TAI Travel Insurance
- High Quality Insurance
- Affordable Premiums
- 24/7 Claims Support
Table of Contents
[Accessed August 22, 2023]
About TAI
TAI, a provider of comprehensive insurance solutions, is dedicated to serving a wide range of travel insurance needs.
With a steadfast commitment to excellence, TAI consistently expands its insurance portfolio, introducing new products and specialised offerings to ensure that its brokers and their clients receive the most effective and pertinent coverage for their businesses.
Personal accident insurance from TAI
TAI possesses expertise in personal accident insurance, an area where many are familiar with ACC's limitations. Approximately one-third of medical issues preventing individuals from working are related to accidents, with the remaining cases arising from illnesses.
TAI's proficiency in personal accident coverage offers clients a reliable safety net, providing peace of mind during unforeseen circumstances.
Travel insurance for individuals, corporations and groups
As a specialist travel insurer, TAI focuses on providing comprehensive travel insurance options, including annual corporate, group, and inbound policies.
It acknowledges the unique requirements of travellers and has tailored its policies to address these specific needs. Whether travelling for business or leisure, domestically or internationally, TAI offers the security and support necessary for confident exploration.
Insurance Wholesale for world-class travel cover
TAI operates under the auspices of Insurance Wholesale, which sources insurance products from Lloyd's of London and customises them to suit the specific requirements of New Zealanders.
These products not only align with local needs but are also backed by Lloyd's, ensuring the highest level of financial security. TAI's policies stand among the most up-to-date and reliable globally.
As a Lloyd's Coverholder, Insurance Wholesale proudly belongs to the Insurance Council of New Zealand, adhering to the Fair Insurance Code. It is a locally owned and operated firm with offices in Auckland, and it highly values its clients' business. Clients seeking assistance can expect direct interaction with the owners, ensuring a personalised and attentive experience. At TAI and Insurance Wholesale, the commitment is to protect clients' interests and provide trustworthy insurance solutions.
TAI Services
TAI, a leading provider of insurance solutions, offers a wide range of coverage options to meet the diverse needs of businesses and individuals.
With a commitment to excellence, TAI continuously updates its insurance portfolio to provide the most relevant and effective coverage for its clients and brokers. They specialise in travel insurance, catering to annual corporate, group, and inbound policies. They understand the complexities of personal accident insurance, addressing both accident-related and illness-related medical issues.
Comprehensive travel cover benefits - in a nutshell
Their comprehensive travel insurance coverage includes personal injury protection with various benefits, medical and emergency evacuation coverage, travel cancellation, and additional expense coverage, ensuring peace of mind for travellers.
TAI also provides coverage for personal liability, luggage, personal effects, travel documents, money, and credit cards, as well as support for alternative employee expenses and rental vehicle collision damage and theft excess.
In case of missed transport connections or emergencies like kidnap, ransom, or natural disasters, TAI has you covered with specialized policies. Their commitment to traveller safety extends to political and natural disaster evacuation coverage and assistance for travellers' families.
What TAI travel insurance covers
- Extensive protection with various benefits for personal injury.
- Coverage ensuring you're protected during medical crises.
- Safeguarding your travel plans with options for cancellation, curtailment, and additional expenses.
- Protection from unexpected liabilities through personal liability coverage.
- Comprehensive coverage for your belongings, including luggage, personal effects, travel documents, money, and credit cards.
- Business continuity support with coverage for alternative employee or resumption of assignment expenses.
- Peace of mind on the road with rental vehicle collision damage and theft excess cover.
- Compensation for disrupted travel with missed transport connection coverage.
- Security in uncertain situations, including coverage for kidnap, ransom, and extortion.
- Safety during emergencies with political and natural disaster evacuation expenses.
- Assistance for your loved ones while you travel through Traveller's Family Assistance.
TAI – Travel insurance
- Product Travel Insurance
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Travel Cover Benefits
Comprehensive coverage for belongings, including luggage, personal effects, travel documents, money, and credit cards.
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Traveller's Family Assistance
Assistance for travellers' families through Traveller's Family Assistance.
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Additional Cover
Travel cancellation, curtailment, and additional expense coverage.
Benefits of TAI
- Peace of mind during unforeseen circumstances
- Assurance of coverage during medical crises
- Protection for travel plans and expenses
- Security against unexpected liabilities
- Coverage for valuable belongings
- Business continuity support
- Confidence on the road with rental vehicle protection
Access market-leading travel insurance in minutes with TAI
Qualifying for travel coverage through TAI is a straightforward process as detailed in their travel insurance proposal form.
Whether you’re applying for or on behalf of an organization, a group, or as an individual, you must furnish your contact particulars, including postal address, email, and phone/mobile number.
The form also requests the identification of all persons in a group travelling together or the lone individual to be insured. Specifics regarding departure and return dates, as well as the chosen destination (with options like Worldwide excluding North America, Worldwide including North America, or Pacific), must be specified. Furthermore, a brief description of the purpose of the journey, whether business, leisure, or other, is required.
Planning on any hazardous activities or extreme sports?
During the application for travel coverage, you must also provide details about the planned activities during the trip, encompassing any hazardous pursuits or extreme sports. If non-scheduled aircraft flights are part of the itinerary, such as crop dusting or private aircraft use, this information should be disclosed.
Age limitations and disclosure requirements
Travellers below 80 years of age must declare any pre-existing medical conditions, while those exceeding 80 years won't receive coverage for such medical issues. It's mandatory to provide written confirmation of fitness to travel from a GP.
Any prior travel insurance claims must also be reported, including particulars like dates, descriptions, and insurers. The form offers an opportunity to specify items exceeding $5,000 in value, which might necessitate additional premium payments and affect the excess.
TAI’s duty of disclosure explained
The duty of disclosure necessitates the disclosure of all material facts pertaining to the insurance risk. Failure to do so may result in diminished liability or even the cancellation of the insurance agreement.
It becomes the responsibility of the insured party to promptly inform the insurer of any alterations that materially affect the facts or circumstances existing at the commencement of the insurance. Furnishing precise and comprehensive information is critical to ensuring that the coverage aligns with the traveller's requirements and expectations.
TAI Contact
Physical Address
- Level 1, 3 Morton Street Freemans Bay Auckland 1010 New Zealand
- Get Directions
Postal Address
- PO Box 99 481, Newmarket, 1010, New Zealand
Opening Hours
- not available