Protecta Insurance

Protecta Insurance, a well-established insurance company operating in New Zealand, has built a strong reputation for its unwavering commitment to delivering exceptional value, reliable products, and outstanding customer service.

Since its inception in 1986, they’ve been instrumental in meeting the diverse insurance needs of tens of thousands of New Zealanders each year. 

Protecta's role in the finance and insurance sector 

With a prominent presence in the finance and insurance industry, they actively engage in multiple sectors and take great pride in their membership with esteemed organisations such as the Financial Services Federation and the Insurance and Financial Services Ombudsman.

By aligning with these reputable associations, Protecta upholds industry best practices and maintains the highest standards of professionalism.

Their association with the Ombudsman also underscores the company's commitment to resolving customer concerns or complaints in a fair and unbiased manner.

Protecta makes a difference

Apart from its dedication to customer satisfaction, Protecta strongly believes in giving back to the community. Through generous sponsorships and support, the company has made significant contributions to various causes throughout the country.

This includes the Westpac Rescue Helicopter Trust, motorcycle charity rides, club championships, teams, and community events. These philanthropic endeavours reflect their genuine commitment to making a positive impact on the communities they serve.

A commitment to financial confidence

To ensure financial strength and stability, Protecta Insurance relies on its underwriter, Virginia Surety Company Inc., which operates from Christchurch, New Zealand.

With a focus on transparency and professionalism, they instil confidence and peace of mind in their policyholders.

Their friendly customer service team is readily available during regular business hours. With a dedication to customer assistance, the team provides tailored information that caters to specific needs and inquiries.

Protecta has established itself as a trusted insurance provider through its generous commitment to customer satisfaction, active engagement in the finance and insurance industry, community involvement, and partnerships with well-known organisations.

By consistently delivering exceptional value and reliable insurance products, Protecta remains the preferred choice for those seeking comprehensive coverage and peace of mind.

Protecta offers a range of car insurance services designed to cater to your needs.

Their options include: Full cover car insurance, third-party fire & theft and third-party only This allows you to customise your coverage based on your car and budget. They also provide additional cover options for added flexibility.

Make the right choice 

Choosing the right insurance is easy. They guide you through the process, presenting the benefits, premiums, and excesses side by side, ensuring an informed decision.

Their full cover car insurance offers comprehensive protection, including coverage and benefits such as:

• Salvage costs, e.g. towing
• Trailer  
• Hire vehicle with delivery service
• Completion of the journey i.e. you’re transported to your destination
• Legal defence
• Keys & locks
• Death benefit
• Medical expenses, in the unfortunate event that you or your passengers are injured
• Shortfall cover
• Marine general average, which is when circumstances require the captain to sacrifice part of a load or incur additional expenses for the common good - these costs are then split between the ship owners, cargo owners and insurers. This would apply if your vehicle is transported by ship, ferry or boat.
• Third-party liability
• Roadside assistance option ( optional )
• Windscreen cover ( optional )
• No claims bonus protection, and more

2: Third-party fire & theft: This policy covers

• Third-party liability
• Damage due to fire or theft
• Additional protection against accidental loss

3: Third-party only: This policy covers:

• Third-party liability
• Additional accidental loss protection 

Insurance at your fingertips

Protecta offers the convenience of obtaining quotes online or over the phone. Their customer services team is friendly, ensuring a fast, easy, and affordable experience. You can even select the policy start date in advance, ensuring your insurance is sorted before collecting your new car.

Beyond basic coverage

Their policies come with an extensive range of benefits. Optional benefits include 24/7 roadside assistance and windscreen cover. They have an accident management team that assists with claims and ensures quality repairs guaranteed for the life of the vehicle. In the case of accidents or theft, you'll receive a courtesy vehicle for up to 10 days/$ 500.

If you tow a trailer, Protecta's Full Cover car insurance includes coverage for domestic trailers you own. Boat trailers, caravans, and horse floats aren’t included. It's important to have separate policies for trailers not covered under this option.