type of vehicle you own. Vehicle insurance is particularly crucial, considering the significant investment involved and the risks associated with accidents, theft, or damages.

In today's economic landscape, ASB demonstrates a profound understanding of the significance of providing accessible and cost-effective insurance coverage. 

They offer multi-product discounts where you can save money by bundling their insurance policies. By combining multiple products, like car, home, and contents insurance you're guaranteed attractive discounts. This makes it easier to protect different aspects of your life while keeping costs manageable.

Choosing the right insurance cover is crucial for protecting your assets and ensuring financial security.

Assess your needs, research options, compare coverage and premiums and seek professional advice. Making an informed decision provides peace of mind and safeguards your financial well-being.

Your insurance options explained

 1. Comprehensive car insurance from SAB

The full cover policy provides comprehensive car insurance, offering protection against accidental loss, damage and theft. It offers coverage for any situation where a vehicle is rendered undrivable. In such cases, reasonable towing or transportation expenses are covered to ensure the vehicle is moved to a suitable location. Getting full cover will provide you with ample coverage and greater security for your valuable asset.

 2. Third-party, fire and theft insurance for critical cover

The third-party, fire and theft insurance, covers damages caused to other vehicles or property in an accident, as well as protection against fire and theft of the insured vehicle. While it offers a slightly more limited scope of coverage compared to comprehensive insurance, it still provides crucial protection for unexpected events.

3. Third-party-only insurance for cost-effective cover

Third-party only insurance provides coverage for damages caused to other vehicles or property in an accident, without covering damages to the insured vehicle. This option is suitable for customers who prioritise liability coverage and want a more affordable insurance solution. By offering these three packages they ensure customers have flexible options to choose from based on their individual requirements and budget. 

The specific pricing details for the three car insurance options vary based on various factors such as the type of vehicle, coverage limits, excess amount, driver's age and driving history. It’s best to make contact directly or visit the website to get accurate and up-to-date pricing information for each insurance option.

Tailoring your car insurance to your needs 

Additional optional benefits that can be included in your selected insurance package: 

• Excess-free glass: This benefit covers unintentional damage to your vehicle's windows or windscreen without requiring you to pay an excess fee for repairs.
• Vehicle hire: In the event of an accepted claim, a rental vehicle will be arranged or assistance with alternative transportation expenses while your car is inoperable or undergoing repairs.
• Original equipment manufacturer (OEM) Parts: Ensuring original parts are used when repairing your vehicle instead of refurbished or aftermarket components.
• Trailer coverage: This optional benefit extends coverage to your general-use trailer, providing protection against sudden and accidental loss or damage. 

The availability of these optional benefits may vary depending on the insurance package you choose.