Futurisk Health Insurance
- Comprehensive Insurance
- Worldwide Cover
- Lump Sum Payment
Table of Contents
[Accessed August 23, 2023]
About Futurisk
Futurisk, founded in 2011 as Allied Financial Services by Joe Singh, has grown significantly over the years. The company now comprises a team of knowledgeable, friendly advisers dedicated to serving your unique requirements.
In 2016, Futurisk General Insurance was established to specialise in domestic and commercial coverage, further enhancing its capabilities and offerings.
As a well-established brokerage company, they've been serving the insurance needs of households and businesses in New Zealand for over three decades. By establishing strong alliances with insurance providers, they ensure access to secure and timely coverage for you.
Located in Manawatu and Waikato, they’re committed to offering personalised service and finding customised solutions for you. Being an independent brokerage firm, Futurisk does not work for insurance companies but rather for your benefit, ensuring that you receive the most suitable options available in the market, they're even able to provide the cheapest health insurance, NZ.
Relax, knowing your insurance needs will be met
Because they understand the complexities of the insurance industry and the challenges involved in selecting the right plan for individuals, families, or businesses, they strive to simplify the process.
Their team of financial advisers works closely with you, making it easy for you to discover insurance plans that meet your specific needs. By providing personalised guidance and support, Futurisk aims to streamline the decision-making process and alleviate the burden on you.
Confidentiality you can depend on
Security is of utmost importance to Futurisk. They offer a single point of contact for all insurance-related matters, including inquiries, applications, claims, and general queries. You can conveniently reach out to their accredited financial adviser through a phone call or email, knowing that you’ll receive prompt and comprehensive assistance.
The insurance experts
Futurisk specialises in various insurance categories, including life and health, business, mortgages, and general insurance. With its wide range of coverage options, they cater to your changing needs. Whether it's safeguarding your health, protecting a business, or securing personal assets, they have the expertise to identify the most appropriate coverage solutions.
Investing in people the Futurisk way
Futurisk's mission revolves around delivering quality coverage and mortgage solutions to you, leveraging their technical expertise and providing exceptional service. They’re committed to fostering the professional growth of their associates and employees through continuous training and support. The company values excellence, integrity, and strong relationships with insurance providers, stakeholders, and the community.
With a client-centric approach, experienced advisers, and a commitment to surpassing expectations, Futurisk is a reliable partner for people and businesses seeking insurance solutions. Their goal is to help you effectively manage risks by providing trustworthy and tailored strategies to mitigate their impact. They aim to be the ultimate destination for all insurance and mortgage needs, cultivating a friendly relationship with you and working together to plan for a secure and prosperous future.
Futurisk Services
Futurisk is committed to prioritising the protection of your most valuable possession - your well-being.
They offer a diverse range of medical insurance products and services designed to ensure that you have access to the necessary care when you need it and can source the cheapest health insurance, in NZ.
The key features and advantages provided by Futurisk include:
Primary benefits
- Comprehensive coverage: They plan to encompass both non-surgical and surgical treatments, enabling you to receive the care you require in private hospitals.
- Specialist consultations: You have the opportunity to consult with specialists to address your specific healthcare needs.
- Medication and rehabilitation: They cover the cost of prescribed medications and rehabilitation services.
- Private hospital stays: Financial assistance is provided to alleviate the expenses associated with a private hospital stay.
Supplementary options and services
- Enhanced treatment coverage: Futurisk offers extended coverage for non-surgical and surgical procedures, ensuring that your additional healthcare needs are met.
- Cancer care: Specialised coverage is available for cancer treatments and related support.
- International treatment: If you require medical attention abroad, they assist with treatments outside of New Zealand.
- Health support services: Comprehensive coverage is offered for a wide range of health support services, including transfers by ambulance, in-home nursing, physiotherapy, palliative care, ACC top-ups, and funeral expenses.
- Specialist option: This option provides coverage for consultations with specialists and tests, such as X-rays, ultrasounds, and cardiovascular examinations.
- Optical and dental treatments: Futurisk covers dental examinations, orthodontic treatments, optometrist consultations, prescription spectacles, acupuncture and audiometrics, speech therapy, chiropractic treatment, podiatry and osteopathy.
