Westpac Insurance

As a prominent New Zealand business and employer, Westpac plays a significant role in the lives of its customers, employees and communities nationwide.

With a rich history, they’ve grown alongside the nation, becoming a trusted financial partner for more than one and a half million Kiwis. Their commitment goes beyond banking it's about creating better futures together.

Fostering thriving futures: Empowering you

Westpac recognises the importance of financial security in your life. They aim to empower you to achieve your vision of a better future. Focused on sustainable business practices and community investment, they aim to foster thriving and successful places where you and the community can flourish.

Building a sustainable future

They’re actively taking steps today to build a better future for you, their employees and communities. They understand the importance of sustainable practices and are committed to caring for the environment. Through community engagement and support, they contribute to the well-being and growth of local communities across New Zealand.

Empowering change through collaborative partnerships

Westpac has a proud history of collaborating with and supporting local communities throughout the country. Their partnerships aim to create positive change, foster economic growth, and address social challenges. By working together, they strive to make a meaningful impact and drive progress.

Stay informed and inspired: Discover the latest with Westpac's REDnews and media centre

They ensure you can stay up-to-date with the latest developments and initiatives by providing regular news and updates. Explore REDnews for property, business, and lifestyle news that will keep you informed and inspired. Visit their media centre for press releases, announcements, and insights into their ongoing initiatives.

Westpac's visionary leadership and customer satisfaction

Their dedicated leadership team bring experience and expertise to guide the organisation. Their leadership ensures a customer-centric approach and strategic decision-making that aligns with the company's values and vision.

Unveiling Westpac's annual reports and financial achievements

Their complete annual reports and audited financial statements are available for a comprehensive understanding of their performance and achievements. These reports provide insights into their commitment to transparency, accountability and responsible financial management.

Westpac New Zealand is more than just a bank; they’re a catalyst for creating better futures. Safeguarding your income and ensuring financial stability during unexpected events is a crucial step in your financial plan. That's why they offer income protection insurance, designed to provide peace of mind and security for you and your loved ones.

In the face of life's uncertainties, protecting your income is an important decision.

Westpac offers comprehensive income protection cover designed to provide financial security and peace of mind. With a range of plans and products tailored to different needs, they ensure you can protect your income and maintain your lifestyle even in challenging times.

Comprehensive plans and products to meet your needs

Plan 1: Westpac income protection insurance

• Protects your income if you're incapable of working due to illness or injury.
• Provides a regular income stream to cover your expenses during the benefit period.
• Offers flexible waiting periods and benefit periods to suit your needs.
• Provides coverage for a range of occupations.

Plan 2: Westpac income protection insurance plus

• Offers enhanced income protection with additional features and benefits.
• It covers you if you're unable to work in your usual occupation or any occupation, depending on your chosen policy.
• Provides comprehensive coverage for a broader range of illnesses, injuries, and disabilities.
• Offers options for extended benefit periods and indexation to protect against inflation.

Plan 3: Essential cover

• Provides a more affordable option for income protection.
• Offers coverage for a limited range of illnesses and injuries.
• Provides a monthly benefit to assist with meeting your financial obligations.

Benefits and features of Westpac income protection

Monthly benefit

• Receive a regular monthly payment to replace a portion of your lost income.
• Provides financial stability during periods of illness or injury.

Benefit period

• Choose the duration for which you'll receive the monthly benefit.
• Options range from 2 years to age 65, allowing you to align coverage with your specific needs.

Waiting period

• Select the waiting period before the monthly benefit begins.
• Options range from 14 to 720 days, allowing you to customise the coverage to your circumstances.

Rehabilitation support

• Access rehabilitation services to aid your recovery and facilitate a return to work.
• Receive support and guidance to enhance your physical and mental well-being.

With flexible waiting periods, benefit periods, and comprehensive coverage, they ensure that you can maintain your lifestyle and meet your financial obligations even if you're unable to work.