FMB Health Insurance

For more than a century, FMG Insurance has been a rock-solid supporter of rural New Zealand.

They specialise in providing expert guidance, tailored products, and unwavering assistance to meet the unique needs of the agricultural community. Founded in 1905 by a group of farmers who wanted better protection for their community, FMG has become the leading rural insurer in New Zealand, with offices all across the country.

They get rural risks - FMG understand the needs of farmers

They have a deep understanding of the risks faced by rural communities. With their extensive experience and strong ties to the farming industry, they offer comprehensive coverage and unwavering support to farmers and growers throughout the country. From protecting crops to insuring livestock, FMG has a wide range of insurance solutions designed to help rural businesses thrive.

A different kind of insurance provider - community-based insurance

They operate as a mutual insurance provider, which means they prioritise fairness and community support. Every client and member contributes to the mutual through their premiums, ensuring that they can provide the necessary support when claims are made.

Since they don't have shareholders to answer to, FMG reinvests its profits back into the organisation, constantly improving its products and services for the benefit of its members.

Health insurance New Zealand: Meeting your every need

FMG has got insurance options to meet the varied needs of rural New Zealand. Whether you're a farmer, a business owner, or a homeowner in a rural area, they’ve got you covered. They provide insurance for rural properties, businesses, lifestyles, and households, as well as life and health, ensuring that you receive top-notch support, advice, and protection in every aspect of your life and business.

Count on FMG as your reliable partner - experience that works for you

When you partner with this insurer, you gain the support of a reliable and experienced insurance provider. They’re dedicated to helping you succeed by offering valuable advice, customised coverage, and outstanding customer service. With them on your side, you can confidently navigate the risks and challenges that come your way, knowing that you have a trusted partner accompanying you on your journey.

Supporting farmers with insurance and advice - support when you need it most

FMG goes above and beyond by offering you more than insurance coverage. They understand the challenges that farmers face, so they’ve compiled help in the form of advice and leadership.

Their website has tips and lessons on various aspects of rural farming life. FMG's team of seasoned experts combines their extensive knowledge of farming practices to offer practical guidance.

FMG Insurance has been offering affordable life and health insurance in New Zealand for over 50 years, providing a sense of security in the face of unexpected events.

Expert guidance for securing your future: Meet our knowledgeable life and health advisers

The team consists of knowledgeable life and health advisers who are available to guide you through important decisions, ensuring you get the right coverage for your unique circumstances.

They understand the importance of protecting your livelihood, family, and business from unexpected events like death, injury, illness, or permanent disability. The insurer offers personalised risk plans to ensure you’ve considered the best ways to safeguard your financial well-being. The policies offered by this insurer are backed by insurers like Resolution Life, Fidelity Life and others.

Tailored risk plans for health insurance in New Zealand - be covered for what you need

To help you determine the appropriate coverage, advisors ask crucial questions that address your concerns. They consider factors like who will take care of your family if you can't work, whether you can manage your payments and debts if additional staff can cover the workload in case of a key person's illness or injury, and how your family or business would be financially supported in the event of your death or terminal illness.

A risk plan is a personalised strategy tailored to your specific needs, taking into account your financial priorities and goals. FMG advisors engage in meaningful conversations with you, providing expert advice on the most suitable options for health insurance in New Zealand. Based on these discussions, they create a custom risk plan that empowers you to choose the best insurance solution.

Your risk plan encompasses a variety of coverage options, allowing you to select the level of protection that fits your circumstances. It can cover short or medium-term disability or illness, providing financial support to cover expenses like mortgages, bills, childcare, and business operations; while you focus on treatment and recovery.

Protecting your future: Safeguarding against disability and illness with FMG

Long-term or permanent disability or illness, like chronic pain, stress-related sickness, or conditions requiring ongoing treatment, can be addressed through income protection, debt reduction payments, and many more. Additionally, life insurance plays a vital role in making sure your loved ones, business and property are taken care of in your absence, including coverage for terminal illness where you can claim the insurance to spend how you need to.

FMG is committed to helping you get the best health insurance in New Zealand, that guarantees the well-being of your family and the continuity of your business. You can always have peace of mind knowing that FMG has your best interests covered.