AMP Landlord Insurance

Are you a landlord seeking to secure your valuable investment property?

Look no further than AMP landlord insurance, your trusted partner in protecting your rental properties. With a rich history dating back several decades, they’ve been a leading insurance provider, offering extensive coverage and fitted solutions for landlords across New Zealand.

Trust and excellence

They pride themselves on their long-standing legacy of trust and excellence in the insurance industry. With over 160 years of service, their commitment to you has remained unwavering.

Established in 1854, they started as a mutual life insurance company, ensuring financial security for New Zealanders. Over time, they expanded their products to cater to the evolving needs of their clients, including a robust and customised landlord insurance product.

Putting you first - Their customer-centric approach

They firmly believe that their client's needs should always come first. Their landlord insurance is designed with you in mind, providing inclusive coverage and exceptional service. Their customer-centric approach means that they listen to your concerns, understand your unique requirements, and create your insurance solutions accordingly. Understanding the challenges that landlords face, and striving to provide peace of mind by preserving your rental property from potential risks.

Unravelling the benefits

Choosing the right insurance provider is a critical decision for any landlord. AMP offers a host of benefits that make them stand out from the competition.

Firstly, their policies are flexible and can be adapted to suit your specific property and circumstances. Whether you own a single property or have a diverse portfolio, they have coverage options to meet your needs.

Secondly, they provide coverage for a wide range of perils, including fire, storm damage, vandalism, and theft, ensuring that you are protected against unforeseen events.

When it comes to securing your investment property, AMP landlord insurance has you covered.

Features included in every landlord insurance policy:

• Home replacement cover and market value coverage for contents used by your tenants.
• Up to $50,000 for Methamphetamine contamination cover.
• Lock replacement in case your tenant departs without returning the keys.
• You also have the option to enhance your coverage with optional benefits, such as SumExtra.

Protecting your property with building and contents insurance 

As a landlord, protecting your property against unforeseen damage is crucial. AMP’s building and contents insurance provides coverage for not only the physical structure of your property but also for the essential items within.

From damage caused by natural disasters to accidental breakages, their policy protects your investment from potential financial losses. With flexible coverage options and competitive premiums, you can have peace of mind knowing that your property and its assets are protected.

A safety net for landlords

The unfortunate reality for landlords is that rental income may be disrupted due to unexpected circumstances such as a tenant defaulting on rent or the property becoming temporarily uninhabitable. With AMP’s loss of rent coverage,  they’ve got you covered during these times.

This insurance product provides financial support, covering the lost rental income during the specified period of unoccupancy or tenant default, allowing you to maintain a stable cash flow even during difficult situations.

Protecting you from legal claims with landlord liability insurance

Legal claims by tenants or third parties can pose significant financial and emotional strain on landlords. Their landlord liability insurance is specifically designed to protect you from potential liabilities.

Whether it's personal injury claims or property damage caused by your rental property, they cover legal costs and compensation, offering you a strong shield against unexpected legal challenges.