NZI Car Insurance

For over 160 years, NZI has been dedicated to safeguarding Kiwis throughout New Zealand.

Their extensive experience has equipped them with the knowledge and expertise to anticipate and navigate the unexpected, ensuring you unwavering support through both favourable and challenging times.

Navigating challenges and building resilience since 1859

Established in 1859, NZI takes great pride in its rich heritage as one of New Zealand's oldest insurance companies. Over the years, their organisation has experienced significant growth through strategic acquisitions and mergers, accumulating a wealth of invaluable experience and knowledge.

During the late 1800s, a period marked by rapid expansion and the shifting dynamics of the insurance industry, New Zealand Insurance (as it was then known) navigated through the challenges brought about by the decline of the British Empire, rising nationalism, and the impact of the Great Depression.

In 1905, they ventured into the accident insurance field by acquiring the New Zealand Accident Insurance Company. This enabled them to underwrite various risks across Australasia, including plate glass and burglary insurance.

The power of merger and collaboration in shaping NZI's future

The latter half of the 1900s brought new challenges in the form of increased competition, rising insurance rates, and inflationary claims pressures. Notably, in 1975, the devastating impact of Cyclone Tracy on Darwin resulted in the largest single loss since the San Francisco fire in 1908, highlighting the resilience required in the insurance industry. 

In response to compounding pressures and recognising shared interests and complementary strengths, New Zealand Insurance and South British Insurance merged in 1981, operating under the umbrella of the New Zealand South British Group with the NZI brand.

In 2003, NZI became part of the Insurance Australia Group (IAG) when it was acquired by IAG's subsidiary, IAG New Zealand Limited. Today, they’re thrilled to continue serving New Zealanders, drawing upon their extensive heritage and expertise. With unwavering dedication, they look forward to another 160 years of providing exceptional insurance solutions to safeguard your aspirations and future.

Staying ahead of industry changes to safeguard your valuables

As one of New Zealand's longest-established insurers, they take immense pride in assisting countless Kiwis in overcoming losses over more than 150 years. They constantly strive to keep pace with industry developments, proactively staying ahead of the curve to address the unique opportunities and risks faced in Aotearoa.

At NZI, they’re not just insurers – they’re dedicated risk management experts. When you choose NZI car insurance, you gain access to comprehensive insurance solutions and so much more. They actively collaborate with you, offering guidance and assistance in managing risks, and providing steadfast support during every twist and turn of your journey.

With NZI car insurance, it’s understood that cars hold a special place in the hearts of New Zealanders.

That's why they offer comprehensive car insurance solutions to put you on the right road and provide you with peace of mind. NZI car insurance covers a wide range of vehicles, including cars, motorcycles, trailers, and caravans. No matter what you drive, they've got you covered. 

They’re dedicated to comprehensive coverage

NZI is dedicated to protecting your most prized possessions. With their comprehensive NZI car insurance services and additional benefits, you can confidently hit the road, knowing that you're covered by a trusted insurer.

They provide a variety of NZI car insurance options tailored to meet your specific needs:

• Enhanced protection: This insurance policy offers complete coverage for both the damages to your own vehicle and any damages you might cause to other people's property or vehicles.
• Theft and fire coverage for others: With this policy, you’re protected against damages resulting from theft or fire to your own car. It also includes liability coverage for any damages you might cause to someone else's vehicle or property.
• Coverage for others only: This policy specifically covers the harm you cause to other people's property or vehicles, without providing coverage for damages to your own vehicle.
• Upgrade your coverage: Their exclusive NZI car insurance policy includes a range of optional and automatic benefits to elevate your protection.
• Diverse motor vehicle policy: This surcharge policy offers additional benefits like substitute transportation and coverage for your legal responsibility for property damage and injuries. It also includes unlimited call-outs for the Roadside Assist provided by NZI.
• Stratum motor vehicle policy: With the full cover option, you’re covered for locks and keys, the cost of clearing the road, and windscreen claims with no excess.

NZI roadside assist - 24/7 assistance when you need it

• Roadside assist: With NZI roadside assistance service, you can enjoy 24/7 assistance should you experience unexpected breakdowns or emergencies while you're on the road. This service is automatically included in the variance policy and is available as an optional add-on for the Echelon policy.
• Guaranteed repairs: As an NZI car insurance policyholder, you can enjoy access to Repairhub, where vehicle repairs of a non-structural nature are carried out with guaranteed quality. While your car is being fixed, you can also take advantage of a complimentary courtesy car or a free Uber ride voucher.

They have Repairhub locations all over New Zealand, ensuring convenient service wherever you are. They have a network of endorsed repairers nationwide who’re highly skilled and dedicated to getting you back on the road again. They stand behind their work by guaranteeing repairs for the entire time that you have ownership of the vehicle.

To locate an endorsed repairer near you, you can use their approved supplier search tool, ensuring that your vehicle receives the best care and attention it deserves.