MAS Income Protection

MAS is a renowned provider of comprehensive life, income protection, disablement, and recovery insurance solutions.

Founded over six decades ago, they have a rich history that testifies to their endurance and dedication to their clients.

In 1959, a group of medical professionals recognised the need to protect the financial interests of those working in the healthcare sector and established the Medical Assurance Society (MAS). This unique initiative aimed to provide specialised insurance coverage crafted to the specific challenges faced by medical professionals and their families.

Over the years, they’ve expanded their scope beyond medical practitioners, opening their doors to professionals from other sectors, such as education and government. This strategic move allowed them to extend its protective umbrella to a diverse range of individuals, fostering a sense of community and solidarity.

They've built a stellar reputation for trustworthiness and excellence. This article delves deep into the roots of MAS insurance and explores its key offerings, underscoring why it stands out as a reliable choice in the insurance market.

Despite facing economic fluctuations and industry challenges, they’ve maintained their core values of empathy, integrity, and personalised service. This unwavering commitment to putting you first has earned them the loyalty and trust of thousands.

Future with a rich legacy

They offer a variety of life insurance products designed to shield you and your family from life's uncertainties. From critical illness coverage to death benefits, you can find a tailored solution to suit your unique needs with the best income protection insurance

A solid foundation

The core of their offerings lies in their best income protection insurance. This indispensable ensures that you and your family remain financially stable in the face of unexpected events that may result in temporary or permanent disabilities. Income protection insurance empowers individuals to focus on rebuilding their lives without the added burden of financial strain.

Embracing recovery with conviction

Their recovery insurance is a testament to their commitment to supporting you throughout your journey to recovery. This specialised coverage provides access to resources, treatments, and support services that aid in the rehabilitation process, helping you reclaim your independence and resume a fulfilling life.

Understanding the importance of financial security and offering income security insurance, MAS offers a solution designed to secure your income in times of need. 

Key features of MAS income protection insurance

• Replacing up to 75% of your pre-disability income when you cannot work due to circumstances. This valuable assistance continues until you are fit to resume work or until the chosen benefit payment period concludes.
• If you experience a recurrence of the same condition within six months of returning to work, they eliminate the waiting period, guaranteeing efficient support when you require continuous assistance.
• Understanding the financial strain that comes with being on claim, they also cover your income security premiums, offering reassurance and peace of mind.
• While in the waiting period, if you are hospitalised for a continuous period exceeding three days, they extend a hospitalisation benefit for financial assistance.
• Aiding you in your journey back to work, they provide support for unforeseen costs, ensuring a smooth transition to your professional life.
• In the event of your profession's regulatory body suspending your practising certificate, they offer to assist in alleviating financial stress during this period.

Inflation-adjusted benefits

• During your claim period, they ensure that the weekly benefit amount is adjusted for inflation, either based on the percentage change in the Consumers Price Index (CPI) or 5%, whichever is lower. This adjustment helps you preserve your purchasing power.
• Selecting the inflation-adjusted cover, you have the option to raise your certified weekly benefit annually. The increase will be determined by either 2% or the percentage change in the Consumers Price Index (CPI), ensuring that your coverage stays in line with the escalating costs.

Partnering for a secure future

Income security insurance serves as a reliable partner in ensuring your financial future during times of circumstances out of your control. With a wide range of coverage and additional benefits, you can rest assured that your income is protected.

From waiving waiting periods to supporting rehabilitation, they go the extra mile to empower individuals to recover and return to their productive lives with confidence.