NZI Contents Insurance

For over 160 years, NZI has been a diverse and trusted partner, providing comprehensive content insurance solutions, amongst a range of other products, to individuals and businesses across New Zealand.

Experienced insurers and risk managers

With a long-standing presence in the industry, they demonstrate their expertise as insurers and risk managers. With a keen understanding of the ever-changing landscape, NZI stays ahead of the curve, helping Kiwis and their businesses navigate opportunities and risks. They offer more than just insurance as they actively assist businesses in managing risks.

Tailored insurance solutions

By collaborating with local brokers, NZI customises insurance policies to meet the specific needs of each business. Their dedicated team works closely with brokers to ensure comprehensive coverage that safeguards businesses against unforeseen challenges.

Diversity and inclusion

NZI recognises the value of a diverse workforce and fosters an inclusive work environment. They believe that diverse perspectives and experiences drive innovation and enable them to better serve their customers. NZI's commitment to diversity is reflected in its ambition to respect and value the different experiences of its people, harnessing the business benefits that diverse ideas and perspectives bring.

Sustainability at the core

NZI makes responsible decisions that benefit customers, communities, employees, shareholders, and the environment. The NZI Centre, their Auckland-based head office, exemplifies this commitment. With its environmentally considerate design, the NZI Centre earned a 5-star Green Star rating, showcasing its dedication to sustainable infrastructure and collaborative work culture.

Customer-centric approach 

NZI goes beyond claim settlements, focusing on anticipating and meeting your evolving needs. They invest in risk reduction strategies to minimise hardships and ensure insurance premiums remain affordable. NZI actively supports initiatives that promote safety, resilience, and community well-being.

Commitment to the community

NZI values its role in the community and actively invests in partnerships that prioritise safety, resilience, and effective risk management. By reducing unnecessary hardships and promoting affordability, they contribute to better economic outcomes for all. As the Sustainability Superstar category sponsor of the Sustainable Business Awards, NZI rewards and recognises businesses committed to sustainability.

Pioneering insurance excellence

NZI's experience, dedication to diversity, sustainability focus, and customer-centric approach set them apart as a leading insurance provider in New Zealand. With tailored content insurance solutions, a diverse and inclusive workforce, and a commitment to the community, you can certainly rely on them to eliminate the potential risks of losing your valuables.

NZI home and contents insurance offers generous sums insured, an array of policy features, and exclusive benefits, catering to those who value high-value protection.

With NZI's broad spectrum of plans, you can rest assured knowing your possessions are shielded from unexpected events, whether they're at your home or anywhere throughout the country.

Unrivalled safeguarding with the Distinction Contents Plan

NZI's Distinction Contents Plan is their top-tier insurance offering, providing expansive protection for cherished items such as art pieces, precious jewellery, and rare collectables.

This plan includes automatic perks like coverage for children residing away from home, contents in storage or transit, and safeguarding personal belongings during overseas travel. A standout feature of the Distinction Contents Plan is the photosecure service, which offers visual documentation of your high-value items.

Echelon Contents: All-encompassing and user-friendly

The Echelon Contents Plan delivers coverage for unnatural loss or damage, encompassing restoration or substitution for the majority of items. This plan also incorporates automatic benefits like alternative accommodation, contents in storage or transit, and home workspace coverage, promising a comprehensive scope of protection.

Budget-friendly security with Essence Contents 

If you're looking for economical coverage, the Essence Contents Plan provides budget-friendly safeguarding. This contains accommodation alternatives, coverage for keys, locks, and the legal obligations related to property damage, delivering fundamental protection at a fair price. 

Householders Contents: Fundamental yet fruitful

The Householders Contents Plan is perfect for those needing basic coverage. This fundamental insurance offers protection for explicit events, ensuring your necessities are safeguarded.

Assured repairs and precise coverage

NZI takes pride in its countrywide infrastructure of approved, highly competent suppliers devoted to restoring balance in the event of a claim. NZI also aids you in precisely calculating your sum insured to circumvent the risk of underinsurance, guaranteeing you have the appropriate level of coverage.

Coverage for mandatory evacuation

Acknowledging the anxiety and potential expenses linked with mandatory evacuation, NZI introduced a benefit from October 1, 2021, to assist in covering the cost of different accommodation options during such incidents. This applies when evacuation is ordered by a regional administration or government agency due to a risk of loss or damage from an event covered under your policy.

NZI's suite of content insurance plans offers all-inclusive, adaptable, and economical options to cater to a range of needs, ensuring your belongings are thoroughly protected.