BNZ Home Insurance

Discover BNZ, a trusted leader in the insurance industry.

With decades of experience, they offer innovative solutions for individuals and businesses, protecting what matters most. Their customer-centric approach, advanced technology, and dedicated team ensure peace of mind in a changing world.

Safeguarding your home with our all-encompassing policy

They offer your home a wide range of protection, including cover for your building, contents, and personal possessions. Their insurance coverage includes an all-encompassing policy, from natural disasters to vandalism, offering coverage for even the most unexpected events.

Personalised assistance every step of the way 

Exceptional service is a fundamental aspect of the company’s approach. Their team of dedicated insurance professionals is committed to providing personalised assistance throughout your journey. Whether it's helping you select the right policy or guiding you through the claims process, they’re ready to help. With their expertise and attentiveness, you can navigate the intricacies of home insurance with confidence, knowing that you’re in capable hands.

Discover BNZ insurance: Tailored coverage for your unique needs

Transparency and flexibility are core values at BNZ. Their policy offerings are designed to cater to your unique requirements, allowing you to choose the level of coverage that perfectly aligns with your needs and budget. With them, you can customise your policy, ensuring that every aspect of your home is adequately protected. 

Join a homeowners' community committed to security 

Choosing them means becoming part of a community of homeowners who prioritise security and peace of mind. With its proven track record and unwavering commitment to excellence, they’ve earned the trust of countless homeowners across New Zealand. Their dedication to customer satisfaction and their promise to support you when it matters most sets them apart in the realm of home insurance. 

Beyond insurance: Socially responsible home protection 

Another factor which sets BZN apart from other insurance providers is its commitment to social responsibility. The company actively supports initiatives that promote community resilience and sustainable living.

Through partnerships with local organisations, they contribute to initiatives such as disaster recovery programs, environmental conservation projects and affordable housing initiatives. This dedication to making a positive impact beyond insurance coverage sets them apart as a responsible and socially conscious company which makes them a wiser choice for your insurance needs. 

Safeguard your home with BNZ

The ultimate choice for discerning homeowners

PremierCare home insurance, exclusively offered by BNZ, provides reliable security for your home in an unpredictable world. With its extensive coverage, dedicated service, and use of advanced technology and data analytics to personalise insurance solutions for homeowners, they’re the definitive choice when seeking uncompromising protection. 

Comprehensive protection for your greatest asset 

BNZ understands that your home is a sanctuary and your greatest asset. Designed to cater to the unique needs of New Zealand homeowners, they not only combine comprehensive coverage with tailored solutions, but they also advise homeowners on how to maintain their homes properly, provide home safety measures to implement, and give information on how to prepare for a natural disaster, empowering homeowners to minimise their risks while maximising their security.

BNZ is committed to providing a range of services that goes beyond traditional coverage.

They offer a variety of services designed to protect your home and meet your specific needs as a homeowner.

What does your BNZ home insurance cover?

Accidental damage

BNZ home insurance covers sudden and accidental damage, ensuring you receive compensation up to the total sum insured of your home. Whether it's unexpected mishaps or unforeseen accidents you’ll be covered.

Building coverage 

If you have a new building project underway on your property (excluding alterations) with construction costs under $10,000, they offer protection to ensure coverage during this building phase.  

They also recognise the potential damage caused by water leaks from internal tanks or pipes. With coverage up to $3,000, you can address hidden, gradual water damage without worrying about the financial burden. Claiming solely for the sudden and accidental breakage of window glass or bathroom fittings won't affect your claim-free discount with BNZ home insurance. An excess of $250 applies, ensuring that you can restore and repair without significant financial strain.

Home office protection

Your home office is a valuable asset, and they understand the importance of safeguarding it. In the event of sudden and accidental damage to your home office, BNZ provides coverage to ensure the swift recovery and restoration of this essential space.

Earthquake cover

Living in New Zealand means facing the risk of earthquakes. BNZ bridges the gap between your Earthquake Commission (EQC) payout and the sum insured under your policy. Rest assured knowing that your home will be protected against the financial impact of earthquake damage. 

Uncover the true value of your home with the MyRebuild website 

In addition to these exceptional services, they also offer valuable resources to assist homeowners in accurately determining their sum insured. By visiting the MyRebuild website, you can access a convenient calculator to estimate the cost of rebuilding your home, ensuring your sum insured is sufficient to cover materials, labour, and other associated expenses.

Supercharge your savings with their package discounts 

BNZ home insurance offers affordable coverage options. By choosing a higher excess, you can save up to 31% on your monthly premiums. Package discounts are available for customers with multiple policies, and no-claims discounts reward homeowners with discounts ranging from 20% to 40% over time. Additional discounts may apply for features like burglar alarms or annual premium payments.

Protect your rental investment

They also offer comprehensive coverage for landlords, including protection for lost rent and accidental damage or loss of contents. Their dedicated team provides outstanding services to protect your home.

By choosing them, you can benefit from their comprehensive coverage, personalised assistance, risk mitigation resources, and commitment to social responsibility. It's worth exploring their services further and discussing your specific needs with their insurance professionals to find the best coverage options for your home.