Initio Landlord Insurance

Initio has transformed the way property owners secure insurance with its groundbreaking digital approach.

As the first company in New Zealand to offer fully online house insurance policies, they’ve taken convenience to new heights. Landlords seeking coverage for rental properties, holiday homes, or even owner-occupied residences with contents can now obtain market-leading insurance policies in just seconds, right at your fingertips. 

Simplified claims, swift settlements, cutting through red tape

Their user-friendly online platform enables you to obtain instant quotes without the need to provide personal contact details, ensuring a hassle-free process. Their dedication to efficiency extends to the claims process as well.

When you need to make a claim, their unwavering support shines through. They understand that during stressful times, swift claim settlements are crucial. Therefore, they’re adamant about cutting through unnecessary red tape to ensure that claims are settled promptly.

This genuine desire to make the claims process efficient and swift reflects their customer-centric approach, where your needs and peace of mind are their top priorities. With Initio by your side, you can confidently navigate any unexpected events knowing that they’ll be there to support you every step of the way.

A team of excellence, a journey of achievements, driving progress together

Initio takes pride in its exceptional team, comprising experts from various fields, all dedicated to creating a contemporary and customer-centric insurance experience. Under the leadership of CEO Rene Swindley and CTO Sam Brook, the team's combined expertise in insurance, technology, marketing, and customer service drives them forward.

Their journey is marked by remarkable milestones, from securing NZI (IAG New Zealand Limited) as an underwriter to earning recognition as a 5-Star Insurance Technology Provider. This impressive track record speaks to their commitment to excellence and customer satisfaction.

With a focus on excellence and efficiency, Initio offers a range of services catering to landlords' unique needs, ensuring your valuable investments against various risks.

All-in-one rental property insurance, peace of mind for landlords 

They offer a one-stop shop for you, providing all-in-one rental property insurance that covers both your property and potential tenant-related risks.

Their policies offer essential coverage, including loss of rent for up to 12 months or $20,000 after property damage, and deliberate damage up to $25,000 for tenant-caused harm.

They also provide peace of mind with coverage for meth contamination, offering $30,000 for cleaning and additional loss of rent, as well as $20,000 standard cover for landlord contents with options to increase. With their commitment to comprehensive protection, Initio ensures you can confidently navigate unforeseen situations, knowing your investments are well-protected.

Exceptional benefits for enhanced protection, going beyond the ordinary

Initio provides exceptional benefits that surpass standard coverage, offering enhanced protection for you. Their policies include replacement cover for full rebuild protection, up to the replacement sum insured, ensuring complete restoration after catastrophic damage.

Additionally, legal liability coverage of $2 million shields you from potential costs resulting from accidents affecting other properties or individuals. Unique benefits like excess-free blocked pipe coverage, hidden gradual damage coverage, and excess-free keys and locks coverage further enhance the protection, fortifying your investments with all-inclusive benefits.

Empowering you with innovative technology, efficiency and convenience at your fingertips

Initio utilises innovative technology to smooth the insurance process, saving you time and money. Their 100% online approach allows for instant quotes and easy management of insurance needs through the initiative dashboard. 

With personalised login access, you can make policy changes, file claims, and access documents conveniently from your smart device or computer.

Their support-focused approach ensures excellent service, guiding you towards optimal insurance solutions without any sales pressure. With expertise in landlord insurance, you can trust that your investments are in safe hands, protected by a reputable and reliable insurance provider.