TradeMe Home Insurance
- Home & Content Insurance
- Uncomplicated Cover
- Lower Premiums
Table of Contents
[Accessed August 22, 2023]
About TradeMe Insurance
Trademe Insurance is a trusted provider that understands your evolving needs.
They offer a range of policies underwritten by Tower, designed to bring you reliable coverage.
Discover the unique approach of Trademe Insurance
What sets them apart is their unique approach to determining premiums. If you live in a low-risk area, they may offer you a lower premium for your home insurance.
To accurately assess your property's rebuild cost, they provide the Cordell Sum Sure tool. Just enter your address, verify the details, and get an estimated rebuild cost that aligns with your property's value.
No matter what life throws at you, Trademe Insurance has you covered. Their home insurance protects you from unexpected accidents and damages, from a broken window to the complete cost of a rebuild, up to your coverage limit.
And if something unfortunate happens, their user-friendly platform allows you to easily log in and start the claims process.
Informed decisions for landlords
If you're a landlord, Trademe Insurance has a specialised policy tailored to your unique needs. Their landlord's house policy provides comprehensive cover, safeguarding you from the risks of renting out your New Zealand property.
It includes protection against deliberate tenant damage and covers essential items like whiteware and window coverings.
Flexibility is key when it comes to insuring your house with them. Their policies can be customised to cover additional features like sleepouts, retaining walls, and swimming pools, to make sure your insurance meets your specific requirements.
Your insurance is influenced by the excess you choose, giving you the freedom to adjust your premium accordingly.
To explore details of their coverage and gain a deeper understanding of the protection they offer, they’ve created easy access to their home insurance policy and landlord's insurance policy documents.
TradeMe Insurance Services
House insurance is for protection against sudden and accidental physical loss or damage that occurs during the insured period.
The policy includes limits and exclusions, which are detailed in the policy wording and your certificate of insurance. It's important to carefully read and understand these terms. If you’ve got any questions or need clarification, you can reach out to Trademe Insurance for assistance.
Compare their policy benefits
Choosing the right insurance coverage can be challenging, below is a summary of the two plans available and what they cover.
Plus Cover:
- Demand surge protection
- Extended sum insured for fire: sum insured plus
- Garden retaining walls
- Gradual damage to your house
- House under minor alteration
- Liability protection
- Bodily injury
- Natural disaster damage
- Glass breakage reduced excess
- Keys and locks lost or stolen
- Stress benefit lump sum payment
- Sustainability upgrade
- Temporary accommodation
Landlord's Plus Cover:
- Demand surge protection
- Extended sum insured for fire
- Garden retaining walls
- Gradual damage to your house
- House under minor alteration
- Liability protection
- Bodily injury
- Natural disaster damage
- Glass breakage reduced excess
- Keys and locks lost or stolen
- Stress benefit lump sum payment
- Sustainability upgrade
- Temporary accommodation
Landlord's Benefits:
- Loss of rent for damage to your house
- Loss of rent for other reasons
- Methamphetamine decontamination
- Deliberate damage
- Landlord's whiteware and window coverings
TradeMe Insurance – Home insurance
- Product Home Insurance
-
Simplified Process
Simplified insurance acquisition and claims process
-
Reduced Excess
Peace of mind with reduced excess and customisation
Benefits of TradeMe Insurance
- Unique premium determination approach
- Cordell sum sure tool for property assessment
- Customisable policy options
- Multi-policy discount for existing customers
Get a Trademe home insurance quote in minutes
When it comes to insuring your home with Trademe Insurance, they’ve designed a straightforward and efficient application process. It all begins with a quote, easily obtained online by answering a few simple questions about your property.
Just follow these steps:
Step 1: Start by visiting the TradeMe website and click on the "Get a Quote" button. This will redirect you to the home insurance quote page.
Step 2: You’ll then fill in all the required details, as accurately as you can in the application form. Provide precise information so that you get the most accurate quotes for your specific needs.
Step 3: Take the time to carefully read through all the available home insurance plans. You have to understand every option’s coverage,benefits and exclusions before you can make a decision.
Step 4: Select the house insurance plan that best aligns with your specific needs and monthly budget. Consider the level of coverage you require and ensure that the premium is affordable for you.
Step 5: After completing the application and choosing your preferred plan, you’ll receive a quote. Review the quote thoroughly to ensure it meets your expectations and fulfils your requirements.
Step 6: Before finalising your application, it’s crucial to carefully read through the policy documents provided. Understanding the terms and conditions, coverage limits, and any exclusions is vital. This will make sure that you’ve got a clear understanding of what’s covered and what’s not.
Step 7: Accept the quote from Trademe Insurance and you’re covered. If you have any questions or require clarification regarding any of the steps or the policy documents, the knowledgeable staff at TradeMe are readily available to assist you.
The basics - how your policy works
Your TradeMe Insurance cover consists of two vital documents; your policy wording and your certificate of insurance. Both documents provide essential information about your coverage and responsibilities. The policy wording outlines the benefits, exclusions, responsibilities, and limits of your cover.
Your certificate of insurance tells you what assets are covered, what level of cover applies, and any special terms and conditions. The insurer agrees to cover you according to the terms outlined in these two documents, provided you've paid the premium due.
TradeMe Insurance Contact
Contact Number
Website
Physical Address
- 2 market lane, Wellington Central Wellington 6011 New Zealand
- Get Directions
Opening Hours
- not available