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Chubb Home Insurance

Updated
  • Superior Cover Levels
  • World Leading Policies
  • Prestige Home Insurance

Table of Contents


Chubb homepage
Author Chubb. Screenshot of Chubb website.
[Accessed August 22, 2023]

About Chubb

Chubb, the largest publicly traded property and casualty insurance company globally, offers you a diverse range of insurance products and services in 54 countries and territories.

With a strong worldwide presence, Chubb specialises in corporate and commercial property and casualty insurance, personal accident and supplemental health insurance, reinsurance, and life insurance.

A global presence and executive offices in major cities

Chubb provides extensive product and service offerings, possesses exceptional financial strength, and maintains broad distribution capabilities.

Its worldwide presence allows it to create specialized plans to reduce risks for a wide range of clients, from big international companies to small and medium-sized businesses. Chubb's executive offices are situated in major cities like Zurich, New York, London, and Paris, employing around 34,000 individuals worldwide.

Chubb's commitment to craftsmanship: Safeguarding the present, fostering the future

The company redefines the role of an insurance company, viewing insurance as more than just underwriting, but rather as a craft.

When formulating policies, it places the client’s needs at the centre. The company's dedication to craftsmanship extends beyond providing coverage, it strives to safeguard the present and foster a better future for you.

Diverse protection offerings for businesses and individuals

Chubb's impressive track record solidifies its status as a global leader in property and casualty insurance. It safeguards businesses and individuals, offering protection for possessions, insuring sailboats and cargo ships, and securing the livelihoods of local bakeries and farmers, among others.

Chubb's commitment to exceptional service

With a focus on underwriting excellence, it maintains a disciplined underwriting culture that ensures stability for customers and shareholders.

The company is renowned for its exceptional claims management service and risk engineering.

Embracing the digital age: Transformative initiatives by Chubb

The company demonstrates its dedication to embracing the digital age through transformative initiatives. It strives to excel in the digital landscape by prioritising the customer experience and modernising the insurance industry.

Major endeavours include:

  • Leveraging Internet of Things (IoT) devices
  • Developing Chubb Studio and Chubb Blink
  • Utilising data and analytics to drive innovation and operational efficiency

Chubb Services

When it comes to protecting your valuable home and belongings, not all insurance policies are the same.

That's why it's essential to fully understand the coverage provided before entrusting your prized possessions to a low-cost home and contents policy.

Chubb's Masterpiece insurance, known as Prestige Home & Contents, is specifically crafted to offer exceptional protection tailored to prestigious homes and valuable belongings. With it, you can expect outstanding coverage and top-notch service that goes beyond mere price considerations.

Safeguarding your home: Chubb's exceptional coverage beyond the insured sum

A notable feature of Chubb's home insurance NZ policy is the extended replacement cost coverage. In the case of a covered loss, the company will cover the entire cost of rebuilding your home, even if it exceeds the insured sum.

This invaluable feature ensures that you’re shielded from the repercussions of under-insuring your home, providing you with peace of mind and financial security.

Comprehensive worldwide coverage for accidental loss and damage

Another significant benefit of Chubb's Prestige Home & Contents Insurance is its worldwide coverage for accidental loss and damage.

With Chubb, all your possessions are automatically protected no matter where you are in the world, or whether you're travelling, your goods are in transit, or storage. This comprehensive coverage guarantees that regardless of your location, your valuable belongings are safeguarded from unforeseen events.

Flexible settlement options: Cash settlement without depreciation for your peace of mind

Its commitment to excellence extends beyond coverage to the claims process. In the unfortunate event of a covered loss, the company goes the extra mile by engaging the services of highly skilled craftsmen to restore your home and belongings to their original condition.

If it better suits your needs, Chubb's home insurance NZ  offers the option of receiving a cash settlement without applying any depreciation.

Expert guidance for protecting your precious possessions

To gain further insights into Chubb’s home insurance NZ and how it can provide customised protection for your valuable assets, you can access the Masterpiece brochure, policy wording, and product disclosure statement.

Whether you're seeking to safeguard your art collection or jewellery or even considering the purchase of an engagement ring, it offers a wealth of related articles and expert advice to guide you through the process.

Chubb – Home insurance

  • Product Home Insurance
  • Insurance Options
    Corporate and commercial property and casualty insurance, personal accident, supplemental health insurance, reinsurance, and life insurance.
  • Claim Management
    They are renowned for exceptional claims management and risk engineering.
  • Modern Insurance
    Transformative initiatives for a modernised insurance experience.

Benefits of Chubb

  • Access to insurance services in diverse regions and markets
  • Tailored solutions for unique insurance needs
  • Customised risk mitigation strategies
  • Dedication to safeguarding and fostering clients' well-being
  • Comprehensive coverage for valuable assets and businesses
  • Timely and effective claims management
  • Streamlined processes for enhanced accessibility

Key features of Chubb's home insurance NZ

When it comes to safeguarding your home and its contents, Chubb offers comprehensive cover.

It's essential to have a clear understanding of the application process and policy exclusions to ensure you obtain suitable coverage.

Legal expenses and defence coverage: Separate from liability sum insured

The coverage summary will provide you with the sum insured for liability, representing the maximum amount Chubb will pay on your behalf for any occurrence during the policy period.

This limit applies irrespective of the number of claims, homes, watercraft, or claimants involved. It’s important to note that legal expenses for defence coverage are separate from the liability sum insured and will be covered by the company.

Premium refund policy in case of cancellation

In the event of cancellation by either party, Chubb will refund the premium based on the effective date of cancellation. The refund will be made on a pro-rata basis, considering the time the policy was in force and any claims made.

The company will not refund the premium if a claim has been paid for, lost, totally destroyed valuable articles, or up to the maximum sum insured.

Chubb Contact

Contact Number

E-Mail

  • not available

Website

Physical Address

  • CU1-3 Shed 24/24 Princes Wharf Auckland CBD Auckland 1010 New Zealand
  • Get Directions

Postal Address

  • Chubb Insurance New Zealand Limited PO Box 734, Auckland, 1140, New Zealand

Opening Hours

  • Monday 08:30 – 17:00
  • Tuesday 08:30 – 17:00
  • Wednesday 08:30 – 17:00
  • Thursday 08:30 – 17:00
  • Friday 08:30 – 17:00
  • Saturday – Closed
  • Sunday – Closed