AMP Car Insurance

AMP is one of New Zealand’s oldest financial institutions.

The company was founded in the mid-1800s to offer financial security to employees in New Zealand and Australia, who did dangerous jobs without welfare or pensions.

Known at the time as the Australian Mutual Provident Society, AMP ventured into the field of life insurance for Kiwis in 1854.

Roots that weather financial uncertainty

Throughout its history, AMP remained deeply rooted in local communities, offering support when needed.

Over time, the company evolved into a large-scale organisation and in 2011, merged with AXA Asia Pacific Holdings, sharing a commitment to quality financial advice.

In 2020, the company sold its life insurance business, focusing on being a specialist provider of general insurance through AMP Wealth Management, helping New Zealanders achieve a successful retirement.

A long-term approach to managing finances

The KiwiSaver scheme, a retirement savings plan that offers a range of investment options tailored to individual goals and risk preferences is well-known for its flexibility in managing investments, making it a comprehensive and customisable approach to long-term retirement savings in New Zealand.

It serves as a clear demonstration of  AMP’s dedication to service and the upliftment of the country’s people.

Planting the seeds of prosperity for all

 The insurer has joined forces with Conservation Volunteers New Zealand (CVNZ) to safeguard and revive local waterways through activities like native tree planting, pest and weed eradication, and enhancing accessibility to natural spaces.

Furthermore, AMP takes pride in its collaboration with Voices of Hope (VoH), a mental health charity that aims to combat the stigma surrounding mental illness and reduce suicide rates in New Zealand.

This partnership demonstrates their commitment to transforming attitudes towards mental health.

Additionally, they actively address poverty in the country by partnering with Dignity, a social enterprise that provides free sanitary items to individuals.

With such compassionate initiatives, AMP has established itself as a trusted insurance provider, offering reliable support to its clients.

Deciding on the right level of coverage is of utmost importance in the realm of insurance. As each person's situation and preferences differ, it raises the critical question: What potential losses are you willing to handle if you lack adequate coverage?

This insurer is in the business of keeping the wheels turning. Because they know how much you value your vehicle, you have a choice of three AMP car insurance packages.

AMP car insurance options

1: Everyday Plus – Comprehensive cover 

With Everyday Plus, you enjoy the following AMP car insurance cover: 

• Cover for accidents, fire, vandalism, and storm damage. (Includes bodily injury cover of up to  $ 1,000,000.)
• New-for-old-car replacement for vehicles not older than one year. (Cover of up to $ 150, 000 for up to 14 days)
• Damage to another vehicle or property caused by your car of up to $ 20,000,000.
• Windscreen and glass repair without excess. (Replacement is an optional extra.)
• Up to  $ 1,000 for replacement and recoding of locks and keys in the event of loss or theft.
• Trailer cover of up to $ 1 000.

Other benefits include: 

• A lifetime guarantee for approved repairs for accidents if you own the vehicle.
• Additional assistance for accidents such as towing and storage, if your car is stolen/damaged more than 100km from your home.
• Car hire after theft up to 14 days while your claim is being settled on your insured car.
• Optional extras cover emergency repair or replacement of damaged parts, and accommodation expenses of up to $ 500.

2: Third-party & theft

This policy covers fire damage to - and theft of - your vehicle. It basically includes the same benefits as the comprehensive coverage option.

The following, however,  are excluded:

• Accident cover and roadside assistance
• Trailer cover
• New-for-old-car replacement
• Car hire after an event 

The policy also includes a maximum coverage of $ 5 000 for damage caused by an uninsured driver. 

3: Third-party property damage 

This policy only covers damage - caused by your car – to someone else’s vehicle or property and excludes the following: 

• Damage to your own vehicle and new-for-old-car replacement.
• Car hire after an event and trailer cover.
• Roadside assistance and towing and storage costs.
• Emergency travel, accommodation, and repairs.
• Damage by fire and theft.