Cover More Travel Insurance

Cover More NZ is a reputable travel insurance provider that offers high-quality coverage and round-the-clock customer service to millions of travellers worldwide.

With a long-standing presence in New Zealand, they’ve been meeting the travel insurance needs of individuals under Travelsure. Despite managing many policies and claims, Cover More prioritises personalised care for each customer.

Acquisition of Cover More group: Strengthening the partnership

In April 2017, Zurich Insurance Group, a prominent global insurer, acquired Cover More Group. Zurich Australian Insurance Limited, operating as Zurich New Zealand, became the underwriter for Cover More in New Zealand starting June 1, 2017.

Zurich Insurance Group has a wide global reach, serving individuals, multinational corporations, and small businesses and operating in over 210 countries and territories.

Peace of mind: Solid reputation for financial stability

The financial stability of an insurance firm is an important consideration. Zurich Australian Insurance Limited, which has a stellar A+ insurer financial strength rating from Standard & Poor's (Australia) Pty Ltd, underwrites the general insurance products offered by Zurich New Zealand.

This rating reflects the company's robust financial security and ability to meet claims. Zurich's solid reputation and financial stability give customers confidence and peace of mind when selecting Cover More travel insurance.

Commitment to assistance and support: Case studies of customer satisfaction

Cover More's dedication to customer satisfaction is evident through real-life testimonials from customers who encountered unforeseen incidents during their travels, such as injuries or illnesses. These customers shared their positive experiences with Cover More, showcasing their commitment to providing assistance and support.

Why choose C over More travel insurance?

Their coverage encompasses a wide range of areas, safeguarding you against various risks. All aspects are covered, from medical and dental expenses incurred abroad to round-the-clock emergency assistance through their global network.

35 years of safeguarding travellers worldwide: Cover More's trusted legacy

For over 35 years, the company has been safeguarding the global and domestic escapades of more than 15 million travellers worldwide.

Their extensive experience and unwavering commitment have established them as a trusted name in the industry. With them, you can embark on your travels with unwavering confidence, knowing we have your back at every stage.

Exceptional assistance worldwide: Going the extra mile for customer care

Beyond financial coverage, the company strives to deliver exceptional assistance worldwide. They go the extra mile by offering essential support and ensuring their customers receive the best possible care during challenging situations.

Whether it's a skydiving accident in the United States, a fractured fibula in Cambodia, or severe gastroenteritis in India, they’ve assisted travellers in various challenging situations.

Their services include arranging medical evacuations and covering medical treatment and accommodations expenses, ensuring that you receive the necessary support and care.

24/7 emergency assistance: Your peace of mind anywhere in the world

As a valued Cover More customer, you can enjoy peace of mind, knowing that their dedicated emergency assistance team is just a phone call away, regardless of your location in the world.

Their support goes beyond financial coverage – they strive to provide exceptional assistance and ensure you receive the finest care possible during challenging situations. With their supplementary benefits, you can customise your policy to meet your specific needs and enjoy peace of mind throughout all your adventures.

When travelling, unforeseen circumstances and unforeseen costs can swiftly transform a dream vacation into a nightmare.

That is precisely why having reliable travel insurance is crucial. Cover More travel insurance comprehends the significance of protecting yourself against the unexpected, providing you with comprehensive coverage and expert support precisely when you need it the most.

What Cover More’s travel insurance includes

• Cancellation protection
• Coverage for your personal belongings
• Important documents
• Personal liability insurance
• Assistance for winter sports
• Coverage for rental vehicle excess and much more

Comprehensive coverage tailored to your needs

They present two superior Cover More travel insurance plans that can be customised to cater to your specific travel requirements and budget. Their Options Plan offers comprehensive coverage with elevated benefit levels, while their Essentials Plan provides a more affordable alternative for budget-conscious travellers such as students and backpackers, let’s take a closer look at both of these.

Cover More travel insurance plans

Option #1: Cover More's Options Plan for domestic and international trips

The Options Plan by Cover More is a premium travel insurance offering extensive coverage for domestic and international trips. With this comprehensive plan, travellers can enjoy the highest benefit levels and financial protection during their journeys.

It offers unlimited coverage for overseas emergency medical and dental expenses, ensuring that you have access to necessary medical treatment without worrying about the cost. Additionally, the plan offers optional cancellation protection, safeguarding against unexpected trip changes.

You can also benefit from coverage for loss or theft of luggage and travel documents, with a generous limit of $25,000. This includes coverage for valuable items such as cameras, laptops (up to $3,000), and other personal belongings (up to $1,500). In case of delayed luggage, there's an allowance of up to $1,500 to cover immediate needs.

The plan encompasses various key benefits for international travel, such as coverage for additional expenses (unlimited*), amendment or cancellation costs (based on the chosen cover), rental vehicle insurance excess (up to $10,000), and travel delays (up to $2,000). In unfortunate events like accidental death or disability, the plan provides substantial coverage amounts, with a collective maximum liability of $25,000 for loss of income, disability, and accidental death.

Option #2: Cover More's Essential Plan for budget-conscious travellers

Cover More's Essential Plan is a popular choice among budget-conscious travellers seeking international travel insurance. This plan caters to various individuals, including students and backpackers, who are looking for affordable coverage options.

It offers unlimited coverage for overseas medical expenses and emergency dental expenses. It also includes optional trip cancellation protection, providing peace of mind in case of unexpected changes to travel plans. Additionally, coverage is provided for luggage and travel documents, ensuring financial protection against loss or theft.

Key international benefits of the Essential Plan include coverage for additional expenses (unlimited*), amendment or cancellation costs (based on the chosen cover), and generous limits for personal belongings such as cameras (up to $750), laptop computers (up to $750), and other items (up to $750). In the event of delayed luggage, an allowance of up to $600 is available to cover immediate needs.

Travellers with the Essential Plan also benefit from coverage for travel delays (up to $1,000), hijacking incidents (up to $2,000), and personal liability (up to $2,500,000). In unfortunate situations like loss of income, disability, or accidental death, the plan provides a maximum liability of $5,000 collectively for sections of loss of income, disability, and accidental death.