AMP Home Insurance
- Compare Content Insurance
- Quick & Easy Claims
- Affordable Cover Options
Table of Contents
[Accessed August 22, 2023]
About AMP
In the ever-changing landscape of personal and business finance, finding a reliable partner to navigate the complexities and secure your financial well-being is essential.
AMP has established itself as a trusted and innovative provider of financial services in New Zealand.
Discover the enduring legacy: 160 years of financial surety
Founded in 1849, AMP was established with the noble purpose of offering financial security in an era when risks were high, and social welfare or pensions were virtually non-existent.
Their initial focus was on providing life insurance policies to individuals working in hazardous professions, such as miners and farmers, as well as breadwinners undertaking strenuous and perilous jobs.
As a mutual society at its inception, it was owned by its members and any profits generated were reinvested back into the company for the benefit of its policyholders.
Over the years, through strategic partnerships and acquisitions, AMP has evolved into a highly efficient and expansive organization, broadening its scope of services and enhancing its capacity to cater to the diverse needs of its customers.
AMP’s 2020 transition
Maintaining a strong commitment to providing excellent financial advice and recognising the transformative impact they can have on people's lives.
In 2020 they decided to sell their life insurance business to Resolution Life, wanting to focus on wealth management.
They’re now a specialised provider of KiwiSaver and general insurance, focusing on assisting New Zealanders in achieving a prosperous retirement.
Boasting extensive experience and knowledge in the insurance industry, they understand your unique needs and offer a wide range of coverage options to suit individual circumstances.
Whether you're looking for car, home and contents or landlord insurance, they have you covered.
Empowering you: Commitment to quality service and support
They recognise the value of convenience in managing insurance policies. Through their online platform, you can get a quote, and effortlessly manage your coverage anytime and anywhere.
This user-friendly interface allows for seamless policy management, making it simple to review policy details, update information and track claims.
AMP maintains an active presence on social media platforms, allowing you to connect and engage with them through channels like Facebook and LinkedIn.
These multiple communication channels ensure that you can choose the method that suits you best, making it easy and accessible to get in touch.
AMP Services
Recognising the diverse needs of homeowners, AMP takes pride in offering a wide range of home insurance options to cater to all individuals.
Understanding that each person's situation is unique, they aim to empower homeowners by providing flexibility in selecting insurance coverage that suits their specific circumstances. To further assist customers in making informed decisions, they offer convenient online tools like the home rebuild calculator.
This user-friendly tool accurately assesses the cost of rebuilding a home, providing customers with a clear understanding of the coverage needed for comprehensive protection. With these resources at hand, AMP ensures that homeowners can make well-informed choices and safeguard their valuable assets effectively.
Choose the perfect cover: Home insurance options tailored to your needs
Recognising the diverse needs of Kiwis they provide a range of home insurance options. By offering these, AMP aims to empower you with the flexibility to select the insurance coverage that suits your specific circumstances.
Comprehensive home insurance from AMP
Comprehensive home insurance offers the highest level of coverage for your house, providing you with peace of mind and financial security. This policy features key benefits such as SumExtra, which ensures full replacement cost for damage caused exceeding the insured amount.
There’s cover for temporary accommodation for up to 12 months if your home becomes uninhabitable. Accidental damage, gradual damage and damage to your garden are all covered. The policy includes legal liability coverage for damage to someone else's property.
Basic cover with the Everyday Home Insurance option
Everyday Home Insurance provides basic coverage for your house, ensuring protection against theft, temporary accommodation costs and major events. The policy includes key benefits such as legal liability coverage and accidental damage. It offers a more affordable choice while still providing you with essential protection.
You have the freedom to customise your excess and premium payments, reducing your premium by raising your excess amount. The payment options are versatile, allowing you to choose between fortnightly, monthly, or annual payments for your convenience.
Flexible coverage for landlords: Protect your investment property
The responsibilities of a rental property owner are different to those of someone living in their own home. Landlord insurance is handled separately from house insurance to account for the different risks and circumstances faced by a rental property owner.
Landlord insurance provides specific cover for landlord obligations and risks, such as loss of rent, legal liability and malicious or otherwise careless damage caused by tenants. There are comprehensive insurance policies covering the home or contents or both, depending on individual needs. While landlord insurance is not compulsory, it’s a wise investment for property owners, offering protection against financially debilitating events.
