Crombie Lockwood Home Insurance

For over four decades, Crombie Lockwood has been diligently safeguarding the interests of Kiwis as one of the largest insurance broking companies in New Zealand.

They have firmly established themselves as an influential force in the industry, valuing professionalism and exceptional client care. Brokers adhere to industry standards with regard to their skills, conduct and expertise. The company is further bound to a strict code of professional conduct as set out by the Insurance Brokers Association of New Zealand (IBANZ) of which it is a member.

Established in 1978 as a small business in Napier, they now serve over 100,000 clients across the country, handling insurance premiums exceeding $1 billion. In 2014, Crombie Lockwood joined forces with Gallagher, a prominent global insurance and risk management services provider.

This enabled them to offer clients alternative options outside of the New Zealand insurance market. Despite their expansion, they remain committed to their Kiwi roots. The company’s offices are located across the country.

Proudly partnered with Save the Kiwi

Crombie Lockwood actively contributes to its communities and supports initiatives that enhance and protect New Zealand and its valuable assets. They proudly partner with Save the Kiwi, a national charity dedicated to Kiwi conservation projects. This dedication to saving the environment clearly demonstrates their passion for enriching lives.

Crombie Lockwood’s dedication to service excellence is unwavering. They care about you and your family and thrive on helping you succeed in life and business.

The company’s sheer size enables you to negotiate the best prices and secure the most favourable terms to suit your needs and pocket. You also have access to international coverage options through their global partner, Gallagher. You can expect a streamlined process that saves you time, effort and worry.

Tailored solutions for when life happens

Crombie Lockwood offers a comprehensive range of services tailored to meet your changing needs. They provide insurance solutions across various sectors, including personal insurance for homes, vehicles, and possessions. You can also get travel and boat insurance. For businesses, they offer specialised coverage options such as liability, property, and employee benefits insurance. They prioritise personalised customer service, ensuring clients receive expert advice and prompt assistance.

Mitigating change through expertise

The company boasts dedicated teams comprising experts with extensive experience across various industry sectors and specialist practice areas. With their profound knowledge, they engage in in-depth analysis to meticulously design and deliver tailor-made solutions that mitigate the constantly evolving risk and insurance landscape.

Crombie Lockwood’s unique offerings cater to your business as well as personal needs.

The company’s exclusive insurance package, known as Onesurance, comprises a comprehensive cover that includes a wide range of benefits. It offers you the flexibility to match your policy to your lifestyle and requirements.

The Onesurance package includes home, contents and vehicle insurance, as well as landlord’s insurance.

Home is where the heart is

Your home is close to your heart and protecting it against adverse events is crucial. It can be your family house a holiday property or a house that you rent out, there’s a tailored solution to suit your pocket.

You get coverage for major happenings like fires and flooding, as well as other natural disasters. Less serious challenges such as broken windows and burst pipes are also covered in your policy.

Insurance products you can choose from

1. Replacement sum home insurance that offers protection against accidental loss or damage.
2. An insurance package that covers accidental loss or damage to a property you might be renting out. This policy covers tenant-related incidents such as loss of rent and malicious damage by tenants. It offers protection to landlords against all risks and liabilities related to the renting of property. You can also get cover for damage to your holiday property, and coverage even provides for those times when tenants fail to pay rent.

Protecting your home with the right insurance coverage is essential, and that includes understanding your home insurance policy's sum insured. This represents the maximum amount you would receive to rebuild or repair your home in the event of total loss or severe damage.

This amount doesn’t include the value of the land the property is standing on and isn’t subject to the market value of the house.

Calculations made easy

It’s vital to accurately assess your home insurance policy's sum insured, ensuring your sanctuary is fully protected. Use the free Cordell Sum Sure calculator on the website to assist you with the estimation process.

Consider expenses such as labourer stipends and demolition costs, materials, debris removal, and other fees related to rebuilding and repair.

It’s a good idea to specify all other elements such as pools and retaining walls within the limits of your policy.