Tower Landlord Insurance

Tower has been a steadfast guardian of Kiwis and Pacific customers, for more than 150 years,  safeguarding their homes, cars, businesses, and cherished possessions.

Their journey has been one of resilience and growth, driven by an unwavering commitment to customer care. As the last listed New Zealand general insurer, Tower stands strong with a market capitalisation of $265.64m, backed by a diverse base of international, institutional, and individual shareholders.

Why choose Tower - A trusted protector for generations

Choosing Tower means embracing a legacy of trust that spans generations. With a history dating back to 1869, when the Government Life Insurance Office (Government Life) was founded, they’ve weathered the tests of time and emerged as a leading insurance provider.

Over the years, they’ve demonstrated unwavering resilience, ensuring the protection of Kiwis' most valuable assets. Their relentless focus on you has paved the way for growth and innovation, propelling them into a bright and promising future. Tower is a partner that not only understands your needs but is committed to delivering an insurance experience that you can truly rave about.

Sustainability - Building a greener future, together

Tower believes in safeguarding not just the present but also the future of this planet. Their commitment to sustainability led them to establish their new head office at 136 Fanshawe Street, a world-leading 6 Green Star Building in Auckland's CBD. This symbolises their dedication to reducing their environmental impact, embracing innovation, and saving energy.

Through cutting-edge technology and mindful practices, they’ve created dynamic workspaces for their employees, promoting collaboration, communication, and agile work processes. With every step they take towards sustainability, they strive to leave a positive impact on their communities and the environment, making New Zealand a better place for generations to come.

A brilliant team ready to deliver

They understand that their strength lies in the diverse talents and perspectives of their people. They’re a nimble and energised team, united by a common vision of taking insurance to new heights in New Zealand. Embracing creativity and innovation, they leverage brilliant digital, data, and technology solutions to exceed your expectations.

Tower's Landlord insurance for unwavering protection

Just as they’ve been protecting homes and businesses for over 150 years, their landlord insurance offering is designed to provide comprehensive coverage and peace of mind to landlords across New Zealand.

Whether you own a single property or a portfolio of rentals, their tailored insurance solutions are there to safeguard your investments, so you can focus on what matters most. Discover the benefits of Tower's landlord insurance and ensure your properties are protected with the same dedication and care that have defined them for generations.

Tower’s landlord insurance can help you to safeguard your investment property.

With an award-winning reputation and a host of exclusive benefits, their comprehensive policies offer peace of mind and unparalleled protection for landlords across New Zealand.

Discover how their Landlord insurance packages can secure your rental property, provide coverage for unforeseen circumstances, and reward you for responsible property management.

Landlord's Plus cover

A premium experience with Airpoints rewards

With Tower's Landlord's Plus cover, they go beyond standard landlord insurance. Earn 1 Airpoints Dollar™ for every $100 spent on your premium each year when you purchase or renew your policy.

This cover ensures that your investment is shielded from deliberate tenant damages, with coverage for up to eight months of rent if your property becomes uninhabitable due to covered loss or damage.

They also extend the sum insured for fire, providing you with up to 20% more cover than your initial sum insured, excluding fires resulting from natural disasters. It's the ultimate protection that rewards your responsible property management.

Comprehensive coverage

Peace of mind for every aspect of your property

Tower’s landlord insurance policies include an array of benefits designed to safeguard your investment. From protection against natural disasters, where they cover the difference up to the sum insured when EQCover limits are exceeded, to liability coverage of up to $20 million, they've got you covered.

Rest assured that gradual damage to your rental property, whiteware, and window coverings, as well as garden retaining walls and landscaping, are all included in their plans. With their no-claims bonus, you can enjoy discounts on your premium for responsible ownership.

Embrace sustainability

Enhance your new house with Tower's support

Tower’s landlord insurance offers a unique sustainability upgrade benefit. In the unfortunate event that your house is destroyed, they provide up to $15,000 for you to add or upgrade to sustainable products in your new house, excluding losses from natural disasters.

Your investment property can also benefit from automatic coverage for garden retaining walls, ensuring that your property's structural elements are well-protected. With Tower's landlord insurance, you not only secure your investment today but also invest in a greener, more sustainable future.