AMP – Home insurance
- Product Home Insurance
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KiwiSaver
Transitioned to specialise in KiwiSaver and general insurance, aiding New Zealanders in achieving a prosperous retirement.
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Online Platform
Provides a user-friendly online platform for quotes, policy management, and claims tracking.
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Easy Customer Interaction
Active presence on social media platforms, including Facebook and LinkedIn, for easy customer interaction.
Benefits of AMP
- Offers a wide range of home insurance options to cater to diverse needs
- Provides online tools like the home rebuild calculator to assess coverage requirements accurately
- Full replacement cost coverage, temporary accommodation, accidental damage, and more
- Basic coverage with flexible excess and premium payment options
- Tailored coverage for rental property owners, including protection against loss of rent and damage by tenants
- Simple online application with customization options to match budget and needs
- Coverage for owner-occupied homes, rental properties, and holiday homes
Simple steps to apply: How to get started with AMP home insurance
Applying for home insurance with AMP is a simple process that can be done online or through their customer service channels.
Here's an overview of the application process:
- Quote: You can get this by providing details about your property, such as its location, size, construction type, and any additional coverage options you require.
- Customise your coverage: Once you receive an insurance quote, you have the opportunity to customise your coverage to meet your specific needs. You can tailor the policy to align with your budget and insurance requirements.
- Documentation: During the application process, you’ll need to provide certain documents and information. This includes personal details, property information, proof of ownership, and any additional documentation required to assess the risk and determine the appropriate coverage.
- Review and acceptance: After submitting your application, the information provided is reviewed and the risk associated with your property is assessed. They may contact you for further details or clarification if needed. Once the assessment is complete, you’ll receive a policy offer outlining the coverage, terms, conditions and premium.
- Payment and coverage: If you accept the policy offer, you’ll need to make the payment for the premium. Once the payment is processed cover will be in effect and you’ll receive the policy documents.
Eligibility requirements and the application process are straightforward and accessible. Whether you’re a first-time homeowner or looking to switch your existing insurance provider, they have coverage options to suit your needs.
To be eligible for home insurance with AMP, you need to be the legal owner or have a financial interest in the property you wish to insure. This includes owner-occupied homes, rental properties, or holiday homes. It's important to note that eligibility requirements may vary based on the specific policy and coverage you choose.
It's essential to carefully review the policy documents to ensure you understand the coverage, limits, excesses and any exclusions or conditions that may apply. If you’ve any questions, the customer service team is available to provide guidance and support.
Paperwork matters: Collaborate with your insurer for a smooth claims process
Navigating the claims process for your home insurance is an important step in recovering from damages or incidents. By following these steps you can restore your property and belongings with ease.
- Contact your insurer: Notify your insurance company promptly after the incident or damage occurs. Provide your policy number and relevant details about the incident when reaching out to their dedicated claims department or helpline.
- Document the damage: Take photos or videos of the damage to your property or belongings. Visual evidence helps support your claim and enables the insurer to assess the extent of the damage.
- Provide necessary documentation: Complete a claim form and gather required documents such as proof of ownership or purchase receipts for damaged items. Include supporting documentation like police reports, repair estimates, or medical reports, if applicable.
- Cooperate with the insurer: Respond to any inquiries and provide additional information as requested. Cooperation, honesty and accuracy in providing information ensure a smooth claims process.
- Claim assessment: An insurance adjuster may evaluate the damage or loss, potentially visiting your property for assessment. They will determine the coverage extent based on your policy and may offer guidance on repairs or replacements.
- Repair or replacement: Once your claim is approved, proceed with repairing or replacing the damaged property or belongings. You'll receive direct financial compensation or be reimbursed for your incurred expenses.
- Pay deductible if applicable: If your policy includes a deductible, you’re responsible for paying that amount before receiving the claim settlement.
- Claim settlement: After assessment and approval, they'll provide a claim settlement. This can involve direct payment to you or the arranged repair or replacement of damaged items through approved contractors or vendors.
Ensure you review your insurance policy and understand the specific claims process outlined. Contact the claims department for guidance or clarification if needed.
AMP Contact
Contact Number
Website
Physical Address
- Auckland New Zealand
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Opening Hours
- not available