Cove Pet Insurance

As a homegrown New Zealand insurance brand, Cove is on a mission to create refreshingly simple insurance that puts the needs of Kiwis first.

Trusted and loved by thousands of Kiwis

Cove has achieved an outstanding 4.8-star rating across hundreds of customer reviews, a feat rarely seen in New Zealand's insurance industry. This level of trust and satisfaction speaks volumes about their commitment to providing exceptional service. They don't rest on their accolades. They constantly strive to raise the bar and deliver even greater value to you.

While they may not have achieved a perfect 5-star rating just yet, their team is working tirelessly to continuously improve and exceed your expectations, especially when you start to compare pet insurance.

Simplify pet insurance with Cove

A commitment to accessibility and competitive premiums

They believe that insurance should be affordable and accessible to all New Zealanders. That's why they work hard to provide competitive premiums that won't break the bank. They understand that everyone's financial situation is different, so they strive to offer flexible options that cater to your needs.

Experience Cove's seamless online platform and exceptional customer service

Gone are the days of dealing with complicated insurance processes. Cove simplifies it all. Their online platform allows you to sort your insurance needs from the comfort of your own home, at a time that suits you.

They also understand that sometimes you may need a little extra support. That's why their team is there for you, ready to provide exceptional service when you need it. They pride themselves on their phenomenal customer service, ensuring that you have a stress-free experience from start to finish.

Cove's roadmap to becoming the best

Cove firmly believe in transparency and putting you first. They want to know what you want most so that they can continue to improve and exceed your expectations. This is why they decided to launch their pet insurance packages in May 2022.

With an eye on the future, Cove is striving towards improvement and innovation

• They understand that different payment options suit different lifestyles. That's why they're working on providing more flexibility, such as direct debits, fortnightly payments, and annual payments, to accommodate your preferences.
• Should Cove be offering insurance coverage for boats, motorcycles, life, and other aspects of your life? They're considering expanding their product offerings to meet your evolving needs.
• Their team is dedicated to further developing My Cove, their online platform, to allow seamless policy management and self-service capabilities. They want to empower you to have full control over your insurance needs with ease.

Pet insurance is essential for the well-being of your furry family members, and Cove is on a mission to provide the best pet insurance in New Zealand.

With a simple and efficient online quote process that takes just minutes, they aim to make pet insurance accessible and hassle-free.

They offer attractive ways to save on premiums, making it easier for you to protect your pets at a reasonable price.

A look at the three pet insurance policies offered by Cove

Accident only - Most affordable pet insurance

• Cove's Accident-only policy is a budget-friendly option for pet owners concerned about unexpected accidents.
• This policy specifically covers accidental injuries, such as being hit by a car.
• With a $500 excess and a 10% co-pay, you can have peace of mind knowing major accidents are covered.
• While illness-related expenses are not included, the Accident-only policy provides essential coverage for unforeseen events.
• This coverage allows you to manage your pet's health without incurring hefty costs.

Major - Most popular pet insurance

• Cove's Major policy is a popular choice among pet owners due to its comprehensive coverage.
• This policy covers both accidents and illnesses, providing extensive protection for your pet's health.
• With a $1,000 excess and a 10% co-pay, you can ensure coverage for various situations without straining your finances.
• The Major policy includes coverage for accidents, illnesses, hereditary and congenital conditions, cancer treatment, eye, ear, and skin conditions, as well as parasite conditions.
• This comprehensive coverage offers peace of mind to pet owners, protecting against major health issues and unexpected vet bills.

Major + Minor - Most comprehensive pet insurance

• Cove's Major + Minor policy is ideal for pet owners looking for extensive coverage for both major and minor treatments.
• This comprehensive policy covers accidents, illnesses, hereditary and congenital conditions, cancer treatment, eye, ear, and skin conditions, as well as parasite conditions.
• With the Major + Minor policy, you have the flexibility to customise your coverage with a variable excess and a 20% co-pay.
• Whether your pet needs routine check-ups or encounters unexpected health issues, this policy provides the assurance you deserve.
• The Major + Minor policy offers comprehensive protection, ensuring that your pet receives the necessary care and treatment in a wide range of events.

Cove understands that every pet owner has different needs and priorities, which is why they offer these three policy options.

They provide optional extras such as dental/everyday coverage to further enhance your pet's well-being.