Trademe Car Insurance
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Table of Contents
[Accessed August 22, 2023]
About Trademe Insurance
Trade Me Insurance is committed to safeguarding your valuable assets and ensuring that your home, car, and contents are seamlessly insured.
Prestigious accolades: Outstanding service and value in car insurance
Their dedication to simplicity and exceptional service has garnered them recognition and praise. The company has achieved the top ranking in the Prestigious Finder Awards, with an impressive score of 4.41 out of 5 for its outstanding service and value.
Canstar has honoured them with the esteemed title of 'Outstanding Value Car Insurance 2021-2022.'
Comprehensive coverage for your valuables: Home, car, and contents
Understanding the significance of protecting your cherished belongings, Trade Me Insurance provides reliable home, car, and contents coverage.
Their user-friendly online platform, My Insurance, allows you to make claims and manage your policies effortlessly, ensuring a hassle-free experience.
As a member, you can benefit from a generous discount of up to 15% on premiums, and with their multi-policy discount, you can save up to 20% (subject to terms and conditions).
The company places great emphasis on simplifying the claims process for your convenience. They prioritise swift resolution and aim to handle your claims promptly, offering peace of mind during challenging times.
Trade Me Insurance and Tower Insurance join forces
Trade Me Insurance has partnered with Tower Insurance Limited, a reputable industry provider. Tower Insurance is a member of the Insurance Council of New Zealand and adheres to the Fair Insurance Code, assuring customers of their commitment to maintaining high service standards.
Experience convenience and ease: Protect what matters most with Trade Me Insurance
By choosing them, you can have confidence that your valuable possessions are protected by a company backed by the excellent financial strength rating of A- (Excellent) from Tower Insurance. Obtaining tailored insurance coverage for your house, car, and contents is straightforward with Trade Me Insurance.
Trademe Insurance Services
Trade Me Insurance recognises the importance of straightforward and hassle-free car insurance, especially in unforeseen circumstances.
Their range of car insurance options is designed to be easily accessible whenever you need them, whether for personal or business use. They offer three levels of coverage to ensure you can find the right solution for your needs.
Three Trademe Insurance options to choose from
1. Comprehensive insurance: Complete peace of mind on the road
Their comprehensive insurance provides extensive protection against accidental damage to your vehicle and any other vehicles you may be responsible for damages. It offers comprehensive coverage for various situations, providing peace of mind.
2. Fire, theft, and liability coverage: Securing your responsibility on the road
Their third-party fire and theft coverage safeguards you against damage caused to other individuals' vehicles and property. It also offers coverage in the event of fire or theft. While it doesn't cover damage to your vehicle, it provides essential protection for your liability.
3. Protect others, save money: Choose their third-party-only car insurance
If you're looking for cost-effective coverage that meets your legal obligations, their third-party-only option is ideal. It protects you against damage caused to other people's vehicles and property without providing coverage for your vehicle.
Additional benefits and options
When you choose Trademe Insurance, you can access additional benefits and options to enhance your coverage. Their comprehensive policy includes:
- Agreed value cover
- Meaning you are insured for the mutually agreed-upon value
- Streamlining the claims process
Prompt and stress-free settlements: A commitment to fair compensation
Trademe Insurance strives to make the claims process as simple as possible. By completing an online claim form, you can initiate the process effortlessly. Their dedicated team works diligently to settle claims promptly and with minimal stress, ensuring you receive the settlement you deserve.
Understanding excess: Impact on insurance costs
The cost of your insurance is influenced by the excess, which is the amount you contribute towards your claim. A higher excess results in a lower premium, and vice versa.
Trademe Insurance – Car insurance
- Product Car Insurance
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Protection
Dedicated to safeguarding valuable assets
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Discounts
Up to 20% multi-policy discount (subject to terms and conditions)
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Online management
User-friendly online platform, My Insurance.
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Insurance Options
Comprehensive home, car, and contents coverage.
Benefits of Trademe Insurance
- Generous discounts for members
- Swift resolution and hassle-free claims handling
- Financial strength rating of A- (Excellent) from Tower Insurance
- Range of car insurance options for personal and business use
- Additional benefits and options to enhance coverage
- Prompt and stress-free claims settlements
- Influence your insurance costs with excess options
- Priority on safety and property protection
- Effective communication and guidance during claim
Cooperation and recovery assistance for a swift claim settlement
Trademe Insurance has established a claims process to offer support and assistance during unexpected events. While the hope is that you won't have to file a claim, it's crucial to be prepared and informed about the necessary actions.
Ensuring safety and security: Prioritising your well-being and property protection
First and foremost, prioritise your safety and that of your property. If needed, contact the police and take photographs of any damage incurred. Take the time to carefully review your policy details and gather all the required documentation. Start documenting your losses by creating an inventory.
Effective communication and prompt handling of claims
Once you submit your claim, they’ll guide you throughout the process. They’ll explain how the claims process functions and initiate the claim. Information may be requested to ensure a comprehensive assessment of your claim.
You’ll be informed about the next steps; if necessary, an assessor will be arranged. The claim evaluation will be based on the terms outlined in your policy. If your claim doesn't meet the criteria, Trademe Insurance will clearly explain the reasons. They strive to handle claims promptly and maintain regular communication regarding the progress.
Limitations of coverage: What is not included in your policy
It's essential to be aware of the exclusions in your policy coverage. The company does not cover liability for ACC personal injury, bodily injury to you or anyone in charge of your vehicle, consequential losses, hired or leased vehicles (unless the leasing company is specified), loss or damage to property under your care or control, or loss or damage for which you have accepted responsibility.
Coverage is also not provided if your car is driven by someone exceeding the alcohol limit, convicted of an alcohol or drug-related offence, under the influence of intoxicating substances, leaving the scene of an accident, refusing to test, or driving without a valid licence, unless the car has been stolen.
Ensuring a smooth resolution: Cooperation and recovery assistance
Once they accept your claim, it's important to cooperate during the repair process, assist in recovering funds from other parties, and allow them to settle any legal right of recovery.
If necessary, inform them of any repair payments or the recovery of lost or stolen property related to the claim. Trademe Insurance has the right to decline your claim if you breach any policy terms, conditions, or exclusions.
Trademe Insurance Contact
Physical Address
- 2 market lane, Wellington Central, Wellington 6011, New Zealand Wellington 6011 New Zealand
- Get Directions
Opening Hours
- not available