nib Health Insurance

Nib is a trusted partner in promoting health and well-being.

They offer accessible and affordable insurance solutions to support the well-being of individuals and families in New Zealand. As part of the Nib Group, they aim to connect you with the necessary tools and services to improve your overall health and well-being.

Transforming health insurance in New Zealand

Nib's presence in New Zealand began in 2012 with Tower Medical Insurance Limited’s acquisition. This was followed by the OnePath medical business’s acquisition in 2015.

In 2018, they launched a pioneering initiative in collaboration with Auckland Kiwi, Ngāti Whātua Ōrākei, to provide private health insurance and health management programs for you. This initiative involves the dedicated assistance of Nib's health navigators, known as Kaiarāhi, who work closely with you to find suitable health options.

Expanded insurance offerings for New Zealand residents

To expand what they’re offering and provide comprehensive coverage, they acquired Kiwi Insurance Limited in 2022. This enables you to access a range of life and living insurance options alongside health insurance. They actively support various events, organisations, initiatives, and health-related programs. These include its significant partnership with the Blues and the Nib Blues women's rugby team.

Committed to financial excellence, they uphold the highest financial advice and compliance standards, ensuring you receive reliable guidance. Their financial stability and dedication to sustainability contribute to the prosperity of the communities they serve.

They embrace diversity and inclusion as critical elements in creating strong, connected workplaces and communities. At Nib, women occupy over 50% of leadership roles, and the employees come from 50+ ethnicities and speak over 43 languages. Nib highly values the diverse perspectives and contributions of its team members.

How do they commit to Te Tiriti o Waitangi principles in health insurance?

Recognising the significance of Te Tiriti o Waitangi, they’re committed to the principles of partnership, participation, and protection in their relationships with Māori communities. Through their partnership with Auckland Kiwi Ngāti Whātua Ōrākei, the company provides health insurance that aligns with Māori values and spirituality. They also prioritise Te Reo and Tikanga training to foster understanding and respect among their employees.

With a focus on your well-being and that of the wider community, they continue to strive for excellence by offering comprehensive insurance solutions. Through this, they promote health and inclusivity and embrace cultural diversity.  

They offer comprehensive private health insurance plans that provide peace of mind and easier management of your health.

It serves as an alternative to the public, government-funded healthcare system. It offers a wider range of treatment options to ensure that you receive timely and high-quality medical care.

Get customised coverage & private treatment options with Nib health insurance

Through Nib health insurance, you have the flexibility to customise your coverage according to your specific needs. The plans encompass various health services, including routine ones like dentist visits, GP consultations, and physiotherapy. Major treatments like specialist consultations, surgeries, and cancer treatments are also included.

Nib health insurance - Your shield against medical expenses

In the absence of health insurance, the costs of private treatments and procedures can be financially burdensome. Nib health insurance is crucial in alleviating this burden, safeguarding your hard-earned savings, and preserving your lifestyle.

For instance, routine treatments like GP consultations, dental procedures, optical care, and mental health consultations can accumulate significant expenses. Even outpatient and hospital treatments, such as specialist consultations, ultrasounds, MRIs, and various surgeries, can result in substantial financial liabilities. Nib health insurance serves as a safety net to mitigate these costs and make healthcare more accessible and affordable.

Unveiling the ultimate plans - Everyday cover vs. Hospital cover

Nib Health Insurance offers a comprehensive range of health insurance plans to cater to diverse healthcare needs, which include:

1. Hospital Plan: This plan is designed to cover significant medical expenses, such as surgeries, cancer treatments, specialist consultations, and diagnostic tests. It provides a maximum benefit of $300,000 for surgical-related expenses and up to $200,000 for non-surgical medical costs.
2. Everyday Plan: Provides coverage for day-to-day healthcare expenses, encompassing GP visits, vaccinations, dental treatments, and more.
3. Combine Plans: Customers have the option to combine both Hospital and Everyday plans to avail comprehensive coverage for their health needs.

Upgrade your Hospital Plan with Nib's Add-ons and non-PHARMAC Plus

Hospital Add-ons: Additional options are available to further enhance the Hospital plan's coverage.

Nib health insurance also offers the non-PHARMAC Plus option, which covers Medsafe-approved, non-PHARMAC funded drugs for ailments like cancer, Crohn's disease, and arthritis, with cover levels ranging from $50,000 to $300,000 per policy year.