Rating based on 10 reviews

ANZ Home Insurance

Updated
ANZ Insurance homepage
Author ANZ Insurance. Screenshot of ANZ Insurance website.
[Accessed August 22, 2023]

About ANZ Insurance

ANZ New Zealand, a prominent financial institution, significantly influences the lives of almost every New Zealander.

As a member of the ANZ group of companies, it operates globally under well-known brands such as ANZ, ANZ Investments, and Bonus Bonds.

It's one of the country's largest companies in profit and assets, owing to its impressive scale, diversity, resources, and influence.

ANZ's role in facilitating financial success for individuals and businesses

Recognising the responsibilities accompanying its size, ANZ is vital in helping individuals, families, farms, small businesses, and large institutions achieve their financial goals.

With approximately 9,000 employees nationwide, the company values diversity and the valuable perspectives it brings to its business.

They provide diverse career opportunities within brands and central services, including Risk Management, IT and Marketing Strategy.

Corporate responsibility and sustainable business practices

ANZ strongly emphasises corporate responsibility and is committed to sustainable business practices.

They believe adopting such practices will result in better outcomes for you, the environment, their staff, and the communities they serve.

They actively contribute to communities through initiatives like their volunteering program and Staff Foundation, creating a significant positive impact.

ANZ's dominance in the rural banking sector: Market leadership and community support

Their commitment to social responsibility is evident through their longstanding sponsorship of Daffodil Day and ongoing fundraising efforts for The Cancer Society, which have generated over $15 million since 1990.

As the largest rural banker in New Zealand, they hold a 39% market share in that sector. The company employs nearly 20% of all individuals in the insurance and finance sector in the country.

ANZ Insurance Services

ANZ presents a comprehensive house insurance solution to assist you in unforeseen circumstances, enabling you to repair or reconstruct your home in the face of damage and destruction.

Get financial relief and protect your valuable assets with ANZ home insurance

The company further enhances the appeal of obtaining home insurance by offering a bonus should you get your cover within a set period. If you take out a new house insurance policy through ANZ before August 11, 2023, you'll be eligible to receive a $500 cash-back incentive. This exclusive offer delivers financial relief and guarantees to safeguard your most prized asset.

Trusted partnership: ANZ and Vero Insurance New Zealand Limited

One compelling aspect of selecting ANZ for house insurance is its partnership with Vero Insurance New Zealand Limited. Vero is a renowned expert in general insurance, recognised for their commitment to providing exceptional service, particularly during critical claim periods.

With Vero's esteemed Financial Strength Rating, you can have confidence in the reliability of the insurance coverage you're procuring.

Specialised insurance options for landlords and lifestyle block owners

The company acknowledges that each homeowner's circumstances are unique, so they provide options to customise your insurance coverage according to your specific needs.

For landlords, the Landlord's Extension Cover offers protection against tenant-inflicted malicious damage, damage to the landlord's furnishings, and loss of rent due to property unavailability. If you possess a lifestyle block, the Lifestyle Block extension Cover ensures comprehensive protection for your buildings, machinery, tools, and liability in the event of accidents.

Unlock additional savings with multi-policy bundling

By bundling multiple insurance policies with Vero, you may also be eligible for a multi-policy discount, leading to further savings on premiums.

Managing your policy is effortless, as you can conveniently access your policy information through ANZ internet banking and make necessary adjustments by contacting ANZ's dedicated customer support team at Vero.

ANZ Insurance – Home insurance

  • Product Home Insurance
  • Rate Adjustments
    ANZ takes a balanced approach to rate adjustments, supporting customers in need.
  • Cash-back
    $500 Cash-back incentive for new house insurance policies.
  • Additional Compensation
    Exceptional coverage for natural disasters, including an additional 10% compensation.

Benefits of ANZ Insurance

  • Benefit from the global strength of the ANZ group
  • ANZ helps individuals and businesses achieve their financial goals
  • Diverse career opportunities within the company, fostering diversity
  • Commitment to sustainable practices benefiting the environment and communities
  • Positive impact on communities through volunteering and sponsorships
  • Long-term sponsorship of Daffodil Day and The Cancer Society

Qualifying for the SumExtra benefits by document verification

ANZ presents an exclusive feature known as SumExtra, which grants supplementary coverage for the complete replacement cost of reconstructing or repairing your house, even if it surpasses the sum insured.

Obtaining an accurate estimate for rebuilding expenses

To be eligible for the SumExtra benefit, you simply need to acquire a comprehensive and accurate estimate of the rebuilding expenses for your home.

The company advises utilising the Cordell SumSure calculator or seeking guidance from a qualified expert such as a registered valuer or quantity surveyor. These professionals will assess your property and determine the estimated cost of rebuilding it.

Crucial step: Matching sum insured to rebuild cost estimate 

After obtaining the rebuild cost estimate, setting your sum insured to at least the identified rebuilding cost becomes crucial.

This sum insured should be based on the estimate, which must be at no more than three years of age. By adhering to this requirement, your insurance coverage aligns with the actual rebuilding cost of your home.

Saving documentation for easy claim filing and SumExtra benefits

You should carefully store a copy of the rebuild cost estimate, whether written or digital. This document will be essential when filing a claim. This will ensure you have the necessary documentation to substantiate your claim and receive the complete benefits of SumExtra. 

Vero Insurance's full replacement coverage for your home 

By following these steps and qualifying for the SumExtra benefit, Vero Insurance, ANZ's trusted partner, will cover the entire replacement cost for repairing or rebuilding your house, regardless of whether it surpasses the sum insured.

It's important to note that natural disasters such as landslips, earthquakes, volcanic eruptions,  tsunamis, hydrothermal activity, or fires resulting from these events are exceptions. In such circumstances, you'll receive your sum insured plus an additional 10% compensation.

ANZ Insurance Contact

Physical Address

Opening Hours

  • Monday 09:30 – 16:30
  • Tuesday 09:30 – 16:30
  • Wednesday 09:30 – 16:30
  • Thursday 09:30 – 16:30
  • Friday 09:30 – 16:30
  • Saturday – Closed
  • Sunday – Closed