- General practitioner options: Coverage for day-to-day medical expenses, encompassing doctor consultations, prescriptions, minor procedures, nurse visits and physiotherapy.
- Pro-active health: Futurisk offers coverage for routine tests, testing for allergies, vaccinations, nutritionist or dietitian consultations, and even health club memberships.
- Best doctors: Access to a global network of leading specialists allows you and your close family members to benefit from expert opinions and guidance.
Experience real value and a unique plan
Futurisk recognises that everyone's healthcare needs are distinct. They provide flexible excess options that allow you to customise your coverage according to your specific requirements without compromising on essential benefits while offering the cheapest health insurance.
Providers you can trust
You can have confidence knowing that your health is safeguarded, and you have access to comprehensive coverage and services that prioritise your well-being.
Futurisk – Health insurance
- Product Health Insurance
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Special Consultations
Options for specialist consultations, optical, dental treatments, and more.
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Extended Cover
Extended coverage options for non-surgical and surgical procedures.
Benefits of Futurisk
- Independent brokerage firm prioritising your benefit
- Simplified insurance selection process
- Comprehensive coverage for various insurance categories
- Commitment to security and confidentiality
- Client-centric approach
The cheapest health insurance NZ; Compare and find the right package for you
How to apply for health coverage with Futurisk
- Complete the application form: Obtain the health insurance application form either by downloading it from the Futurisk website or requesting it directly from their customer service. Ensure that you provide accurate information and fill out the form completely, including personal details, contact information, etc.
- Prepare required documentation: Gather the necessary documents as specified by them. These may include proof of identification, medical examination reports (if applicable), proof of income or financial status, and any other documents relevant to your application.
- Review and submit: Carefully review the completed application form and attached documents to verify their accuracy and completeness. Make sure you have included all the required information. Follow their instructions to submit your application, whether through email, postal mail, or any other designated channel.
- Application processing: They’ll review your application and assess your eligibility for health insurance coverage. This entails evaluating factors such as your health history, medical examination results (if applicable), and financial information. The processing time may vary, and Futurisk will provide you with an estimated timeframe.
- Policy offer: If your application is approved, they’ll offer you a policy. This offer will detail the coverage specifics, premium amount, and the terms and conditions of the policy. Review the offer and seek clarification on any aspects you don’t understand.
- Acceptance and make payment: If you decide to accept the policy offer, indicate your acceptance by signing the acceptance form and submitting the initial premium payment as instructed by Futurisk. Normally, the coverage will commence once your payment is received and processed.
It's important to note that the application process and requirements may differ based on individual circumstances and the specific health insurance plans offered by Futurisk.
Claiming with Futurisk
When lodging a claim with Futurisk, certain eligibility criteria and supporting documents are necessary. Here's a general summary:
Eligibility for claims:
To be eligible for a claim with Futurisk, the following conditions should be met:
- You must hold an active health insurance policy with Futurisk when medical expenses were incurred.
- Some policies have waiting periods before certain benefits can be claimed. It is important to ensure that the waiting periods specified in your policy have been completed.
- The claim should be for a medical expense that is covered by your health insurance policy. Review your policy documentation to understand the specific inclusions and exclusions.
Supporting documents for claims
When filing a claim, the following supporting documents are usually required:
- Complete the provided claim form, providing accurate details about the treatment or service received.
- Include relevant medical reports, invoices, and receipts from healthcare providers that outline the treatment, diagnosis, and associated costs.
- If applicable, provide prescriptions and receipts for any medications purchased.
- Include invoices from hospitals or specialists for the services rendered.
- Provide evidence of payment for any medical expenses covered by personal funds.
- They may request supplementary documents specific to your claim, such as referral letters, diagnostic test results, or any other relevant medical information.
Futurisk Contact
Physical Address
- 178 Broadway Avenue, Palmerston North Central Palmerston North 4410 New Zealand
- Get Directions
Postal Address
- PO Box 5252, Terrace End, Palmerston North, 4441, New Zealand
Opening Hours
- Monday 08:30 – 17:00
- Tuesday 08:30 – 17:00
- Wednesday 08:30 – 17:00
- Thursday 08:30 – 17:00
- Friday 08:30 – 17:00
- Saturday – Closed
- Sunday – Closed