NZI Home Insurance

NZI, one of New Zealand's longest-standing insurance providers, boasts a remarkable 160-year history of aiding Kiwis in navigating life's challenges.

At the heart of its success stands a dedicated and motivated team, nurtured within a supportive corporate culture that inspires them to consistently go the extra mile for their cherished customers.

With a storied history dating back to 1859, NZI continues to evolve and serve New Zealanders with zeal, anticipating another 160 years of dedicated service.

With a diverse benefits range to choose from, you can find the coverage that best appeals to you. Whether it's protecting the structure itself, valuable possessions, or personal liability, NZI has you covered.

Their comprehensive contents insurance options give you peace of mind knowing that your possessions are protected against unexpected events, whether you’re at home or not.

Tailored insurance solutions through local brokers

NZI works closely with local brokers across New Zealand to tailor insurance policies to meet your requirements. This collaboration allows them to understand your needs and provide personalised insurance solutions.

Benefits of choosing NZI

NZI is proudly supported by IAG, New Zealand's largest insurer. This backing provides an additional layer of security. They’ve got the resources and expertise to meet your insurance needs effectively.

Their team of dedicated professionals is the driving force behind their success. Their supportive culture empowers their employees to go the extra mile for you.

They value diversity and believe that harnessing the unique ideas and perspectives of their workforce strengthens their ability to serve you and creates a competitive advantage.

Commitment with confidence

With a range of home and contents insurance products, tailored solutions through local brokers, and a team of dedicated professionals, they ensure you receive the insurance coverage you need. They’re well-equipped to provide the support and reassurance you deserve.

NZI’s policies are designed to protect your home and its contents, offering a variety of tailored benefits.

Whether you prefer premium protection, practical cover, or affordable options, they have the perfect solution for you. Choose the policy that best suits your needs and enjoy ample coverage and peace of mind. They offer four products to give you the coverage you need.

NZI’s four home insurance cover packages

Distinction Home package

Experience unparalleled home protection with their Distinction Home package. This premier offering guarantees peace of mind with a range of exclusive benefits. Coverage includes temporary accommodation, protection against unseen or slow damage (max $10,000), replacement of items, and landscaping (max $100,000). Their team of experts is ready to assist you with a thorough rebuild evaluation ensuring that your home is accurately valued and meets your needs.

Echelon Home

This practical cover offers maximum specified protection against unforeseen events and includes benefits for temporary accommodation and liability cover for physical harm to others.

Essence Home

This product offers exceptional value and affordability to protect your most important assets. Enjoy coverage up to a predetermined limit, and protection for rental income and loss or damage to a landlord's property, providing peace of mind at an affordable price.

Houseowners Home

A reliable choice for homeowners seeking essential coverage for specified events including options for insuring for either replacement or present value, up to a specified maximum amount.

Customise your protection & prioritise safety

Their policies are designed to match the value of your property, ensuring you avoid underinsurance or overpayment while securing proper coverage. In times of home emergencies, rely on their trusted network of skilled professionals and suppliers available nationwide.

With their easy-to-use supplier search tool, finding reliable experts for efficient assistance is quick and hassle-free.