Crombie Lockwood Contents Insurance

For over four decades, Crombie Lockwood has been dedicated to safeguarding the things that are important to New Zealanders.

From its humble beginnings as a small business in Napier in 1978, the company has grown to become one of the largest insurance broking firms in the country. With a proud history and a commitment to Kiwi values, it continues to thrive under the leadership of its founders, Steve Lockwood and Carl O'Shea.

Crombie Lockwood expands its reach through the Gallagher partnership

With a client base exceeding 100,000, they arrange business, personal, life and health insurance, handling insurance premiums of over $1 billion. In 2014, the company joined forces with Gallagher, a global leader in insurance and risk management services. This partnership empowers them to offer you alternatives to the local insurance market whenever necessary, expanding their reach and capabilities.

Commitment to conservation and community

Crombie Lockwood's dedication to New Zealand extends beyond its professional services. The company actively supports initiatives that enhance, protect, and restore the country and its invaluable assets. As an official partner of Save the Kiwi, a national charity focused on Kiwi conservation projects, they demonstrate their commitment to caring for local communities and the environment.

Expertise in tailored insurance solutions

Their primary goal is to protect your financial well-being in times of uncertainty. With their specialised expertise and deep understanding of the insurance market, they ensure that you receive the right coverage at a price that fits your needs. By working closely with both domestic and international insurance markets, Crombie Lockwood identifies and arranges the most suitable policies, providing comprehensive explanations to ensure you understand your coverage and any crucial details that could impact a claim.

Their reputation for professionalism and client care is built on the highest standards of conduct and service. As a member of the Insurance Brokers Association of New Zealand (IBANZ), Crombie Lockwood abides by the association's Code of Professional Conduct, emphasising their commitment to excellence.

Their team comprises over 900 professionals spread across 31 offices throughout New Zealand, ensuring their services are accessible from Invercargill to Kaitaia. Through specialised coverage tailored to businesses, individuals, and families, they’re dedicated to protecting what matters most to you.

Reliable insurance partner

As one of New Zealand's largest insurance broking companies, Crombie Lockwood leverages its size and influence to negotiate competitive prices and favourable terms and conditions on your behalf. Drawing on the resources of its global parent company, Gallagher, it can also provide international coverage options.

Their rich history, strong values, and commitment to client well-being make them a highly trusted and reliable insurance broker. With its extensive knowledge, personalised service, and dedication to protecting what matters, Crombie Lockwood is the ideal partner if you’re seeking comprehensive and tailored insurance solutions.

Whether you’re a tenant, homeowner, or landlord, content’s insurance policy is designed to provide you with peace of mind by safeguarding your possessions against a wide range of disasters.

By delivering the right blend of coverage and price, they save you time, effort, and worry. They ensure that you have sufficient insurance to cover costs when unforeseen events occur, eliminating the need for unnecessary coverage and unnecessary expenses.

Comprehensive coverage for all your belongings

Through them, you can access contents insurance that covers a diverse array of personal items, including furnishings, garments, bedding, carpets, electrical devices, domestic appliances and other personal effects. It's important to note that some items may have limited coverage unless you specifically state these on your policy.

Examples of such items include art and jewellery. To ensure the best protection for your valuable possessions, their experienced team can provide personalised advice on how to safeguard these items effectively.

Various types of content insurance policies to cater to different needs

• Personal contents insurance: This policy provides coverage for unintended loss and destruction of your personal belongings. It ensures that you’re financially protected in case of unexpected events.
• Flatter's contents insurance: Designed for those who are flatting, this policy covers the contents of your rented space. The level of coverage may vary based on factors such as residential security and the count of roommates ranging from fully comprehensive to limited coverage for specific "defined" events.
• Vacation property belongings insurance: Whether you use your holiday home frequently or sporadically, Crombie Lockwood offers coverage options that include unintentional harm and destruction.
• Rental property belongings insurance: If you’ve provided contents in your rental property for tenant utilisation, including refrigerators, ranges, washing machines, and other major appliances this policy ensures that these items are covered against potential damages.

Calculating your contents sum insured

The contents sum insured amount represents the total payout you’d receive in the unfortunate event of a total loss. Setting an accurate sum insured is your responsibility. To assist you, Crombie Lockwood provides an easy-to-use contents sum insured calculator.

This tool helps estimate the value of your belongings, including items like jewellery, bikes, art, watches, and hearing devices. Valuable belongings exceeding certain limits may require specification on the policy.

Unparalleled support and additional services

It’s a seamless process to protect your home and belongings. By offering comprehensive coverage for a wide range of disasters, personalised advice for valuable possessions, and additional services to enhance the overall insurance experience, Crombie Lockwood continues to revolutionise the insurance industry and provide exceptional value.

From policy to claim, they stand by you. They stay up to date with policy and regulatory changes so that you don't have to, and in the event of a claim, they act as advocates, striving for favourable outcomes.