Westpac Home Insurance

Over the past century, Westpac has established itself as a trusted institution among New Zealanders.

The company's roots can be traced back to 1861 when their first ever customer arrived from the Otago goldfields. They’ve grown with the nation, attracting more than 1.5 million Kiwis as loyal banking customers.

Sustainable banking for prosperous communities: Westpac's responsible approach

As a responsible financial institution, Westpac recognises its task to help you become and remain financially secure. The company is committed to supporting you during your financial journey, and they use sustainable business practices on the way.

Westpac New Zealand embraces a clear purpose: Creating better futures together

This purpose guides the company's actions, shapes its identity, and serves as an inspiration daily. The company's driving force lies in knowing what a better future entails for you, and they’re actively working towards helping you achieve it.

Sustainability and community lie at the core of Westpac's endeavours. The company firmly believes in taking immediate action to pave the way for a brighter future for you, your employees, investors, and the broader community it serves. Westpac is committed to making a positive impact across all areas of its operations.

Inclusive partnerships: Westpac's commitment to community and customer success

Partnerships have always been a vital part of Westpac's approach. The company takes pride in its community partners, from helicopter rescue to supporting farmer's and children's safety.

They’ve pioneered a dementia-friendly bank and take immense pride in its commitment to supporting individuals with dementia and their families. The primary goal of the bank is to assist them in planning for the future, facilitating access to financial services, and promoting their independence for as long as possible.

Westpac upholds its commitment to serve and support you, foster sustainable practices, and forge enduring partnerships with communities. The company firmly believes that by working together, a better future can be created for all New Zealanders.

Westpac offers comprehensive coverage for homes, including accidental damage caused by fire, flooding, natural disasters, or burglary.

Stay prepared for the unexpected: Unveiling Westpac house insurance

A Westpac house insurance policy covers hidden gradual damage to the home caused by leaks from internal tanks or pipes. They have security assistance after a loss to secure the home against further damage.

You’re covered with a fatal injury benefit in the unfortunate event of fire or burglary resulting in the passing of you or your spouse. They have cover for damage before the sale of the home, and a stress payment if the home is deemed a total loss. You’re encouraged to read the full policy for a detailed understanding of the coverage provided by Westpac insurance.

Westpac house insurance policies: Comprehensive coverage and added protection for homeowners

For homeowners with a Westpac home loan, there’s an additional benefit where the loan could be covered for a monthly amount of $1,500 for a maximum of 3 months in the event of the home being destroyed. Landlords can opt for additional coverage to protect their property from deliberate damage by tenants, this add-on does come at an additional premium.

Westpac insurance policies include a 30-day free look period, allowing you to cancel the policy and receive a refund of any premiums paid if you decide it's not suitable.

The coverage provided by Westpac includes various aspects such as protection for the home, temporary accommodation for you and your pets if the home is uninhabitable, liability coverage for damage to someone else's property, coverage for new locks or keys if lost or stolen, and landscaping costs to restore the garden if damaged.

Other insurance services by Westpac

Life and income insurance policies safeguard you and your loved ones during challenging times with a range of life insurance, critical illness, and income protection options tailored to meet your specific needs.

House and contents cover ensures the security of your most valuable possessions with a variety of insurance policies designed to protect your house and its contents. Car and vehicle insurance covers you in your journeys, whether it’s with your car, motorcycle or boat. Westpac insurance products are backed by reputable insurance entities.