AMI Contents Insurance
- Comprehensive Cover
- Multi Policy Benefits
- Quotes in 10 Minutes
Table of Contents
[Accessed August 22, 2023]
About AMI
AMI has been a trusted insurance provider for more than 90 years.
With a strong reputation for reliability and exceptional service, they’ve been consistently recognised as one of New Zealand's most trusted insurers.
Although they’re committed to delivering high-quality insurance, it’s their outstanding customer service which sets them apart from other providers.
Awards: AMI’s proven track-record
AMI is dedicated to its customers - something that’s evident through their achievement of the esteemed ‘Reader's Digest Highly Commended Trusted Brand’ award in general insurance for eight years running.
They also take pride in being recognised as one of the leading insurers in the country for providing high-quality service in home and contents insurance.
Help centre: Managing your insurance with ease
AMI understand the importance of convenience and accessibility. That's why they’ve developed a comprehensive help centre to empower you in managing your insurance effectively.
Their help centre provides various options for managing your insurance, such as user-friendly online tools.
From making claims and payments to policy modifications and purchasing new cover, their help centre offers step-by-step guidance and a means to take care of your urgent insurance needs quickly and efficiently.
Beliefs and values: The AMI insurance legends
Representing New Zealanders effectively is AMI’s primary focus. They strive to create an inclusive culture where everyone feels a sense of belonging, fostering greater ingenuity and ensuring the happiness of their employees.
They believe in inclusivity and diversity, so they have a Mandarin-speaking team, a team specialising in customer care, and a diverse staff.
Understanding the values and needs of your community is crucial, and therefore they give every AMI employee a leave day to contribute to a community charity of choice.
The environment: Operating responsibly and ethically
AMI prioritises responsible and ethical practices as an integral part of its mission. As a subsidiary of IAG, they’re dedicated to fostering a safer world. They proudly announce their achievement of carbon neutrality, emphasising their commitment to environmental care.
Collaborating with partners, they strive to mitigate the effects of natural disasters and climate change. Their efforts to diminish their carbon emissions and promote climate adaptation showcase their commitment to tackling environmental issues.
AMI has been the go-to insurance provider for New Zealanders for over 90 years. Their commitment to exceptional service and reliability has earned them the trust of their customers.
With their user-friendly help centre, comprehensive coverage options, and simplified processes they strive to make insurance management effortless for you.
AMI Services
AMI cares about the livelihoods of Kiwis and has developed contents insurance plans which fit everyones needs.
This means you can be assured knowing that your household items are covered, whether it’s your couch, cutlery or canoe.
AMI contents cover plans and products
All three options, Advanced, Premier and Standard offer the following benefits:
- Theft, fire, storm, or flood cover
- Household contents cover: Owned items by you and your family
- Personal liability: Up to R1 million
- Cover for business tools and equipment: Up to $1,500
- Covers canoes and small water vessels: Up to $500
- Credit card, debit card illegal use cover: Up to $1,000
- Money and vouchers cover: Up to $250 for cash
- Key and lock cover: Up to $500
Additional benefits for each plan:
Advanced Contents
Most household items are insured for repair or replacement, regardless of age, with the 'new for old' plan and include a discount for those living in apartments.
- Temporary accommodation costs: Up to 12 months, 25% of the sum insured
- Accidental damage
- Cover for jewellery or watch: Up to $3,000 per item, up to $15,000 total
- Storage after loss: Up to $2,000
Optional extras
- Matching carpet cover option
- Replacement cover for bikes
Premier Contents
The premier policy offers cheaper cover with flexibility. It covers major household items under 10 years old and furnishings under 5 years old for replacement value if repaired or replaced.
- Temporary accommodation costs: Up to 12 months, 25% of the sum insured
- Accidental damage
- Cover for jewellery or watch: Up to $1,000 per item, up to $15,000 total
Optional extras
- Matching carpet cover option
- Replacement cover for bikes
Standard Contents
This plan is ideal for those with fewer possessions but seeking comprehensive coverage. Standard contents cover includes up to $10,000 worth of cover for $32/month in the first year and repairs and replacements for most household items.
- Cover for jewellery or watch: Up to $500 per item, up to $5,000 total
Multi-policy benefit
- Enjoy savings when you combine your contents insurance with another qualifying insurance policy from AMI.
- One incident, one excess:
If you find yourself needing to file claims on multiple AMI policies for a single incident at the same address, you’ll only be responsible for a single excess payment, which will be the highest applicable amount.
AMI – Contents insurance
- Product Contents Insurance
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Additional Benefits
Additional benefits and optional extras for tailored protection
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Insurance Application
Simple and straightforward application process
Benefits of AMI
- User-friendly tools for convenient insurance management
- Commitment to inclusivity, diversity, and community support
- Environmentally responsible practices
- Versatile contents insurance plans to suit individual needs
- Comprehensive coverage against various risks
Applying for contents insurance with AMI Insurance New Zealand
AMI offers a seamless application process, ensuring your satisfaction. By following a few simple steps and providing the necessary documents, you can protect your belongings and enjoy comprehensive coverage.
What is contents insurance?
Contents insurance is insurance that protects your personal belongings and valuable possessions against unexpected events such as theft, fire, or damage. It provides coverage for items inside your home, including furniture, electronics, appliances, clothing, and other valuables.
Having contents insurance ensures that you can recover financially if your possessions are lost, stolen, or damaged due to covered perils. The coverage typically includes the cost of repair or replacement of the items up to a specified limit, taking into account factors such as the age and condition of the items. It’s essential to accurately estimate the value of your belongings when obtaining contents insurance to ensure you have adequate coverage.
By securing contents insurance, you can have peace of mind knowing that your personal belongings are protected from unforeseen circumstances.
Required documents for AMI contents cover
To apply for contents insurance through AMI Insurance New Zealand, you’ll need the following documents:
- Identification proof (e.g., passport, driver's license)
- Proof of address (e.g., utility bill, bank statement)
- Inventory list of household items, including their estimated values
- Any additional supporting documents related to high-value items
Step-by-step application procedure:
1. Create a My AMI account
- Visit the AMI Insurance New Zealand website and sign up to create a My AMI account.
- Provide your policy number (if you have one) and complete the registration process.
2. Log in to your My AMI account
- Log in to your My AMI account using your registered email address and password.
3. Access the contents insurance application form
- Navigate to the contents insurance section within your My AMI account.
- Access the online application form.
4. Complete the application form
- Fill out the online application form, providing accurate information about your household items and their estimated values.
- Answer the questions regarding your coverage preferences and any additional coverage options required.
5. Upload supporting documents
- Follow the instructions to upload the necessary documents, including identification proof, proof of address, inventory list, and supporting documents for high-value items.
- Uploading supporting photos or documents online can expedite the claim process.
6. Review and submit
- Take a moment to review the information provided in the application form and ensure its accuracy.
- Once you’re satisfied, finish your application by submitting it.
Financial rating: AA- (Very strong)
AMI possesses an AA-strength rating, signifying its robust capacity to honour claims, characterised as "Very strong."
AMI contents insurance is a reputable provider of policies with benefits which suit your specific needs, good customer service and a passion for taking care of any of your insurance needs. Their application process is straightforward, making it simple and easy to become part of their insurance family.
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