Tower Pet Insurance

Tower is an esteemed insurance company with an extensive heritage spanning more than 150 years.

Since their inception, they’ve been safeguarding the homes, cars, businesses, and pets of New Zealanders and customers in the Pacific region. Their dedication to excellence and ensuring customer satisfaction has made them a resilient and robust entity, even during challenging economic times in New Zealand.

Tower's strategic priorities for growth and financial strength

Their primary objective is to deliver exceptional and gratifying experiences. To achieve this, they’ve established clear strategies that propel their growth, innovation, and financial strength. Operating in New Zealand and across seven Pacific Island nations, they offer a comprehensive range of insurance coverage to meet your diverse needs.

A strong presence: Listed and shareholder-owned

Tower proudly stands as the final listed general insurer in New Zealand and is also listed on the Australian Securities Exchange (ASX). With a market capitalisation of $265.64 million, they possess a strong shareholder base consisting of international investors, institutions, and 28,000 individual shareholders. This solid foundation supports their ongoing commitment to delivering value to their stakeholders.

Tower's commitment to a thriving work environment

The company takes immense pride in fostering a diverse and inclusive work environment. They embrace and celebrate diversity in all aspects of their operations, recognising the value it brings to their organisation.

Their enthusiastic team, driven by a customer-centric mindset, is motivated to continuously innovate and enhance the insurance landscape in New Zealand. By combining creativity, innovation, and cutting-edge digital technologies, Tower aims to revolutionise the insurance experience for Kiwis and their communities.

A journey of evolution: From 1869 to today

Tower's rich history dates back to 1869 when the Government Life Insurance Office (Government Life) was established with support from the New Zealand government. Over time, they evolved as a separate statutory body, undergoing several name changes.

In 1987, they adopted the name Tower Corporation, and in 1990, ownership was transferred to policyholders, establishing them as a mutual association. This journey of evolution showcases their ability to adapt and thrive in a dynamic industry.

In 1999, Tower underwent a significant transformation through demutualisation, becoming a shareholder-owned company. This strategic move provided them with access to new capital and positioned them for growth.

Subsequently, Tower Limited was listed on the Australian and New Zealand stock exchanges, solidifying its presence in the insurance industry. In 2006, Tower's New Zealand and Australian businesses were separated, further enhancing their focus on customer satisfaction and operational efficiency.

Tower understands your unique needs and offers a range of pet insurance packages to provide comprehensive coverage.

Their three distinct packages - Comprehensive pet insurance, Essential pet insurance, and Accident-only pet insurance - cater to different requirements and budgets. 

This allows you to select the most suitable coverage for your furry companions, ensuring that they receive the necessary protection and care they deserve. Whether it's extensive coverage for all aspects of your pet's health or more affordable options for unexpected mishaps and emergencies, they have a solution to meet every pet owner's needs.

Option #1: Comprehensive Pet Insurance

• Extensive coverage for your pet's well-being and your peace of mind – A policy aggregate of $15,000 for extensive coverage
• Vet expenses coverage – $15,000 for injuries and illnesses and comprehensive medical treatment for pets
• Specialist treatment coverage – Up to $15,000 for life-threatening conditions and up to $4,000 for non-life-threatening conditions.
• Coverage for specific procedures – $1,500 each for patella surgery and cruciate ligament surgery
• Alternative therapy coverage – Coverage limit of $500
• Routine care coverage – Up to $100 per claim and two claims per year without co-payment
• Additional benefits include $100 towards funeral costs, $700 for owner hospitalisation emergency boarding fees, up to $600 for lost pet advertising and reward and $1,500 for holiday cancellation
• Optional dental care coverage – Limit of $350 and a 20% co-payment applies to eligible vet expenses

Essential Pet Insurance

• Comprehensive coverage for your beloved pet's health and well-being gives you a policy aggregate of $7,000 for basic coverage
• Vet expenses coverage – $7,000 for injuries and illnesses
• Specialist treatment coverage – Up to $7,000 for life-threatening conditions and up to $2,000 for non-life-threatening conditions
• Coverage for specific procedures – $800 each for patella surgery and cruciate ligament surgery
• Alternative therapy coverage – Up to $350
• Routine care coverage – Up to $100 per claim and two claims per year without co-payment
• Additional benefits include $100 towards funeral costs, $350 for owner hospitalisation emergency boarding fees, up to $600 for lost pet advertising and reward, and up to $500 for holiday cancellation
• Optional dental care coverage – Limit of $350 and a 20% co-payment for eligible vet expenses

Accident-only Pet Insurance

• Affordable protection for unexpected pet mishaps and emergencies gives you a policy aggregate of $15,000 for extensive coverage
• Vet expenses coverage – $15,000 for injuries and illnesses and comprehensive medical treatment for pets
• Specialist treatment coverage – Up to $15,000 for life-threatening conditions and up to $4,000 for non-life-threatening conditions
• Coverage for specific procedures – $1,500 each for patella surgery and cruciate ligament surgery
• Alternative therapy coverage – Coverage limit of $500
• Routine care coverage – Up to $100 per claim and two claims per year without co-payment
• Additional benefits include $100 towards funeral costs, $700 for owner hospitalisation emergency boarding fees, up to $600 for lost pet advertising and reward, and $1,500 for holiday cancellation
• Optional dental care coverage – Limit of $350 and a 20% co-payment for eligible vet expenses