AMI Car Insurance

For over nine decades, AMI has been a reliable and esteemed provider of motor vehicle protection in New Zealand, diligently meeting the requirements of customers.

They’ve been recognised as one of New Zealand's most dependable insurers, and have consistently received the prestigious ‘trusted brand’ award for insurance, for eight consecutive years.

This accolade serves as a testament to the profound trust and assurance that customers place in their exceptional range of products and services.

Unbeatable customer service

AMI understands that exceptional insurance extends beyond offering the right policies at the right prices. It also involves providing outstanding service to their valued customers and they take pride in being voted one of New Zealand's top insurers for quality service in motor vehicle insurance.

Their focus is on ensuring customer satisfaction and peace of mind by catering to their needs with the utmost care and professionalism.

Diversity, equity, and inclusion

AMI have a specialist customer care team, and a diverse workforce that reflects the communities they serve including a dedicated Mandarin-speaking team. They understand the unique needs and priorities of the communities they serve and, they ensure that all their clients are valued.

How AMI measure their success

AMI believes in fostering an inclusive culture where diversity sparks imagination and cultivates happy employees. They measure their success by ensuring that everyone feels a sense of belonging and is respected for who they are.

They’re committed to operating responsibly and ethically which is central to their purpose. As a business division of IAG, they share the goal of making the world a safer place.

They actively care for the environment and take pride in being carbon-neutral. Together with their partners, they strive to find more sustainable ways to support their customers, making a positive impact on the community and the planet.

AMI car insurance options summarised

Comprehensive AMI car insurance option

When it comes to car insurance, AMI stands out with its comprehensive car cover. In the unfortunate event of severe damage or theft of your vehicle, they cover the reasonable costs for you and your passengers to return home safely and ensure that your vehicle is securely transported to a location near you.

Their comprehensive car insurance covers unexpected damage, accidents, fire, and theft for your vehicle. They provide legal liability coverage and assistance with vehicle removal. Optional extras include breakdown service, rental vehicle coverage, and glass excess buy-out. For vehicles less than 12 months old and repairs exceeding 60% of their value, they offer new car replacements.

Third-party, fire and theft option

The third party, fire and theft option covers fire damage and theft or attempted theft and provides cover for third-party liability up to $20 million. You’ll also have access to towing facilities for accident-damaged vehicles and repair work done by approved suppliers.

Third-party only car insurance

Third-party-only car insurance provides financial protection for damage to someone else’s property, up to $20 million. Coverage excludes damage to your own vehicle if you’re at fault. Premiums are based on age, gender, driving experience, and vehicle type and excess amounts apply. Repair costs below the excess remains your responsibility.

Insurance for EV, PHEV and hybrid vehicles

Protecting your EV, PHEV, or hybrid car is just as easy. They replace your car charger if lost or damaged and offer optional EV-friendly breakdown service assistance for EV, hybrid, or PHEV breakdowns. Coverage includes protection against collision, theft, fire, water damage, and more with an agreed value option for stolen or write-off vehicles.

24/7 Support and assistance

Breakdowns can happen anytime. Their dedicated team is available around the clock to assist you, providing services such as tire changes, jump starts, new battery replacement, emergency fuel delivery, towing service, and assistance for lost or locked keys. Expert mechanical and technical advice are also available.